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Fatpipe Inc/UT (FATN) Fundamental Analysis & AI Grade 2026

FATN Nasdaq Services-Prepackaged Software UT CIK: 0001993400
Updated This Month • Analysis: May 20, 2026 • SEC Data: 2026-03-31
Combined AI Grade
C
70% Confidence
AGREEMENT
C
65% Conf
B
74% Conf

📊 FATN Key Takeaways

Revenue: $19.2M
Net Margin: 25.9%
Free Cash Flow: $-832.9K
Current Ratio: 3.85x
Debt/Equity: 0.18x
EPS: $0.35
AI Grade: C with 65% confidence
Fatpipe Inc/UT (FATN) receives a C fundamental grade with 70% confidence from our AI analysis based on SEC 10-K filings. With revenue of $19.2M, net profit margin of 25.9%, and return on equity (ROE) of 19.7%, Fatpipe Inc/UT demonstrates mixed fundamentals in the Technology sector. Below is our complete FATN stock analysis for 2026.

Is Fatpipe Inc/UT (FATN) a Good Investment?

Claude

Fatpipe exhibits exceptional profitability margins (26% net, 91% gross) and maintains a fortress balance sheet with minimal leverage and strong liquidity. However, the company faces a critical divergence between reported net income ($5.0M) and sharply negative operating cash flow (-$780.4K), signaling quality-of-earnings concerns and unsustainable cash burn despite zero revenue growth, indicating a deteriorating business model.

ChatGPT

FatPipe shows positive reported profitability and a healthy balance sheet, with solid liquidity, modest leverage, and positive net income. However, growth quality looks weak because revenue was flat, free cash flow generation was minimal relative to sales, and diluted EPS fell sharply despite stable net income, suggesting dilution or capital structure pressure. The unusually high gross margin also raises questions about earnings quality or classification, which tempers conviction.

Fatpipe Inc/UT Key Strengths (FATN)

Claude
  • + Exceptional gross margin of 91% demonstrates strong product-market fit and pricing power
  • + Fortress balance sheet with 3.85x current ratio, low debt-to-equity of 0.18x, and adequate liquidity
  • + Healthy interest coverage of 8.9x and above-average returns on equity (19.7%) and assets (14.4%)
ChatGPT
  • + Strong liquidity with 2.71x current ratio and $6.16M cash against modest leverage
  • + Positive operating and net profitability, including 24.8% operating margin and 17.8% net margin
  • + Manageable balance sheet risk with debt/equity of 0.22x and positive interest coverage of 4.7x

FATN Stock Risks: Fatpipe Inc/UT Investment Risks

Claude
  • ! Critical negative operating cash flow of -$780.4K contradicts positive net income, indicating poor earnings quality and potential accounting anomalies
  • ! Completely flat revenue (0.0% YoY) and net income growth suggest a mature, stagnating business with limited expansion
  • ! Negative free cash flow of -$832.9K is unsustainable; company will exhaust $5.2M cash reserves within 6-7 years absent operational improvement
ChatGPT
  • ! Flat revenue indicates limited top-line momentum and weak growth quality
  • ! Free cash flow is very thin at $89.68K, only 1.6% of revenue, despite reported earnings
  • ! Diluted EPS fell 57.1% year over year and reported gross margin above 100% suggests potential data or accounting classification concerns

Key Metrics to Watch

Claude
  • * Operating cash flow trend—must turn positive to validate earnings quality
  • * Revenue growth acceleration—must exit flat-growth regime to justify operations
  • * Working capital changes and accounts receivable aging—critical to understanding cash-income divergence
ChatGPT
  • * Operating cash flow and free cash flow conversion versus net income
  • * Revenue growth and diluted share count trend

Fatpipe Inc/UT (FATN) Financial Metrics & Key Ratios

Revenue
$19.2M
Net Income
$5.0M
EPS (Diluted)
$0.35
Free Cash Flow
$-832.9K
Total Assets
$34.5M
Cash Position
$5.2M

💡 AI Analyst Insight

Strong liquidity with a 3.85x current ratio provides a solid financial cushion.

