📊 GSBD Key Takeaways
Is Goldman Sachs BDC, Inc. (GSBD) a Good Investment?
Goldman Sachs BDC operates at a significant loss (-13.6M net income) with minimal cash reserves (41.9M) against 2.0B in liabilities, creating material financial vulnerability. While positive operating cash flow (10.4M) provides some support, the combination of negative returns (ROE -1.0%, ROA -0.4%) and 1.39x leverage limits financial flexibility and suggests deteriorating portfolio quality.
Fundamentals appear stable: net income is flat YoY while operating cash flow is robust, and leverage at 1.32x is reasonable for a lender-focused balance sheet. EPS growth outpacing net income suggests accretive capital actions rather than core earnings expansion. Watch credit performance and funding costs, as future rate shifts and refinancing needs could pressure returns given modest ROE.
Goldman Sachs BDC, Inc. Key Strengths (GSBD)
- Positive operating cash flow (10.4M) demonstrates underlying cash generation despite losses
- Solid asset base (3.3B) provides portfolio investment capacity and underlying collateral
- Manageable leverage ratio (1.39x) within typical BDC parameters with 1.4B equity cushion
- Strong operating cash flow relative to net income
- Prudent leverage profile (1.32x D/E)
- Stable earnings base with large asset portfolio ($3.38B)
GSBD Stock Risks: Goldman Sachs BDC, Inc. Investment Risks
- Significant operating loss (-13.6M) with negative ROE and ROA indicates portfolio underperformance and capital erosion
- Critical liquidity concern: only 41.9M cash against 2.0B liabilities represents extremely tight liquidity position
- High leverage combined with negative earnings severely constrains financial flexibility and increases default risk if conditions worsen
- Interest rate normalization could compress yields and earnings
- Potential credit losses/non-accruals impacting income and cash flow
- Refinancing risk on $1.87B long-term debt with limited cash buffer
Key Metrics to Watch
- Path to profitability and net income trends
- Cash reserve levels relative to debt obligations and investment activity
- Portfolio yield and credit quality metrics to assess earning asset performance
- Operating cash flow sustainability
- Debt/Equity ratio and leverage trends
Goldman Sachs BDC, Inc. (GSBD) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
GSBD Profit Margin, ROE & Profitability Analysis
GSBD vs Market Sector: How Goldman Sachs BDC, Inc. Compares
How Goldman Sachs BDC, Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Goldman Sachs BDC, Inc. Stock Overvalued? GSBD Valuation Analysis 2026
Based on fundamental analysis, Goldman Sachs BDC, Inc. shows some fundamental concerns relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Goldman Sachs BDC, Inc. Balance Sheet: GSBD Debt, Cash & Liquidity
GSBD Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Goldman Sachs BDC, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $1.81 reflects profitable operations.
GSBD Revenue Growth, EPS Growth & YoY Performance
Goldman Sachs BDC, Inc. Dividends, Buybacks & Capital Allocation
GSBD SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Goldman Sachs BDC, Inc. (CIK: 0001572694)
📋 Recent SEC Filings
❓ Frequently Asked Questions about GSBD
What is the AI rating for GSBD?
Goldman Sachs BDC, Inc. (GSBD) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 68% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are GSBD's key strengths?
Claude: Positive operating cash flow (10.4M) demonstrates underlying cash generation despite losses. Solid asset base (3.3B) provides portfolio investment capacity and underlying collateral. ChatGPT: Strong operating cash flow relative to net income. Prudent leverage profile (1.32x D/E).
What are the risks of investing in GSBD?
Claude: Significant operating loss (-13.6M) with negative ROE and ROA indicates portfolio underperformance and capital erosion. Critical liquidity concern: only 41.9M cash against 2.0B liabilities represents extremely tight liquidity position. ChatGPT: Interest rate normalization could compress yields and earnings. Potential credit losses/non-accruals impacting income and cash flow.
What is GSBD's revenue and growth?
Goldman Sachs BDC, Inc. reported revenue of N/A.
Does GSBD pay dividends?
Goldman Sachs BDC, Inc. does not currently pay dividends.
Where can I find GSBD SEC filings?
Official SEC filings for Goldman Sachs BDC, Inc. (CIK: 0001572694) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is GSBD's EPS?
Goldman Sachs BDC, Inc. has a diluted EPS of $-0.12.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is GSBD's fundamental grade?
Based on our AI fundamental analysis in June 2026, Goldman Sachs BDC, Inc. has a C grade with 68% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is GSBD stock overvalued or undervalued?
Valuation metrics for GSBD: ROE of -1.0% (sector avg: 15%), net margin of N/A (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
What is GSBD's AI grade for 2026?
Our dual AI analysis gives Goldman Sachs BDC, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is GSBD's free cash flow?
Goldman Sachs BDC, Inc.'s operating cash flow is $10.4M, with capital expenditures of N/A.
How does GSBD compare to other Market stocks?
Vs Default sector averages: Net margin N/A (avg: 12%), ROE -1.0% (avg: 15%), current ratio N/A (avg: 1.8).