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Chegg, Inc. (CHGG) Fundamental Analysis & AI Grade 2026

CHGG NYSE Services-Educational Services DE CIK: 0001364954
Updated This Month • Analysis: May 12, 2026 • SEC Data: 2026-03-31
Combined AI Grade
D
90% Confidence
STRONG AGREEMENT
D
88% Conf
D
91% Conf

📊 CHGG Key Takeaways

Revenue: $63.3M
Net Margin: 0.4%
Free Cash Flow: $3.1M
Current Ratio: 1.04x
Debt/Equity: 0.00x
EPS: $0.00
AI Grade: D with 88% confidence
Chegg, Inc. (CHGG) receives a D fundamental grade with 90% confidence from our AI analysis based on SEC 10-K filings. With revenue of $63.3M, net profit margin of 0.4%, and return on equity (ROE) of 0.2%, Chegg, Inc. demonstrates mixed fundamentals in the Services sector. Below is our complete CHGG stock analysis for 2026.

Is Chegg, Inc. (CHGG) a Good Investment?

Claude

Chegg faces severe structural headwinds with 39% YoY revenue collapse while failing to achieve operating profitability despite a healthy 59.9% gross margin, indicating poor cost management. The company generates minimal returns (0.2% ROE, 0.1% ROA) with deteriorating liquidity (1.04x current ratio) and relies on non-operating items to remain net positive, suggesting core business dysfunction.

ChatGPT

Chegg's fundamentals are very weak: revenue fell 39.0% year over year, operating margin is deeply negative at -31.0%, and net margin remains severely negative at -27.4%, indicating a business still struggling to stabilize after a major contraction. While losses improved year over year and the company still generated positive operating cash flow, negative free cash flow, sub-1.0x liquidity, and very poor returns on equity and assets suggest limited financial flexibility and weak growth quality.

Chegg, Inc. Key Strengths (CHGG)

Claude
  • + Maintains strong 59.9% gross margin indicating viable unit economics at service delivery level
  • + Generates positive free cash flow of $3.1M despite operating losses
  • + Moderate leverage with low debt burden provides financial flexibility
ChatGPT
  • + Gross margin of 59.6% shows the core service still has meaningful unit-level profitability potential
  • + Net loss and diluted EPS improved materially year over year, indicating some cost adjustment progress
  • + No meaningful debt burden reduces balance-sheet leverage risk

CHGG Stock Risks: Chegg, Inc. Investment Risks

Claude
  • ! Catastrophic -39% YoY revenue decline signals loss of market relevance and customer demand
  • ! Operating margin negative at -1.6% with $1M operating loss despite 60% gross margins indicates severe expense control failure
  • ! Razor-thin liquidity (1.04x current ratio) limits ability to invest in turnaround or weather further deterioration
  • ! Net income only positive from non-operating items; core business is unprofitable
  • ! Minimal shareholder returns (ROE 0.2%, ROA 0.1%) suggest inefficient capital deployment
ChatGPT
  • ! Revenue decline of 39.0% signals severe demand erosion and raises questions about business durability
  • ! Current and quick ratios of 0.86x indicate tight near-term liquidity and limited cushion
  • ! Negative free cash flow and deeply negative operating profitability suggest the company may keep consuming capital if trends persist

Key Metrics to Watch

Claude
  • * Revenue stabilization and sequential growth trends
  • * Operating margin recovery and path to profitability
  • * Cash position sustainability given burn rate and liquidity constraints
ChatGPT
  • * Year-over-year revenue trend and subscriber/customer stabilization
  • * Free cash flow generation and current ratio improvement

Chegg, Inc. (CHGG) Financial Metrics & Key Ratios

Revenue
$63.3M
Net Income
$228.0K
EPS (Diluted)
$0.00
Free Cash Flow
$3.1M
Total Assets
$244.1M
Cash Position
$33.5M

💡 AI Analyst Insight

The relatively thin 4.8% FCF margin may limit capital allocation flexibility.

CHGG Profit Margin, ROE & Profitability Analysis

Gross Margin 59.9%
Operating Margin -1.6%
Net Margin 0.4%
ROE 0.2%
ROA 0.1%
FCF Margin 4.8%

CHGG vs Services Sector: How Chegg, Inc. Compares

How Chegg, Inc. compares to Services sector averages

Net Margin
CHGG 0.4%
vs
Sector Avg 10.0%
CHGG Sector
ROE
CHGG 0.2%
vs
Sector Avg 16.0%
CHGG Sector
Current Ratio
CHGG 1.0x
vs
Sector Avg 1.5x
CHGG Sector
Debt/Equity
CHGG 0.0x
vs
Sector Avg 0.7x
CHGG Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Chegg, Inc. Stock Overvalued? CHGG Valuation Analysis 2026

Based on fundamental analysis, Chegg, Inc. has mixed fundamental signals relative to the Services sector in 2026.

