📊 JVA Key Takeaways
Is Coffee Holding Co Inc. (JVA) a Good Investment?
Coffee Holding Co is experiencing severe profitability deterioration with net income declining 36.7% and EPS down 35.9% despite strong 22.6% revenue growth, indicating significant margin compression and operational challenges. While the fortress-like balance sheet (zero debt, 3.62x current ratio) and positive free cash flow provide near-term cushion, the fundamental business is losing pricing power and efficiency at scale.
Debt-free balance sheet, ample liquidity, and unusually strong free cash flow suggest resilient operations despite a modest size. Although net income fell YoY, revenue growth and solid operating margin point to healthy core fundamentals if gross margin and cash conversion hold.
Coffee Holding Co Inc. Key Strengths (JVA)
- Strong revenue growth of 22.6% YoY demonstrates robust market demand
- Fortress balance sheet with zero long-term debt and excellent liquidity (3.62x current ratio) provides financial stability
- Positive free cash flow generation of 6.6M and minimal capital requirements demonstrate underlying cash-generative business
- Debt-free with strong interest coverage and liquidity
- Solid operating and gross margins for the category
- Robust operating cash flow and high FCF margin
JVA Stock Risks: Coffee Holding Co Inc. Investment Risks
- Severe profitability collapse: net income down 36.7% and EPS down 35.9% despite revenue growth reveals critical margin compression
- Extremely thin net margin of 4.0% leaves zero tolerance for further input cost inflation or competitive pressure
- Low returns on equity (6.6%) and assets (4.9%) indicate capital is being deployed inefficiently; no insider buying in 90 days suggests management lacks confidence
- Earnings volatility given 36.7% YoY net income decline
- Commodity/input cost swings could pressure margins
- Small scale may imply customer concentration and working capital sensitivity
Key Metrics to Watch
- Gross margin trend - must stabilize to confirm no continued input cost shock or loss of pricing power
- Operating expense ratio - determine if margin compression is temporary scaling inefficiency or structural
- Operating cash flow sustainability - monitor whether profit decline begins translating into cash generation deterioration
- Gross margin trend
- Operating cash flow vs. net income (working capital effects)
Coffee Holding Co Inc. (JVA) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 3.62x current ratio provides a solid financial cushion.
JVA Profit Margin, ROE & Profitability Analysis
JVA vs Consumer Sector: How Coffee Holding Co Inc. Compares
How Coffee Holding Co Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Coffee Holding Co Inc. Stock Overvalued? JVA Valuation Analysis 2026
Based on fundamental analysis, Coffee Holding Co Inc. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Coffee Holding Co Inc. Balance Sheet: JVA Debt, Cash & Liquidity
JVA Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Coffee Holding Co Inc.'s revenue has grown significantly by 30% over the 5-year period, indicating strong business expansion. The most recent EPS of $0.39 reflects profitable operations.
JVA Revenue Growth, EPS Growth & YoY Performance
JVA Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q2 2026 | $22.1M | $262.5K | $0.05 |
| Q1 2026 | $21.3M | $1.2M | $0.20 |
| Q3 2025 | $18.8M | -$21.8K | $0.10 |
| Q2 2025 | $19.0M | -$21.8K | $0.06 |
| Q1 2025 | $19.5M | $351.0K | $0.06 |
| Q3 2024 | $15.8M | -$21.8K | $-0.02 |
| Q2 2024 | $15.3M | -$21.8K | $-0.06 |
| Q1 2024 | $18.3M | $351.0K | $0.06 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Coffee Holding Co Inc. Dividends, Buybacks & Capital Allocation
JVA SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Coffee Holding Co Inc. (CIK: 0001007019)
📋 Recent SEC Filings
❓ Frequently Asked Questions about JVA
What is the AI rating for JVA?
Coffee Holding Co Inc. (JVA) has a Combined AI Grade of B from Claude (C) and ChatGPT (A) with 72% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are JVA's key strengths?
Claude: Strong revenue growth of 22.6% YoY demonstrates robust market demand. Fortress balance sheet with zero long-term debt and excellent liquidity (3.62x current ratio) provides financial stability. ChatGPT: Debt-free with strong interest coverage and liquidity. Solid operating and gross margins for the category.
What are the risks of investing in JVA?
Claude: Severe profitability collapse: net income down 36.7% and EPS down 35.9% despite revenue growth reveals critical margin compression. Extremely thin net margin of 4.0% leaves zero tolerance for further input cost inflation or competitive pressure. ChatGPT: Earnings volatility given 36.7% YoY net income decline. Commodity/input cost swings could pressure margins.
What is JVA's revenue and growth?
Coffee Holding Co Inc. reported revenue of $47.7M.
Does JVA pay dividends?
Coffee Holding Co Inc. pays dividends, with $0.5M distributed to shareholders in the trailing twelve months.
Where can I find JVA SEC filings?
Official SEC filings for Coffee Holding Co Inc. (CIK: 0001007019) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is JVA's EPS?
Coffee Holding Co Inc. has a diluted EPS of $0.33.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is JVA's fundamental grade?
Based on our AI fundamental analysis in June 2026, Coffee Holding Co Inc. has a B grade with 72% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is JVA stock overvalued or undervalued?
Valuation metrics for JVA: ROE of 6.6% (sector avg: 18%), net margin of 4.0% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
What is JVA's AI grade for 2026?
Our dual AI analysis gives Coffee Holding Co Inc. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is JVA's free cash flow?
Coffee Holding Co Inc.'s operating cash flow is $6.6M, with capital expenditures of $28.8K. FCF margin is 13.9%.
How does JVA compare to other Consumer stocks?
Vs Consumer sector averages: Net margin 4.0% (avg: 8%), ROE 6.6% (avg: 18%), current ratio 3.62 (avg: 1.5).