📊 RAND Key Takeaways
Is Rand Capital Corp. (RAND) a Good Investment?
RAND Capital is experiencing significant operational deterioration with negative operating cash flow (-3.5M), negative net income despite positive operating income, and a critically low cash position (330.6K) that creates acute liquidity risk. Despite a strong balance sheet on paper, the company is destroying shareholder value (negative ROE/ROA) with operational performance deteriorating rapidly.
Rand Capital Corp. Key Strengths (RAND)
- Strong balance sheet with $51M equity and only $1.6M liabilities
- Minimal debt leverage (0.00x debt/equity) provides theoretical financial flexibility
- Positive operating income of $3.5M shows some operational contribution
RAND Stock Risks: Rand Capital Corp. Investment Risks
- Negative operating cash flow (-$3.5M) indicates core operations are cash destructive
- Critically low cash reserves ($330.6K) relative to $52.5M asset base creates imminent liquidity risk
- Significant gap between positive operating income and negative net income suggests major portfolio losses or non-operating deterioration
- Negative ROE (-0.7%) and ROA (-0.7%) indicate accelerating shareholder value destruction
- No insider activity in 90 days signals potential loss of confidence from company leadership
Key Metrics to Watch
- Operating cash flow trend - must turn positive to stabilize
- Cash and equivalents balance - below critical threshold
- Net income vs operating income gap - reveals scale of portfolio/non-operating losses
- Total assets composition - understand if deterioration is asset write-downs or realized losses
Rand Capital Corp. (RAND) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
RAND Profit Margin, ROE & Profitability Analysis
RAND vs Market Sector: How Rand Capital Corp. Compares
How Rand Capital Corp. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Rand Capital Corp. Stock Overvalued? RAND Valuation Analysis 2026
Based on fundamental analysis, Rand Capital Corp. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Rand Capital Corp. Balance Sheet: RAND Debt, Cash & Liquidity
RAND Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Rand Capital Corp.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $2.53 reflects profitable operations.
RAND Revenue Growth, EPS Growth & YoY Performance
Rand Capital Corp. Dividends, Buybacks & Capital Allocation
RAND SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Rand Capital Corp. (CIK: 0000081955)
📋 Recent SEC Filings
❓ Frequently Asked Questions about RAND
What is the AI rating for RAND?
Rand Capital Corp. (RAND) has an AI grade of C with 85% confidence, based on fundamental analysis of SEC EDGAR filings.
What are RAND's key strengths?
Claude: Strong balance sheet with $51M equity and only $1.6M liabilities. Minimal debt leverage (0.00x debt/equity) provides theoretical financial flexibility.
What are the risks of investing in RAND?
Claude: Negative operating cash flow (-$3.5M) indicates core operations are cash destructive. Critically low cash reserves ($330.6K) relative to $52.5M asset base creates imminent liquidity risk.
What is RAND's revenue and growth?
Rand Capital Corp. reported revenue of N/A.
Does RAND pay dividends?
Rand Capital Corp. pays dividends, with $0.9M distributed to shareholders in the trailing twelve months.
Where can I find RAND SEC filings?
Official SEC filings for Rand Capital Corp. (CIK: 0000081955) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is RAND's EPS?
Rand Capital Corp. has a diluted EPS of $-0.12.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is RAND's fundamental grade?
Based on our AI fundamental analysis in June 2026, Rand Capital Corp. has a C grade with 85% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is RAND stock overvalued or undervalued?
Valuation metrics for RAND: ROE of -0.7% (sector avg: 15%), net margin of N/A (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
What is RAND's AI grade for 2026?
Our dual AI analysis gives Rand Capital Corp. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is RAND's free cash flow?
Rand Capital Corp.'s operating cash flow is $-3.5M, with capital expenditures of N/A.
How does RAND compare to other Market stocks?
Vs Default sector averages: Net margin N/A (avg: 12%), ROE -0.7% (avg: 15%), current ratio N/A (avg: 1.8).