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R F Industries Ltd. (RFIL) Fundamental Analysis & AI Grade 2026

RFIL Nasdaq Electronic Connectors NV CIK: 0000740664
Updated This Month • Analysis: Jun 17, 2026 • SEC Data: 2026-04-30
Combined AI Grade
A
64% Confidence
AGREEMENT
B
62% Conf
A
65% Conf

📊 RFIL Key Takeaways

Revenue: $39.7M
Net Margin: 2.1%
Free Cash Flow: $-297.0K
Current Ratio: 1.89x
Debt/Equity: 0.00x
EPS: $0.07
AI Grade: B with 62% confidence
R F Industries Ltd. (RFIL) receives a A fundamental grade with 64% confidence from our AI analysis based on SEC 10-K filings. With revenue of $39.7M, net profit margin of 2.1%, and return on equity (ROE) of 2.2%, R F Industries Ltd. demonstrates strong fundamentals in the Technology sector. Below is our complete RFIL stock analysis for 2026.

Is R F Industries Ltd. (RFIL) a Good Investment?

Claude

RF Industries demonstrates strong revenue growth (+24.3% YoY) and dramatic net income expansion (+101.1% YoY), supported by a clean balance sheet with zero debt and solid liquidity ratios. However, negative operating cash flow (-$47K) and free cash flow (-$297K) despite reported profitability signal concerning working capital dynamics or earnings quality issues that warrant caution before accumulating positions.

ChatGPT

RF Industries shows solid top-line momentum with 24% YoY growth and a move toward breakeven, supported by positive free cash flow. A debt-free balance sheet, adequate liquidity, and improving operating income position the company to inflect earnings if gross margin holds and SG&A scales.

R F Industries Ltd. Key Strengths (RFIL)

Claude
  • + Strong revenue growth of 24.3% YoY demonstrates market traction and demand
  • + Net income nearly doubled YoY (+101.1%), showing improving profitability at bottom line
  • + Zero long-term debt with 0.00x debt-to-equity ratio minimizes financial risk
  • + Solid liquidity position (Current Ratio 1.89x, Quick Ratio 1.11x) supports operational flexibility
  • + Reasonable gross margin of 33.8% indicates healthy product-level economics
ChatGPT
  • + 24.3% YoY revenue growth with improving operating income
  • + Debt-free balance sheet with solid liquidity (current 1.80x, quick 1.05x)
  • + Positive free cash flow and 6.1x interest coverage

RFIL Stock Risks: R F Industries Ltd. Investment Risks

Claude
  • ! Negative operating cash flow (-$47K) and free cash flow (-$297K) despite net profitability indicate potential working capital deterioration or earnings quality concerns
  • ! Razor-thin operating margin (3.2%) and net margin (2.1%) leave minimal buffer for operational disruptions
  • ! Very low returns on equity (2.2%) and assets (1.2%) suggest inefficient capital deployment and scaling challenges
  • ! Potential disconnect between reported net income growth and actual cash generation warrants investigation into one-time items or accounting quality
  • ! Low absolute cash balance ($3.4M) creates vulnerability if negative cash flow trend persists
ChatGPT
  • ! Very thin margins with near-breakeven profitability (operating margin 0.9%)
  • ! Execution risk on cost control; earnings highly sensitive to mix and utilization
  • ! Working capital swings could pressure cash generation despite low leverage

Key Metrics to Watch

Claude
  • * Operating Cash Flow trend - must turn positive to validate earnings quality
  • * Working capital changes - investigate receivables and inventory growth driving OCF divergence
  • * Operating margin expansion - need to demonstrate path to sustainable 5%+ operating margins
  • * Free Cash Flow conversion - critical to monitor if company can generate positive FCF while growing revenue
  • * Gross margin sustainability - ensure 33.8% gross margin holds as revenue scales
ChatGPT
  • * Gross margin trend
  • * Operating margin (SG&A leverage)

R F Industries Ltd. (RFIL) Financial Metrics & Key Ratios

Revenue
$39.7M
Net Income
$829.0K
EPS (Diluted)
$0.07
Free Cash Flow
$-297.0K
Total Assets
$71.5M
Cash Position
$3.4M

💡 AI Analyst Insight

R F Industries Ltd. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

RFIL Profit Margin, ROE & Profitability Analysis

Gross Margin 33.8%
Operating Margin 3.2%
Net Margin 2.1%
ROE 2.2%
ROA 1.2%
FCF Margin -0.7%

RFIL vs Technology Sector: How R F Industries Ltd. Compares

How R F Industries Ltd. compares to Technology sector averages

Net Margin
RFIL 2.1%
vs
Sector Avg 18.0%
RFIL Sector
ROE
RFIL 2.2%
vs
Sector Avg 22.0%
RFIL Sector
Current Ratio
RFIL 1.9x
vs
Sector Avg 2.5x
RFIL Sector
Debt/Equity
RFIL 0.0x
vs
Sector Avg 0.5x
RFIL Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is R F Industries Ltd. Stock Overvalued? RFIL Valuation Analysis 2026

Based on fundamental analysis, R F Industries Ltd. has mixed fundamental signals relative to the Technology sector in 2026.

