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ADT Inc. (ADT) Fundamental Analysis & AI Grade 2026

ADT NYSE Services-Detective, Guard & Armored Car Services DE CIK: 0001703056
Update Pending • Analysis: May 6, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
78% Confidence
AGREEMENT
C
78% Conf
B
78% Conf

📊 ADT Key Takeaways

Revenue: $1.3B
Net Margin: 13.2%
Free Cash Flow: $589.2M
Current Ratio: 0.84x
Debt/Equity: 2.05x
EPS: $-0.57
AI Grade: C with 78% confidence
ADT Inc. (ADT) receives a C fundamental grade with 78% confidence from our AI analysis based on SEC 10-K filings. With revenue of $1.3B, net profit margin of 13.2%, and return on equity (ROE) of 4.4%, ADT Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete ADT stock analysis for 2026.

Is ADT Inc. (ADT) a Good Investment?

Claude

ADT demonstrates solid operational metrics with 25.5% operating margin and strong free cash flow of $589.2M, but faces critical financial distress signals: interest coverage of 0.7x means operating income cannot service debt obligations, paired with 2.05x Debt/Equity leverage and liquidity concerns (0.84x current ratio). Equity holders are subordinated to substantial debt service needs despite operational stability.

ChatGPT

ADT shows solid underlying fundamentals with steady revenue growth, expanding net income, strong operating profitability, and exceptional free cash flow generation. The business appears operationally resilient, but high leverage, weak liquidity, and only moderate interest coverage limit financial flexibility and keep the overall outlook balanced rather than clearly bullish.

ADT Inc. Key Strengths (ADT)

Claude
  • + Exceptional free cash flow generation at 46.1% FCF margin ($589.2M annually)
  • + Stable security services business with 4.7% revenue growth
  • + Strong operating margin of 25.5% demonstrates operational efficiency
ChatGPT
  • + Strong free cash flow generation with $1.71B of FCF and a 33.3% FCF margin
  • + Healthy operating profitability, including a 25.5% operating margin and 11.6% net margin
  • + Positive growth profile with revenue up 4.7% YoY and net income up 18.9% YoY

ADT Stock Risks: ADT Inc. Investment Risks

Claude
  • ! Critical interest coverage ratio of 0.7x: operating income insufficient to cover debt service obligations
  • ! Severe leverage with $7.8B long-term debt and 2.05x Debt/Equity ratio
  • ! Liquidity stress with current ratio of 0.84x and negative diluted EPS (-0.57) despite positive net income
  • ! Minimal equity returns: ROE of 4.4% and ROA of 1.1% indicate poor capital efficiency for shareholders
ChatGPT
  • ! High leverage, with $7.80B in long-term debt and debt-to-equity of 2.06x
  • ! Tight liquidity, as shown by current and quick ratios of 0.93x
  • ! Interest coverage of 2.8x leaves limited cushion if borrowing costs stay elevated or earnings weaken

Key Metrics to Watch

Claude
  • * Interest coverage ratio (critical - must exceed 1.2x for financial health)
  • * Debt reduction progress and net leverage trajectory
  • * Current ratio and working capital management
  • * Free cash flow allocation toward debt reduction vs. shareholder returns
ChatGPT
  • * Interest coverage and total debt reduction progress
  • * Revenue growth durability alongside free cash flow conversion

ADT Inc. (ADT) Financial Metrics & Key Ratios

Revenue
$1.3B
Net Income
$168.4M
EPS (Diluted)
$-0.57
Free Cash Flow
$589.2M
Total Assets
$15.9B
Cash Position
$119.3M

💡 AI Analyst Insight

The 46.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments. The current ratio below 1.0x warrants monitoring of short-term liquidity.

ADT Profit Margin, ROE & Profitability Analysis

Gross Margin N/A
Operating Margin 25.5%
Net Margin 13.2%
ROE 4.4%
ROA 1.1%
FCF Margin 46.1%

ADT vs Services Sector: How ADT Inc. Compares

How ADT Inc. compares to Services sector averages

Net Margin
ADT 13.2%
vs
Sector Avg 10.0%
ADT Sector
ROE
ADT 4.4%
vs
Sector Avg 16.0%
ADT Sector
Current Ratio
ADT 0.8x
vs
Sector Avg 1.5x
ADT Sector
Debt/Equity
ADT 2.0x
vs
Sector Avg 0.7x
ADT Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is ADT Inc. Stock Overvalued? ADT Valuation Analysis 2026

Based on fundamental analysis, ADT Inc. shows some fundamental concerns relative to the Services sector in 2026.

