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CrossAmerica Partners LP (CAPL) Fundamental Analysis & AI Grade 2026

CAPL NYSE Wholesale-Petroleum & Petroleum Products (No Bulk Stations) CIK: 0001538849
Update Pending • Analysis: May 8, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
79% Confidence
STRONG AGREEMENT
C
78% Conf
C
80% Conf

📊 CAPL Key Takeaways

Revenue: $841.8M
Net Margin: 1.3%
Free Cash Flow: $24.5M
Current Ratio: 0.75x
Debt/Equity: N/A
EPS: $0.26
AI Grade: C with 78% confidence
CrossAmerica Partners LP (CAPL) receives a C fundamental grade with 79% confidence from our AI analysis based on SEC 10-K filings. With revenue of $841.8M, net profit margin of 1.3%, CrossAmerica Partners LP demonstrates mixed fundamentals in the Energy sector. Below is our complete CAPL stock analysis for 2026.

Is CrossAmerica Partners LP (CAPL) a Good Investment?

Claude

CrossAmerica Partners is in financial distress despite net income improvements. Negative stockholders' equity, severe liquidity crisis (current ratio 0.75x), and $732M debt burden with only $7.3M cash create unsustainable capital structure. Declining revenue and razor-thin margins (1.3% net) in commodity wholesale offer limited cushion for debt service.

ChatGPT

CrossAmerica Partners LP shows improving bottom-line results, with net income and diluted EPS rising sharply and free cash flow remaining positive. However, the improvement comes alongside declining revenue, very thin margins, weak liquidity, and a balance sheet where liabilities exceed assets, which limits financial flexibility. Overall, the business appears operationally stable but fundamentally constrained by leverage and low-quality earnings durability.

CrossAmerica Partners LP Key Strengths (CAPL)

Claude
  • + Net income surged 86.3% YoY with EPS growth of 96.2%, indicating operational improvements
  • + Positive free cash flow generation of $24.5M provides near-term debt service capacity
  • + Interest coverage ratio of 2.2x suggests current ability to meet debt obligations
ChatGPT
  • + Net income and diluted EPS improved materially year over year, indicating better cost control or margin capture
  • + Positive operating cash flow and free cash flow support ongoing operations and capital needs
  • + Gross profit remained solid relative to revenue, showing the core business still generates meaningful spread income

CAPL Stock Risks: CrossAmerica Partners LP Investment Risks

Claude
  • ! Negative/critically weak stockholders' equity indicates technical insolvency and financial distress
  • ! Liquidity crisis: current ratio 0.75x and quick ratio 0.36x insufficient for liabilities exceeding $1.1B
  • ! Revenue declined 10.6% YoY amid volatile petroleum markets, compressing already-thin margins
  • ! Extreme leverage with $732M long-term debt against $7.3M cash and $24.5M annual FCF unsustainable long-term
  • ! Net margin of 1.3% leaves minimal operational flexibility for market downturns or unexpected costs
ChatGPT
  • ! Liabilities exceed assets, implying negative equity and elevated balance-sheet risk
  • ! Current ratio of 0.72x and quick ratio of 0.33x point to weak short-term liquidity
  • ! Interest coverage of 2.0x and high long-term debt reduce resilience if operating conditions weaken

Key Metrics to Watch

Claude
  • * Stockholders' equity recovery and debt reduction trajectory
  • * Operating cash flow sustainability relative to debt service obligations
  • * Current ratio improvement and cash position strengthening
  • * Revenue stabilization in wholesale petroleum segment
  • * Interest coverage ratio maintenance above 2.0x
ChatGPT
  • * Interest coverage and long-term debt reduction
  • * Revenue trend versus operating margin stability

CrossAmerica Partners LP (CAPL) Financial Metrics & Key Ratios

Revenue
$841.8M
Net Income
$10.7M
EPS (Diluted)
$0.26
Free Cash Flow
$24.5M
Total Assets
$1.0B
Cash Position
$7.3M

💡 AI Analyst Insight

The relatively thin 2.9% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.

CAPL Profit Margin, ROE & Profitability Analysis

Gross Margin 11.6%
Operating Margin 2.8%
Net Margin 1.3%
ROE N/A
ROA 1.1%
FCF Margin 2.9%

CAPL vs Energy Sector: How CrossAmerica Partners LP Compares

How CrossAmerica Partners LP compares to Energy sector averages

Net Margin
CAPL 1.3%
vs
Sector Avg 12.0%
CAPL Sector
ROE
CAPL 0.0%
vs
Sector Avg 14.0%
CAPL Sector
Current Ratio
CAPL 0.7x
vs
Sector Avg 1.3x
CAPL Sector
Debt/Equity
CAPL 0.0x
vs
Sector Avg 0.6x
CAPL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is CrossAmerica Partners LP Stock Overvalued? CAPL Valuation Analysis 2026

Based on fundamental analysis, CrossAmerica Partners LP has mixed fundamental signals relative to the Energy sector in 2026.