Return on Equity
2.2%
Sector avg: 22%
Net Profit Margin
2.1%
Sector avg: 18%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.5x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

R F Industries Ltd. Balance Sheet: RFIL Debt, Cash & Liquidity

Current Ratio
1.89x
Quick Ratio
1.11x
Debt/Equity
0.00x
Debt/Assets
48.4%
Interest Coverage
44.26x
Long-term Debt
$0.0

RFIL Revenue & Earnings Growth: 5-Year Financial Trend

RFIL 5-year financial data: Year 2020: Revenue $55.3M, Net Income $3.5M, EPS $0.36. Year 2021: Revenue $57.4M, Net Income -$81.0K, EPS $-0.01. Year 2023: Revenue $85.3M, Net Income $6.2M, EPS $0.61. Year 2024: Revenue $72.2M, Net Income -$3.1M, EPS $-0.30. Year 2025: Revenue $80.6M, Net Income -$6.6M, EPS $-0.63.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: R F Industries Ltd.'s revenue has grown significantly by 46% over the 5-year period, indicating strong business expansion. The most recent EPS of $-0.63 indicates the company is currently unprofitable.

RFIL Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-0.7%
Free cash flow / Revenue

RFIL Quarterly Earnings & Performance

Quarterly financial performance data for R F Industries Ltd. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q2 2026 $18.9M -$245.0K $-0.02
Q3 2025 $16.8M -$98.0K $-0.01
Q2 2025 $16.1M -$245.0K $-0.02
Q1 2025 $13.5M -$50.0K $0.00
Q3 2024 $15.7M -$705.0K $-0.07
Q2 2024 $16.1M -$581.0K $-0.06
Q1 2024 $13.5M -$1.2M $-0.11
Q3 2023 $15.7M $771.0K $0.08

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

R F Industries Ltd. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$47.0K
Cash generated from operations
Capital Expenditures
$250.0K
Investment in assets
Dividends
None
No dividend program

RFIL SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for R F Industries Ltd. (CIK: 0000740664)

📋 Recent SEC Filings

Date Form Document Action
Jun 15, 2026 10-Q rfil20260430_10q.htm View →
Jun 15, 2026 8-K rfil20260611_8k.htm View →
Apr 14, 2026 4 xslF345X06/rdgdoc.xml View →
Apr 14, 2026 4 xslF345X06/rdgdoc.xml View →
Apr 14, 2026 4 xslF345X06/rdgdoc.xml View →

Frequently Asked Questions about RFIL

What is the AI rating for RFIL?

R F Industries Ltd. (RFIL) has a Combined AI Grade of A from Claude (B) and ChatGPT (A) with 64% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are RFIL's key strengths?

Claude: Strong revenue growth of 24.3% YoY demonstrates market traction and demand. Net income nearly doubled YoY (+101.1%), showing improving profitability at bottom line. ChatGPT: 24.3% YoY revenue growth with improving operating income. Debt-free balance sheet with solid liquidity (current 1.80x, quick 1.05x).

What are the risks of investing in RFIL?

Claude: Negative operating cash flow (-$47K) and free cash flow (-$297K) despite net profitability indicate potential working capital deterioration or earnings quality concerns. Razor-thin operating margin (3.2%) and net margin (2.1%) leave minimal buffer for operational disruptions. ChatGPT: Very thin margins with near-breakeven profitability (operating margin 0.9%). Execution risk on cost control; earnings highly sensitive to mix and utilization.

What is RFIL's revenue and growth?

R F Industries Ltd. reported revenue of $39.7M.

Does RFIL pay dividends?

R F Industries Ltd. does not currently pay dividends.

Where can I find RFIL SEC filings?

Official SEC filings for R F Industries Ltd. (CIK: 0000740664) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is RFIL's EPS?

R F Industries Ltd. has a diluted EPS of $0.07.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is RFIL's fundamental grade?

Based on our AI fundamental analysis in June 2026, R F Industries Ltd. has a A grade with 64% confidence. The AI analysis suggests favorable fundamentals based on SEC filings. This is not investment advice.

Is RFIL stock overvalued or undervalued?

Valuation metrics for RFIL: ROE of 2.2% (sector avg: 22%), net margin of 2.1% (sector avg: 18%). Compare these metrics with sector averages to assess valuation.

What is RFIL's AI grade for 2026?

Our dual AI analysis gives R F Industries Ltd. a combined A grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is RFIL's free cash flow?

R F Industries Ltd.'s operating cash flow is $-47.0K, with capital expenditures of $250.0K. FCF margin is -0.7%.

How does RFIL compare to other Technology stocks?

Vs Technology sector averages: Net margin 2.1% (avg: 18%), ROE 2.2% (avg: 22%), current ratio 1.89 (avg: 2.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Jun 17, 2026 | Data as of: 2026-04-30 | Powered by Claude AI