FATN Profit Margin, ROE & Profitability Analysis

Gross Margin 91.0%
Operating Margin 18.7%
Net Margin 25.9%
ROE 19.7%
ROA 14.4%
FCF Margin -4.3%

FATN vs Technology Sector: How Fatpipe Inc/UT Compares

How Fatpipe Inc/UT compares to Technology sector averages

Net Margin
FATN 25.9%
vs
Sector Avg 18.0%
FATN Sector
ROE
FATN 19.7%
vs
Sector Avg 22.0%
FATN Sector
Current Ratio
FATN 3.9x
vs
Sector Avg 2.5x
FATN Sector
Debt/Equity
FATN 0.2x
vs
Sector Avg 0.5x
FATN Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Fatpipe Inc/UT Stock Overvalued? FATN Valuation Analysis 2026

Based on fundamental analysis, Fatpipe Inc/UT appears fundamentally strong relative to the Technology sector in 2026.

Return on Equity
19.7%
Sector avg: 22%
Net Profit Margin
25.9%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.18x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Fatpipe Inc/UT Balance Sheet: FATN Debt, Cash & Liquidity

Current Ratio
3.85x
Quick Ratio
3.75x
Debt/Equity
0.18x
Debt/Assets
27.0%
Interest Coverage
8.90x
Long-term Debt
$4.6M

FATN Revenue & Earnings Growth: 5-Year Financial Trend

FATN 5-year financial data: Year 2025: Revenue $17.9M, Net Income $4.4M, EPS $0.35. Year 2026: Revenue $19.2M, Net Income $2.0M, EPS $0.15.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Fatpipe Inc/UT's revenue has shown modest growth of 8% over the 5-year period. The most recent EPS of $0.15 reflects profitable operations.

FATN Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-4.3%
Free cash flow / Revenue

FATN Quarterly Earnings & Performance

Quarterly financial performance data for Fatpipe Inc/UT including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $3.1M N/A $0.01
Q2 2026 $4.0M -$43.4K $0.00
Q1 2026 $3.8M $625.5K $0.05

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Fatpipe Inc/UT Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$780.4K
Cash generated from operations
Capital Expenditures
$52.5K
Investment in assets
Dividends
None
No dividend program

FATN SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Fatpipe Inc/UT (CIK: 0001993400)

📋 Recent SEC Filings

Date Form Document Action
May 18, 2026 10-K form10-k.htm View →
May 18, 2026 8-K form8-k.htm View →
Apr 30, 2026 8-K form8-k.htm View →
Mar 25, 2026 4 xslF345X06/ownership.xml View →
Mar 5, 2026 8-K form8-k.htm View →

Frequently Asked Questions about FATN

What is the AI rating for FATN?

Fatpipe Inc/UT (FATN) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are FATN's key strengths?

Claude: Exceptional gross margin of 91% demonstrates strong product-market fit and pricing power. Fortress balance sheet with 3.85x current ratio, low debt-to-equity of 0.18x, and adequate liquidity. ChatGPT: Strong liquidity with 2.71x current ratio and $6.16M cash against modest leverage. Positive operating and net profitability, including 24.8% operating margin and 17.8% net margin.

What are the risks of investing in FATN?

Claude: Critical negative operating cash flow of -$780.4K contradicts positive net income, indicating poor earnings quality and potential accounting anomalies. Completely flat revenue (0.0% YoY) and net income growth suggest a mature, stagnating business with limited expansion. ChatGPT: Flat revenue indicates limited top-line momentum and weak growth quality. Free cash flow is very thin at $89.68K, only 1.6% of revenue, despite reported earnings.

What is FATN's revenue and growth?

Fatpipe Inc/UT reported revenue of $19.2M.

Does FATN pay dividends?

Fatpipe Inc/UT does not currently pay dividends.

Where can I find FATN SEC filings?

Official SEC filings for Fatpipe Inc/UT (CIK: 0001993400) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is FATN's EPS?

Fatpipe Inc/UT has a diluted EPS of $0.35.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is FATN's fundamental grade?

Based on our AI fundamental analysis in June 2026, Fatpipe Inc/UT has a C grade with 70% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is FATN stock overvalued or undervalued?

Valuation metrics for FATN: ROE of 19.7% (sector avg: 22%), net margin of 25.9% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

What is FATN's AI grade for 2026?

Our dual AI analysis gives Fatpipe Inc/UT a combined C grade for 2026. Revenue is data pending, with profitability above sector average. Always conduct your own research.

What is FATN's free cash flow?

Fatpipe Inc/UT's operating cash flow is $-780.4K, with capital expenditures of $52.5K. FCF margin is -4.3%.

How does FATN compare to other Technology stocks?

Vs Technology sector averages: Net margin 25.9% (avg: 18%), ROE 19.7% (avg: 22%), current ratio 3.85 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 20, 2026 | Data as of: 2026-03-31 | Powered by Claude AI