📊 EVCM Key Takeaways
Is EverCommerce Inc. (EVCM) a Good Investment?
EverCommerce exhibits weak fundamental performance with anemic revenue growth (4.8% YoY), flat net income, and dismal capital returns (ROE 1.0%, ROA 0.5%), indicating the business is destroying shareholder value despite generating adequate free cash flow. Thin operating margins (8.5%) and $522.2M debt burden present significant leverage risk with minimal growth to support repayment.
EverCommerce shows improving fundamental stability, with positive operating income, strong free cash flow generation, and solid liquidity supporting financial flexibility. However, revenue growth is modest, net margins remain thin, and returns on equity and assets are still low, which suggests the business is improving but not yet demonstrating consistently strong profitability quality.
EverCommerce Inc. Key Strengths (EVCM)
- Strong free cash flow generation at $23.7M (16.1% FCF margin) indicating quality earnings and operational cash conversion
- Solid liquidity position with 2.08x current ratio and $129.3M cash reserves providing financial stability
- Manageable debt structure at 0.73x debt/equity ratio with reasonable leverage levels
- Strong free cash flow of $109.23M with an 18.5% FCF margin
- Healthy liquidity profile with a 2.11x current and quick ratio
- Positive operating profitability with a 10.1% operating margin and manageable debt/equity of 0.73x
EVCM Stock Risks: EverCommerce Inc. Investment Risks
- Catastrophic capital efficiency with ROE of 1.0% and ROA of 0.5% indicating severe value destruction for shareholders
- Stagnant growth trajectory with 4.8% revenue growth and 0.0% net income growth insufficient to offset leverage burden
- Razor-thin profit margins at 8.5% operating and 4.9% net margin with minimal visibility on margin expansion
- Elevated insider trading activity with 33 Form 4 filings in 90 days potentially signaling management uncertainty about business trajectory
- Revenue growth of 4.8% is modest for a software company
- Net margin of 3.0% and ROE of 2.5% indicate limited bottom-line efficiency
- Long-term debt of $523.39M remains significant relative to earnings power
Key Metrics to Watch
- Revenue growth acceleration rate - must exceed 8%+ to justify current debt levels
- Operating margin trajectory - need clear path to 12%+ margins to improve capital returns
- Free cash flow deployment decisions - critical to monitor debt reduction versus reinvestment strategy
- Operating margin and net margin expansion
- Revenue growth relative to free cash flow sustainability
EverCommerce Inc. (EVCM) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.08x current ratio provides a solid financial cushion.
EVCM Profit Margin, ROE & Profitability Analysis
EVCM vs Technology Sector: How EverCommerce Inc. Compares
How EverCommerce Inc. compares to Technology sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is EverCommerce Inc. Stock Overvalued? EVCM Valuation Analysis 2026
Based on fundamental analysis, EverCommerce Inc. shows some fundamental concerns relative to the Technology sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
EverCommerce Inc. Balance Sheet: EVCM Debt, Cash & Liquidity
EVCM Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: EverCommerce Inc.'s revenue has grown significantly by 20% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.24 indicates the company is currently unprofitable.
EVCM Revenue Growth, EPS Growth & YoY Performance
EVCM Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $142.3M | $7.2M | $-0.04 |
| Q3 2025 | $140.1M | -$3.4M | $-0.05 |
| Q2 2025 | $140.5M | $440.0K | $0.00 |
| Q1 2025 | $137.9M | -$7.7M | $-0.04 |
| Q3 2024 | $174.7M | -$614.0K | $0.00 |
| Q2 2024 | $170.1M | -$896.0K | $0.00 |
| Q1 2024 | $161.1M | -$16.3M | $-0.09 |
| Q3 2023 | $158.1M | -$614.0K | $0.00 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
EverCommerce Inc. Dividends, Buybacks & Capital Allocation
EVCM SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for EverCommerce Inc. (CIK: 0001853145)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Jun 8, 2026 | 4 | xslF345X06/wk-form4_1780958873.xml | View → |
| Jun 8, 2026 | 4 | xslF345X06/wk-form4_1780958812.xml | View → |
| Jun 8, 2026 | 4 | xslF345X06/wk-form4_1780958654.xml | View → |
| Jun 8, 2026 | 4 | xslF345X06/wk-form4_1780958601.xml | View → |
| Jun 3, 2026 | 4 | xslF345X06/wk-form4_1780525457.xml | View → |
❓ Frequently Asked Questions about EVCM
What is the AI rating for EVCM?
EverCommerce Inc. (EVCM) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are EVCM's key strengths?
Claude: Strong free cash flow generation at $23.7M (16.1% FCF margin) indicating quality earnings and operational cash conversion. Solid liquidity position with 2.08x current ratio and $129.3M cash reserves providing financial stability. ChatGPT: Strong free cash flow of $109.23M with an 18.5% FCF margin. Healthy liquidity profile with a 2.11x current and quick ratio.
What are the risks of investing in EVCM?
Claude: Catastrophic capital efficiency with ROE of 1.0% and ROA of 0.5% indicating severe value destruction for shareholders. Stagnant growth trajectory with 4.8% revenue growth and 0.0% net income growth insufficient to offset leverage burden. ChatGPT: Revenue growth of 4.8% is modest for a software company. Net margin of 3.0% and ROE of 2.5% indicate limited bottom-line efficiency.
What is EVCM's revenue and growth?
EverCommerce Inc. reported revenue of $147.5M.
Does EVCM pay dividends?
EverCommerce Inc. does not currently pay dividends.
Where can I find EVCM SEC filings?
Official SEC filings for EverCommerce Inc. (CIK: 0001853145) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is EVCM's EPS?
EverCommerce Inc. has a diluted EPS of $0.04.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is EVCM's fundamental grade?
Based on our AI fundamental analysis in June 2026, EverCommerce Inc. has a C grade with 74% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is EVCM stock overvalued or undervalued?
Valuation metrics for EVCM: ROE of 1.0% (sector avg: 22%), net margin of 4.9% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.
What is EVCM's AI grade for 2026?
Our dual AI analysis gives EverCommerce Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is EVCM's free cash flow?
EverCommerce Inc.'s operating cash flow is $24.6M, with capital expenditures of $856.0K. FCF margin is 16.1%.
How does EVCM compare to other Technology stocks?
Vs Technology sector averages: Net margin 4.9% (avg: 18%), ROE 1.0% (avg: 22%), current ratio 2.08 (avg: 2.5).