📊 RFL Key Takeaways
Is Rafael Holdings, Inc. (RFL) a Good Investment?
Rafael Holdings is a severely cash-flow negative early-stage pharmaceutical company with minimal revenue ($630K) but substantial operating losses (-$23.7M). While the balance sheet is strong with $30.5M in cash and minimal debt, the unsustainable burn rate of $21.6M annually provides only ~1.4 years of runway, requiring dramatic revenue acceleration or cost restructuring to achieve viability.
Fundamentals show minimal revenue against substantial and persistent operating losses, producing extremely negative margins and heavy cash burn. While liquidity is strong with meaningful cash and no debt, there is no clear line of sight to profitable operations. Without material revenue traction or significant expense reduction, the risk of ongoing value erosion remains high.
Rafael Holdings, Inc. Key Strengths (RFL)
- Strong liquidity position (Current Ratio 3.16x, Quick Ratio 3.14x)
- Substantial cash reserves of $30.5M and debt-free balance sheet with 75.4M stockholders equity
- Early signs of revenue traction with 2956.7% YoY revenue growth from minimal base
- Robust liquidity with 3.4x current ratio and strong cash balance
- Debt-free balance sheet with low liabilities relative to assets
- Minimal capex requirements reduce fixed investment needs
RFL Stock Risks: Rafael Holdings, Inc. Investment Risks
- Severe operating losses of $23.7M on minimal revenue of only $630K indicate unsustainable model
- Negative operating cash flow of -$21.6M with approximately 1.4 years of cash runway at current burn rate
- Missing gross profit data, negative ROE (-27.1%) and ROA (-22.2%), suggesting operational and reporting challenges
- Severe negative margins and sustained operating losses driving -$14M OCF
- Tiny revenue base despite YoY jump, indicating low-quality growth
- Runway dependent on cash burn; potential dilution or restructuring if losses persist
Key Metrics to Watch
- Revenue trajectory and path to meaningful commercial scale
- Operating cash flow burn rate and timeline to breakeven or profitability
- Cash balance depletion rate and near-term financing needs
- Operating cash flow (burn rate) and cash runway
- Revenue growth and operating margin improvement
Rafael Holdings, Inc. (RFL) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 3.16x current ratio provides a solid financial cushion.
RFL Profit Margin, ROE & Profitability Analysis
RFL vs Healthcare Sector: How Rafael Holdings, Inc. Compares
How Rafael Holdings, Inc. compares to Healthcare sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Rafael Holdings, Inc. Stock Overvalued? RFL Valuation Analysis 2026
Based on fundamental analysis, Rafael Holdings, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Rafael Holdings, Inc. Balance Sheet: RFL Debt, Cash & Liquidity
RFL Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Rafael Holdings, Inc.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $-1.45 indicates the company is currently unprofitable.
RFL Revenue Growth, EPS Growth & YoY Performance
RFL Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $179.0K | -$4.2M | $-0.08 |
| Q2 2026 | $77.0K | -$4.6M | $-0.13 |
| Q1 2026 | $128.0K | -$9.0M | $-0.19 |
| Q3 2025 | $336.0K | -$4.8M | $-0.19 |
| Q2 2025 | $68.0K | $2.4M | $0.10 |
| Q1 2025 | $68.0K | -$3.6M | $-0.15 |
| Q3 2024 | $71.0K | -$1.4M | $-0.06 |
| Q2 2024 | $68.0K | -$1.7M | $-0.08 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Rafael Holdings, Inc. Dividends, Buybacks & Capital Allocation
RFL SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Rafael Holdings, Inc. (CIK: 0001713863)
📋 Recent SEC Filings
❓ Frequently Asked Questions about RFL
What is the AI rating for RFL?
Rafael Holdings, Inc. (RFL) has a Combined AI Grade of C from Claude (C) and ChatGPT (C) with 70% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are RFL's key strengths?
Claude: Strong liquidity position (Current Ratio 3.16x, Quick Ratio 3.14x). Substantial cash reserves of $30.5M and debt-free balance sheet with 75.4M stockholders equity. ChatGPT: Robust liquidity with 3.4x current ratio and strong cash balance. Debt-free balance sheet with low liabilities relative to assets.
What are the risks of investing in RFL?
Claude: Severe operating losses of $23.7M on minimal revenue of only $630K indicate unsustainable model. Negative operating cash flow of -$21.6M with approximately 1.4 years of cash runway at current burn rate. ChatGPT: Severe negative margins and sustained operating losses driving -$14M OCF. Tiny revenue base despite YoY jump, indicating low-quality growth.
What is RFL's revenue and growth?
Rafael Holdings, Inc. reported revenue of $630.0K.
Does RFL pay dividends?
Rafael Holdings, Inc. does not currently pay dividends.
Where can I find RFL SEC filings?
Official SEC filings for Rafael Holdings, Inc. (CIK: 0001713863) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is RFL's EPS?
Rafael Holdings, Inc. has a diluted EPS of $-0.40.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is RFL's fundamental grade?
Based on our AI fundamental analysis in June 2026, Rafael Holdings, Inc. has a C grade with 70% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is RFL stock overvalued or undervalued?
Valuation metrics for RFL: ROE of -27.1% (sector avg: 15%), net margin of -3,247.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
What is RFL's AI grade for 2026?
Our dual AI analysis gives Rafael Holdings, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is RFL's free cash flow?
Rafael Holdings, Inc.'s operating cash flow is $-21.6M, with capital expenditures of $5.0K. FCF margin is -3,431.4%.
How does RFL compare to other Healthcare stocks?
Vs Healthcare sector averages: Net margin -3,247.5% (avg: 12%), ROE -27.1% (avg: 15%), current ratio 3.16 (avg: 2).