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Lovesac Co (LOVE) Fundamental Analysis & AI Grade 2026

LOVE Nasdaq Retail-Furniture Stores DE CIK: 0001701758
Updated This Month • Analysis: Jun 13, 2026 • SEC Data: 2026-05-03
Combined AI Grade
C
74% Confidence
NEUTRAL
D
85% Conf
B
64% Conf

📊 LOVE Key Takeaways

Revenue: $138.2M
Net Margin: -8.0%
Free Cash Flow: $-40.4M
Current Ratio: 1.55x
Debt/Equity: 0.38x
EPS: $-0.76
AI Grade: D with 85% confidence
Lovesac Co (LOVE) receives a C fundamental grade with 74% confidence from our AI analysis based on SEC 10-K filings. With revenue of $138.2M, net profit margin of -8.0%, and return on equity (ROE) of -5.4%, Lovesac Co demonstrates mixed fundamentals in the Consumer sector. Below is our complete LOVE stock analysis for 2026.

Is Lovesac Co (LOVE) a Good Investment?

Claude

Lovesac is trapped in a profitability crisis with zero revenue growth, negative operating cash flow (-$35.4M), and deteriorating EPS. Despite decent gross margins of 52%, the company is burning $40.4M annually in free cash flow, depleting its modest $57M cash position at an unsustainable rate with no path to profitability evident.

ChatGPT

Lovesac shows strong gross margins, solid liquidity, and positive free cash flow, indicating a resilient core model and manageable leverage. However, revenue is flat and profitability has compressed sharply with very thin operating and net margins, weakening returns on capital. Hold pending evidence of sustainable margin recovery and re-acceleration in top-line growth.

Lovesac Co Key Strengths (LOVE)

Claude
  • + Gross margin of 52.1% indicates product pricing power and reasonable unit economics
  • + Moderate leverage with debt-to-equity ratio of 0.38x and liquidity ratio of 1.55x
  • + Cash position of $57M provides short-term runway for operational adjustments
ChatGPT
  • + High gross margin profile (56.4%)
  • + Robust liquidity and low leverage (quick 1.60x, D/E 0.36x)
  • + Positive free cash flow with strong interest coverage

LOVE Stock Risks: Lovesac Co Investment Risks

Claude
  • ! Negative free cash flow of -$40.4M with operating cash burn indicating fundamental business dysfunction
  • ! Zero year-over-year revenue growth combined with unprofitability suggests structural demand or competitive challenges
  • ! Deteriorating diluted EPS (-59.4% YoY) and negative interest coverage (-198x) signal inability to service debt from operations
  • ! Rapid cash depletion at current burn rate threatens liquidity and covenant compliance within 12-18 months
ChatGPT
  • ! Thin profitability and margin compression (operating margin 0.8%)
  • ! Flat revenue growth indicating demand or execution headwinds
  • ! High SG&A/operating leverage sensitivity in a promotional retail environment

Key Metrics to Watch

Claude
  • * Operating cash flow trend (currently -$35.4M)
  • * Revenue growth acceleration and path to positive EBITDA
  • * Gross margin sustainability and operating expense reduction progress
ChatGPT
  • * Operating margin (and SG&A as % of sales)
  • * YoY revenue/comparable sales growth

Lovesac Co (LOVE) Financial Metrics & Key Ratios

Revenue
$138.2M
Net Income
$-11.1M
EPS (Diluted)
$-0.76
Free Cash Flow
$-40.4M
Total Assets
$501.0M
Cash Position
$57.0M

💡 AI Analyst Insight

Lovesac Co presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

LOVE Profit Margin, ROE & Profitability Analysis

Gross Margin 52.1%
Operating Margin -12.6%
Net Margin -8.0%
ROE -5.4%
ROA -2.2%
FCF Margin -29.2%

LOVE vs Consumer Sector: How Lovesac Co Compares

How Lovesac Co compares to Consumer sector averages

Net Margin
LOVE -8.0%
vs
Sector Avg 8.0%
LOVE Sector
ROE
LOVE -5.4%
vs
Sector Avg 18.0%
LOVE Sector
Current Ratio
LOVE 1.6x
vs
Sector Avg 1.5x
LOVE Sector
Debt/Equity
LOVE 0.4x
vs
Sector Avg 0.8x
LOVE Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Lovesac Co Stock Overvalued? LOVE Valuation Analysis 2026