Return on Equity
0.2%
Sector avg: 16%
Net Profit Margin
0.4%
Sector avg: 10%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Chegg, Inc. Balance Sheet: CHGG Debt, Cash & Liquidity

Current Ratio
1.04x
Quick Ratio
1.04x
Debt/Equity
0.00x
Debt/Assets
50.4%
Interest Coverage
-0.14x
Long-term Debt
N/A

CHGG Revenue & Earnings Growth: 5-Year Financial Trend

CHGG 5-year financial data: Year 2022: Revenue $776.3M, Net Income -$6.2M, EPS $-0.05. Year 2023: Revenue $776.3M, Net Income -$1.5M, EPS $-0.01. Year 2024: Revenue $766.9M, Net Income $266.6M, EPS $1.34. Year 2025: Revenue $716.3M, Net Income $18.2M, EPS $-0.34.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Chegg, Inc.'s revenue has remained relatively flat over the 5-year period, with a 8% decline. The most recent EPS of $-0.34 indicates the company is currently unprofitable.

CHGG Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
4.8%
Free cash flow / Revenue

CHGG Quarterly Earnings & Performance

Quarterly financial performance data for Chegg, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $63.3M $228.0K $0.00
Q3 2025 $77.7M -$17.5M $-0.16
Q2 2025 $105.1M -$35.7M $-0.33
Q1 2025 $121.4M -$1.4M $-0.01
Q3 2024 $136.6M $8.5M $-0.16
Q2 2024 $163.1M $24.6M $-0.08
Q1 2024 $174.4M -$1.4M $-0.01
Q3 2023 $157.9M $8.5M $-0.16

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Chegg, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$4.1M
Cash generated from operations
Capital Expenditures
$1.0M
Investment in assets
Dividends
None
No dividend program

CHGG SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Chegg, Inc. (CIK: 0001364954)

📋 Recent SEC Filings

Date Form Document Action
May 11, 2026 10-Q chgg-20260331.htm View →
May 6, 2026 8-K chgg-20260506.htm View →
Apr 28, 2026 DEF 14A chgg-20260428.htm View →
Apr 15, 2026 8-K chgg-20260413.htm View →
Apr 14, 2026 4 xslF345X06/wk-form4_1776214645.xml View →

Frequently Asked Questions about CHGG

What is the AI rating for CHGG?

Chegg, Inc. (CHGG) has a Combined AI Grade of D from Claude (D) and ChatGPT (D) with 90% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are CHGG's key strengths?

Claude: Maintains strong 59.9% gross margin indicating viable unit economics at service delivery level. Generates positive free cash flow of $3.1M despite operating losses. ChatGPT: Gross margin of 59.6% shows the core service still has meaningful unit-level profitability potential. Net loss and diluted EPS improved materially year over year, indicating some cost adjustment progress.

What are the risks of investing in CHGG?

Claude: Catastrophic -39% YoY revenue decline signals loss of market relevance and customer demand. Operating margin negative at -1.6% with $1M operating loss despite 60% gross margins indicates severe expense control failure. ChatGPT: Revenue decline of 39.0% signals severe demand erosion and raises questions about business durability. Current and quick ratios of 0.86x indicate tight near-term liquidity and limited cushion.

What is CHGG's revenue and growth?

Chegg, Inc. reported revenue of $63.3M.

Does CHGG pay dividends?

Chegg, Inc. does not currently pay dividends.

Where can I find CHGG SEC filings?

Official SEC filings for Chegg, Inc. (CIK: 0001364954) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is CHGG's EPS?

Chegg, Inc. has a diluted EPS of $0.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is CHGG's fundamental grade?

Based on our AI fundamental analysis in June 2026, Chegg, Inc. has a D grade with 90% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is CHGG stock overvalued or undervalued?

Valuation metrics for CHGG: ROE of 0.2% (sector avg: 16%), net margin of 0.4% (sector avg: 10%). Compare these metrics with sector averages to assess valuation.

What is CHGG's AI grade for 2026?

Our dual AI analysis gives Chegg, Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is CHGG's free cash flow?

Chegg, Inc.'s operating cash flow is $4.1M, with capital expenditures of $1.0M. FCF margin is 4.8%.

How does CHGG compare to other Services stocks?

Vs Services sector averages: Net margin 0.4% (avg: 10%), ROE 0.2% (avg: 16%), current ratio 1.04 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 12, 2026 | Data as of: 2026-03-31 | Powered by Claude AI