Return on Equity
N/A
Sector avg: 14%
Net Profit Margin
1.3%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
N/A
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

CrossAmerica Partners LP Balance Sheet: CAPL Debt, Cash & Liquidity

Current Ratio
0.75x
Quick Ratio
0.36x
Debt/Equity
N/A
Debt/Assets
107.8%
Interest Coverage
2.21x
Long-term Debt
$732.0M

CAPL Revenue & Earnings Growth: 5-Year Financial Trend

CAPL 5-year financial data: Year 2021: Revenue $3.6B, Net Income $18.1M, EPS N/A. Year 2022: Revenue $5.0B, Net Income $107.5M, EPS N/A. Year 2023: Revenue $5.0B, Net Income $21.7M, EPS $0.57. Year 2024: Revenue $5.0B, Net Income $63.7M, EPS $1.63. Year 2025: Revenue $4.4B, Net Income $42.6M, EPS $1.05.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: CrossAmerica Partners LP's revenue has grown significantly by 23% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.05 reflects profitable operations.

CAPL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
2.9%
Free cash flow / Revenue

CAPL Quarterly Earnings & Performance

Quarterly financial performance data for CrossAmerica Partners LP including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $841.8M -$7.1M $-0.20
Q3 2025 $971.8M $5.6M $0.10
Q2 2025 $961.9M -$5.1M $-0.17
Q1 2025 $862.5M -$7.1M $-0.20
Q3 2024 $1.1B $5.6M $0.10
Q2 2024 $1.1B -$979.0K $-0.17
Q1 2024 $941.5M -$979.0K $-0.04
Q3 2023 $1.2B $12.3M $0.31

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

CrossAmerica Partners LP Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$27.9M
Cash generated from operations
Capital Expenditures
$3.4M
Investment in assets
Dividends Paid
$20.0M
Returned to shareholders

CAPL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for CrossAmerica Partners LP (CIK: 0001538849)

📋 Recent SEC Filings

Date Form Document Action
May 26, 2026 4 xslF345X06/wk-form4_1779825514.xml View →
May 6, 2026 10-Q capl-20260331.htm View →
May 6, 2026 8-K capl-20260506.htm View →
Apr 22, 2026 8-K capl-20260422.htm View →
Mar 2, 2026 8-K capl-20260302.htm View →

Frequently Asked Questions about CAPL

What is the AI rating for CAPL?

CrossAmerica Partners LP (CAPL) has a Combined AI Grade of C from Claude (C) and ChatGPT (C) with 79% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CAPL's key strengths?

Claude: Net income surged 86.3% YoY with EPS growth of 96.2%, indicating operational improvements. Positive free cash flow generation of $24.5M provides near-term debt service capacity. ChatGPT: Net income and diluted EPS improved materially year over year, indicating better cost control or margin capture. Positive operating cash flow and free cash flow support ongoing operations and capital needs.

What are the risks of investing in CAPL?

Claude: Negative/critically weak stockholders' equity indicates technical insolvency and financial distress. Liquidity crisis: current ratio 0.75x and quick ratio 0.36x insufficient for liabilities exceeding $1.1B. ChatGPT: Liabilities exceed assets, implying negative equity and elevated balance-sheet risk. Current ratio of 0.72x and quick ratio of 0.33x point to weak short-term liquidity.

What is CAPL's revenue and growth?

CrossAmerica Partners LP reported revenue of $841.8M.

Does CAPL pay dividends?

CrossAmerica Partners LP pays dividends, with $20.0M distributed to shareholders in the trailing twelve months.

Where can I find CAPL SEC filings?

Official SEC filings for CrossAmerica Partners LP (CIK: 0001538849) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CAPL's EPS?

CrossAmerica Partners LP has a diluted EPS of $0.26.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is CAPL's fundamental grade?

Based on our AI fundamental analysis in June 2026, CrossAmerica Partners LP has a C grade with 79% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is CAPL stock overvalued or undervalued?

Valuation metrics for CAPL: ROE of N/A (sector avg: 14%), net margin of 1.3% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is CAPL's AI grade for 2026?

Our dual AI analysis gives CrossAmerica Partners LP a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CAPL's free cash flow?

CrossAmerica Partners LP's operating cash flow is $27.9M, with capital expenditures of $3.4M. FCF margin is 2.9%.

How does CAPL compare to other Energy stocks?

Vs Energy sector averages: Net margin 1.3% (avg: 12%), ROE N/A (avg: 14%), current ratio 0.75 (avg: 1.3).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 8, 2026 | Data as of: 2026-03-31 | Powered by Claude AI