Based on fundamental analysis, Lovesac Co has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
-5.4%
Sector avg: 18%
Net Profit Margin
-8.0%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.38x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Lovesac Co Balance Sheet: LOVE Debt, Cash & Liquidity

Current Ratio
1.55x
Quick Ratio
1.55x
Debt/Equity
0.38x
Debt/Assets
59.0%
Interest Coverage
-198.04x
Long-term Debt
$78.0M

LOVE Revenue & Earnings Growth: 5-Year Financial Trend

LOVE 5-year financial data: Year 2022: Revenue $498.2M, Net Income -$15.2M, EPS $-1.07. Year 2023: Revenue $651.5M, Net Income $14.7M, EPS $0.96. Year 2024: Revenue $700.3M, Net Income $47.5M, EPS $2.96. Year 2025: Revenue $700.3M, Net Income $26.5M, EPS $1.66. Year 2026: Revenue $700.3M, Net Income $23.9M, EPS $1.45.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Lovesac Co's revenue has grown significantly by 41% over the 5-year period, indicating strong business expansion. The most recent EPS of $1.45 reflects profitable operations.

LOVE Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-29.2%
Free cash flow / Revenue

LOVE Quarterly Earnings & Performance

Quarterly financial performance data for Lovesac Co including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2027 $138.2M -$10.8M $-0.73
Q3 2026 $149.9M -$4.9M $-0.32
Q2 2026 $156.6M -$5.9M $-0.38
Q1 2026 $132.6M -$10.8M $-0.73
Q3 2025 $149.9M -$2.3M $-0.15
Q2 2025 $154.5M -$635.0K $-0.04
Q1 2025 $132.6M -$4.1M $-0.27
Q3 2024 $134.8M $273.0K $0.02

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Lovesac Co Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$35.4M
Cash generated from operations
Stock Buybacks
$2.4M
Shares repurchased (TTM)
Capital Expenditures
$5.0M
Investment in assets
Dividends
None
No dividend program

LOVE SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Lovesac Co (CIK: 0001701758)

📋 Recent SEC Filings

Date Form Document Action
Jun 24, 2026 4 xslF345X06/wk-form4_1782332304.xml View →
Jun 23, 2026 4 xslF345X06/wk-form4_1782246359.xml View →
Jun 22, 2026 4 xslF345X06/wk-form4_1782159490.xml View →
Jun 22, 2026 4 xslF345X06/wk-form4_1782159417.xml View →
Jun 15, 2026 8-K ea0294793-8k_lovesac.htm View →

Frequently Asked Questions about LOVE

What is the AI rating for LOVE?

Lovesac Co (LOVE) has a Combined AI Grade of C from Claude (D) and ChatGPT (B) with 74% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are LOVE's key strengths?

Claude: Gross margin of 52.1% indicates product pricing power and reasonable unit economics. Moderate leverage with debt-to-equity ratio of 0.38x and liquidity ratio of 1.55x. ChatGPT: High gross margin profile (56.4%). Robust liquidity and low leverage (quick 1.60x, D/E 0.36x).

What are the risks of investing in LOVE?

Claude: Negative free cash flow of -$40.4M with operating cash burn indicating fundamental business dysfunction. Zero year-over-year revenue growth combined with unprofitability suggests structural demand or competitive challenges. ChatGPT: Thin profitability and margin compression (operating margin 0.8%). Flat revenue growth indicating demand or execution headwinds.

What is LOVE's revenue and growth?

Lovesac Co reported revenue of $138.2M.

Does LOVE pay dividends?

Lovesac Co does not currently pay dividends.

Where can I find LOVE SEC filings?

Official SEC filings for Lovesac Co (CIK: 0001701758) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is LOVE's EPS?

Lovesac Co has a diluted EPS of $-0.76.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is LOVE's fundamental grade?

Based on our AI fundamental analysis in June 2026, Lovesac Co has a C grade with 74% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is LOVE stock overvalued or undervalued?

Valuation metrics for LOVE: ROE of -5.4% (sector avg: 18%), net margin of -8.0% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

What is LOVE's AI grade for 2026?

Our dual AI analysis gives Lovesac Co a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is LOVE's free cash flow?

Lovesac Co's operating cash flow is $-35.4M, with capital expenditures of $5.0M. FCF margin is -29.2%.

How does LOVE compare to other Consumer stocks?

Vs Consumer sector averages: Net margin -8.0% (avg: 8%), ROE -5.4% (avg: 18%), current ratio 1.55 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Jun 13, 2026 | Data as of: 2026-05-03 | Powered by Claude AI