📊 DIN Key Takeaways
Is Dine Brands Global, Inc. (DIN) a Good Investment?
Dine Brands exhibits critical financial distress with negative stockholders' equity of -$290M, inadequate liquidity ratios below 1.0x, and interest coverage of 0.2x—meaning operating income covers only 20% of debt service obligations. The combination of negative free cash flow (-$4.6M), minimal cash reserves ($104.2M) against $1.2B debt, and 73.7% YoY EPS collapse indicates severe structural insolvency risk requiring immediate debt restructuring or potential bankruptcy.
Dine Brands shows decent top-line growth and remains free-cash-flow positive, but that growth is not translating into healthy profitability, with operating margin at just 2.9% and interest coverage at a weak 0.4x. The balance sheet is heavily constrained by negative equity, substantial long-term debt, and sub-1.0 liquidity, which makes the business fundamentally vulnerable if operating conditions soften.
Dine Brands Global, Inc. Key Strengths (DIN)
- Revenue growth of 8.2% YoY demonstrates ongoing franchise/operational activity
- Positive operating cash flow of $7.5M and modest net income growth (6.9% YoY)
- Gross margin of 38.8% provides reasonable cost structure relative to peers
- Revenue grew 8.2% year over year, indicating continued demand resilience
- Operating cash flow of $89.0M and free cash flow of $53.4M provide some internal funding capacity
- Gross margin of 40.9% suggests the underlying business model still has solid unit-level economics
DIN Stock Risks: Dine Brands Global, Inc. Investment Risks
- Negative stockholders' equity (-$290M) indicates technical insolvency and balance sheet impairment
- Current and quick ratios at 0.89x and 0.85x respectively—below 1.0x threshold signals acute liquidity crisis
- Interest coverage of 0.2x is critically inadequate; operating income cannot service debt obligations
- Negative free cash flow (-$4.6M) with cash reserves ($104.2M) dwarfed by $1.2B long-term debt creates sustainability crisis
- 73.7% YoY EPS decline despite revenue growth indicates severe share dilution or major non-recurring charges
- Thin operating margin (4.5%) and net margin (3.3%) provide minimal buffer for operational stress
- Interest coverage of 0.4x indicates operating income is insufficient relative to interest burden
- Negative stockholders equity and $1.19B of long-term debt reflect a highly leveraged capital structure
- Net margin of 1.9% and a 73.7% decline in diluted EPS point to weak earnings quality and limited cushion
Key Metrics to Watch
- Stockholders' equity trend and potential additional impairments
- Free cash flow and monthly cash burn rate
- Debt refinancing activity, maturity schedule, and refinancing terms
- Interest coverage ratio improvement trajectory
- Same-store sales trends and franchise unit health
- Working capital position and liquidity facility availability
- Interest coverage and operating margin
- Free cash flow generation relative to debt obligations
Dine Brands Global, Inc. (DIN) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
DIN Profit Margin, ROE & Profitability Analysis
DIN vs Consumer Sector: How Dine Brands Global, Inc. Compares
How Dine Brands Global, Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Dine Brands Global, Inc. Stock Overvalued? DIN Valuation Analysis 2026
Based on fundamental analysis, Dine Brands Global, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Dine Brands Global, Inc. Balance Sheet: DIN Debt, Cash & Liquidity
DIN Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Dine Brands Global, Inc.'s revenue has remained relatively flat over the 5-year period, with a 3% decline. The most recent EPS of $6.22 reflects profitable operations.
DIN Revenue Growth, EPS Growth & YoY Performance
DIN Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $214.8M | $7.4M | $0.53 |
| Q3 2025 | $195.0M | $7.3M | $0.48 |
| Q2 2025 | $206.3M | $13.8M | $0.89 |
| Q1 2025 | $206.2M | $8.2M | $0.53 |
| Q3 2024 | $195.0M | $18.5M | $1.19 |
| Q2 2024 | $206.3M | $18.2M | $1.16 |
| Q1 2024 | $206.2M | $17.5M | $1.13 |
| Q3 2023 | $202.6M | $18.5M | $1.19 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Dine Brands Global, Inc. Dividends, Buybacks & Capital Allocation
DIN SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Dine Brands Global, Inc. (CIK: 0000049754)
📋 Recent SEC Filings
❓ Frequently Asked Questions about DIN
What is the AI rating for DIN?
Dine Brands Global, Inc. (DIN) has a Combined AI Grade of C from Claude (D) and ChatGPT (C) with 90% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are DIN's key strengths?
Claude: Revenue growth of 8.2% YoY demonstrates ongoing franchise/operational activity. Positive operating cash flow of $7.5M and modest net income growth (6.9% YoY). ChatGPT: Revenue grew 8.2% year over year, indicating continued demand resilience. Operating cash flow of $89.0M and free cash flow of $53.4M provide some internal funding capacity.
What are the risks of investing in DIN?
Claude: Negative stockholders' equity (-$290M) indicates technical insolvency and balance sheet impairment. Current and quick ratios at 0.89x and 0.85x respectively—below 1.0x threshold signals acute liquidity crisis. ChatGPT: Interest coverage of 0.4x indicates operating income is insufficient relative to interest burden. Negative stockholders equity and $1.19B of long-term debt reflect a highly leveraged capital structure.
What is DIN's revenue and growth?
Dine Brands Global, Inc. reported revenue of $225.2M.
Does DIN pay dividends?
Dine Brands Global, Inc. pays dividends, with $2.5M distributed to shareholders in the trailing twelve months.
Where can I find DIN SEC filings?
Official SEC filings for Dine Brands Global, Inc. (CIK: 0000049754) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is DIN's EPS?
Dine Brands Global, Inc. has a diluted EPS of $0.57.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is DIN's fundamental grade?
Based on our AI fundamental analysis in June 2026, Dine Brands Global, Inc. has a C grade with 90% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is DIN stock overvalued or undervalued?
Valuation metrics for DIN: ROE of N/A (sector avg: 18%), net margin of 3.3% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
What is DIN's AI grade for 2026?
Our dual AI analysis gives Dine Brands Global, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is DIN's free cash flow?
Dine Brands Global, Inc.'s operating cash flow is $7.5M, with capital expenditures of $12.1M. FCF margin is -2.0%.
How does DIN compare to other Consumer stocks?
Vs Consumer sector averages: Net margin 3.3% (avg: 8%), ROE N/A (avg: 18%), current ratio 0.89 (avg: 1.5).