📊 MDLZ Key Takeaways
Is Mondelez International, Inc. (MDLZ) a Good Investment?
Revenue growth of 5.8% masks a deteriorating profit picture, with diluted EPS collapsing 44.7% YoY and net income declining 0.6% despite topline gains. Critical liquidity constraints (0.54x current ratio, 0.37x quick ratio) combined with abysmal returns on equity (2.2%) and assets (0.8%) indicate fundamental operational distress and poor capital efficiency.
Mondelez shows solid top-line growth, resilient free cash flow generation, and manageable leverage, which support overall financial stability. However, flat net income, a sharp EPS decline, and weak liquidity suggest that recent growth quality is uneven and margin conversion needs improvement. The fundamentals support a stable but not clearly accelerating outlook.
Mondelez International, Inc. Key Strengths (MDLZ)
- Positive revenue growth at 5.8% YoY demonstrates continued market demand
- Moderate debt-to-equity ratio of 0.60x prevents excessive leverage risk
- Interest coverage of 5.5x provides adequate debt servicing capacity
- Revenue growth of 5.8% with positive free cash flow of $3.23B indicates durable demand and cash generation
- Debt levels appear manageable with 0.67x debt-to-equity and 5.9x interest coverage
- Large asset base and consistent profitability provide balance sheet support despite a slower earnings profile
MDLZ Stock Risks: Mondelez International, Inc. Investment Risks
- Diluted EPS plummeted 44.7% YoY while net income declined 0.6%, signaling severe profit deterioration despite revenue growth
- Critical liquidity crisis: current ratio of 0.54x and quick ratio of 0.37x both well below 1.0x threshold with only $1.6B cash against $15.5B long-term debt
- Extremely poor capital efficiency with ROE of 2.2% and ROA of 0.8%, indicating inadequate returns on shareholder and asset investments
- Net income declined slightly while diluted EPS fell 44.7%, pointing to weaker earnings quality or non-operational pressure
- Current ratio of 0.59x and quick ratio of 0.39x reflect tight short-term liquidity
- Operating margin of 9.2% and net margin of 6.4% leave limited room if input costs or demand weaken
Key Metrics to Watch
- Net income and EPS trends - stabilization or further decline trajectory
- Liquidity ratios (current and quick) - need strengthening back toward 1.0x+ levels
- Free cash flow sustainability - $155M FCF margin of only 1.5% is inadequate to service debt obligations
- Operating margin and net margin trend
- Free cash flow conversion versus net income
Mondelez International, Inc. (MDLZ) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 1.5% FCF margin may limit capital allocation flexibility. The current ratio below 1.0x warrants monitoring of short-term liquidity.
MDLZ Profit Margin, ROE & Profitability Analysis
MDLZ vs Consumer Sector: How Mondelez International, Inc. Compares
How Mondelez International, Inc. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Mondelez International, Inc. Stock Overvalued? MDLZ Valuation Analysis 2026
Based on fundamental analysis, Mondelez International, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Mondelez International, Inc. Balance Sheet: MDLZ Debt, Cash & Liquidity
MDLZ Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Mondelez International, Inc.'s revenue has grown significantly by 34% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.62 reflects profitable operations.
MDLZ Revenue Growth, EPS Growth & YoY Performance
MDLZ Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $9.3B | $402.0M | $0.31 |
| Q3 2025 | $9.2B | $743.0M | $0.57 |
| Q2 2025 | $8.3B | $601.0M | $0.45 |
| Q1 2025 | $9.3B | $402.0M | $0.31 |
| Q3 2024 | $9.0B | $853.0M | $0.63 |
| Q2 2024 | $8.3B | $601.0M | $0.45 |
| Q1 2024 | $9.2B | $1.4B | $1.04 |
| Q3 2023 | $7.8B | $532.0M | $0.39 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Mondelez International, Inc. Dividends, Buybacks & Capital Allocation
MDLZ SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Mondelez International, Inc. (CIK: 0001103982)
📋 Recent SEC Filings
❓ Frequently Asked Questions about MDLZ
What is the AI rating for MDLZ?
Mondelez International, Inc. (MDLZ) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 78% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are MDLZ's key strengths?
Claude: Positive revenue growth at 5.8% YoY demonstrates continued market demand. Moderate debt-to-equity ratio of 0.60x prevents excessive leverage risk. ChatGPT: Revenue growth of 5.8% with positive free cash flow of $3.23B indicates durable demand and cash generation. Debt levels appear manageable with 0.67x debt-to-equity and 5.9x interest coverage.
What are the risks of investing in MDLZ?
Claude: Diluted EPS plummeted 44.7% YoY while net income declined 0.6%, signaling severe profit deterioration despite revenue growth. Critical liquidity crisis: current ratio of 0.54x and quick ratio of 0.37x both well below 1.0x threshold with only $1.6B cash against $15.5B long-term debt. ChatGPT: Net income declined slightly while diluted EPS fell 44.7%, pointing to weaker earnings quality or non-operational pressure. Current ratio of 0.59x and quick ratio of 0.39x reflect tight short-term liquidity.
What is MDLZ's revenue and growth?
Mondelez International, Inc. reported revenue of $10.1B.
Does MDLZ pay dividends?
Mondelez International, Inc. pays dividends, with $644.0M distributed to shareholders in the trailing twelve months.
Where can I find MDLZ SEC filings?
Official SEC filings for Mondelez International, Inc. (CIK: 0001103982) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is MDLZ's EPS?
Mondelez International, Inc. has a diluted EPS of $0.44.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is MDLZ's fundamental grade?
Based on our AI fundamental analysis in June 2026, Mondelez International, Inc. has a C grade with 78% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is MDLZ stock overvalued or undervalued?
Valuation metrics for MDLZ: ROE of 2.2% (sector avg: 18%), net margin of 5.6% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
What is MDLZ's AI grade for 2026?
Our dual AI analysis gives Mondelez International, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is MDLZ's free cash flow?
Mondelez International, Inc.'s operating cash flow is $467.0M, with capital expenditures of $312.0M. FCF margin is 1.5%.
How does MDLZ compare to other Consumer stocks?
Vs Consumer sector averages: Net margin 5.6% (avg: 8%), ROE 2.2% (avg: 18%), current ratio 0.54 (avg: 1.5).