Return on Equity
4.4%
Sector avg: 16%
Net Profit Margin
13.2%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
2.05x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

ADT Inc. Balance Sheet: ADT Debt, Cash & Liquidity

Current Ratio
0.84x
Quick Ratio
0.84x
Debt/Equity
2.05x
Debt/Assets
76.1%
Interest Coverage
0.69x
Long-term Debt
$7.8B

ADT Revenue & Earnings Growth: 5-Year Financial Trend

ADT 5-year financial data: Year 2021: Revenue $5.3B, Net Income -$424.2M, EPS N/A. Year 2022: Revenue $6.4B, Net Income -$632.2M, EPS N/A. Year 2023: Revenue $5.2B, Net Income -$340.8M, EPS N/A. Year 2024: Revenue $4.9B, Net Income $132.7M, EPS N/A. Year 2025: Revenue $5.1B, Net Income $463.0M, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: ADT Inc.'s revenue has remained relatively flat over the 5-year period, with a 4% decline. The most recent EPS of $0.53 reflects profitable operations.

ADT Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
46.1%
Free cash flow / Revenue

ADT Quarterly Earnings & Performance

Quarterly financial performance data for ADT Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $1.3B $140.2M N/A
Q3 2025 $1.2B $127.2M N/A
Q2 2025 $1.2B $92.4M N/A
Q1 2025 $1.2B $91.6M N/A
Q3 2024 $1.2B -$86.2M N/A
Q2 2024 $1.2B -$26.6M N/A
Q1 2024 $1.2B $91.6M N/A
Q3 2023 $1.2B -$18.1M N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

ADT Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$638.1M
Cash generated from operations
Stock Buybacks
$115.9M
Shares repurchased (TTM)
Capital Expenditures
$48.9M
Investment in assets
Dividends Paid
$45.0M
Returned to shareholders

ADT SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for ADT Inc. (CIK: 0001703056)

📋 Recent SEC Filings

Date Form Document Action
Jun 2, 2026 4 xslF345X06/wk-form4_1780431396.xml View →
May 29, 2026 4 xslF345X06/wk-form4_1780086293.xml View →
May 29, 2026 4 xslF345X06/wk-form4_1780086270.xml View →
May 29, 2026 4 xslF345X06/wk-form4_1780086246.xml View →
May 29, 2026 4 xslF345X06/wk-form4_1780086225.xml View →

Frequently Asked Questions about ADT

What is the AI rating for ADT?

ADT Inc. (ADT) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are ADT's key strengths?

Claude: Exceptional free cash flow generation at 46.1% FCF margin ($589.2M annually). Stable security services business with 4.7% revenue growth. ChatGPT: Strong free cash flow generation with $1.71B of FCF and a 33.3% FCF margin. Healthy operating profitability, including a 25.5% operating margin and 11.6% net margin.

What are the risks of investing in ADT?

Claude: Critical interest coverage ratio of 0.7x: operating income insufficient to cover debt service obligations. Severe leverage with $7.8B long-term debt and 2.05x Debt/Equity ratio. ChatGPT: High leverage, with $7.80B in long-term debt and debt-to-equity of 2.06x. Tight liquidity, as shown by current and quick ratios of 0.93x.

What is ADT's revenue and growth?

ADT Inc. reported revenue of $1.3B.

Does ADT pay dividends?

ADT Inc. pays dividends, with $45.0M distributed to shareholders in the trailing twelve months.

Where can I find ADT SEC filings?

Official SEC filings for ADT Inc. (CIK: 0001703056) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is ADT's EPS?

ADT Inc. has a diluted EPS of $-0.57.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is ADT's fundamental grade?

Based on our AI fundamental analysis in June 2026, ADT Inc. has a C grade with 78% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is ADT stock overvalued or undervalued?

Valuation metrics for ADT: ROE of 4.4% (sector avg: 16%), net margin of 13.2% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

What is ADT's AI grade for 2026?

Our dual AI analysis gives ADT Inc. a combined C grade for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is ADT's free cash flow?

ADT Inc.'s operating cash flow is $638.1M, with capital expenditures of $48.9M. FCF margin is 46.1%.

How does ADT compare to other Services stocks?

Vs Services sector averages: Net margin 13.2% (avg: 10%), ROE 4.4% (avg: 16%), current ratio 0.84 (avg: 1.5).

Is ADT Inc. carrying too much debt?

ADT has a debt-to-equity ratio of 2.05x, which is above the Services sector average of 0.7x. Combined with a current ratio below 1, this warrants careful monitoring of the balance sheet.

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-03-31 | Powered by Claude AI