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Stitch Fix, Inc. (SFIX) Fundamental Analysis & AI Grade 2026

SFIX Nasdaq Retail-Catalog & Mail-Order Houses DE CIK: 0001576942
Updated This Month • Analysis: Jun 12, 2026 • SEC Data: 2026-05-02
Combined AI Grade
C
75% Confidence
N/A
C
75% Conf
Pending
Analysis scheduled

📊 SFIX Key Takeaways

Revenue: $1.0B
Net Margin: -1.0%
Free Cash Flow: $13.6M
Current Ratio: 1.50x
Debt/Equity: 0.00x
EPS: $-0.08
AI Grade: C with 75% confidence
Stitch Fix, Inc. (SFIX) receives a C fundamental grade with 75% confidence from our AI analysis based on SEC 10-K filings. With revenue of $1.0B, net profit margin of -1.0%, and return on equity (ROE) of -5.2%, Stitch Fix, Inc. demonstrates mixed fundamentals in the Consumer sector. Below is our complete SFIX stock analysis for 2026.

Is Stitch Fix, Inc. (SFIX) a Good Investment?

Claude

Stitch Fix is unprofitable with declining revenue (-5.3% YoY) and negative operating/net margins, destroying shareholder value. While the company demonstrates positive cash generation, strong gross margins (43.7%), and a fortress balance sheet, the combination of revenue contraction and ongoing losses creates material risk without clear near-term profitability path.

Stitch Fix, Inc. Key Strengths (SFIX)

Claude
  • + Strong gross margin of 43.7% demonstrates sustainable core unit economics
  • + Positive operating cash flow ($28.2M) and free cash flow ($13.6M) despite net losses provides financial stability
  • + Fortress balance sheet with $87.3M cash, zero debt, and 1.50x current ratio offers significant runway and strategic flexibility
  • + Improving loss trajectory (net income up 77.7% YoY, EPS up 79.4% YoY) indicates operational progress

SFIX Stock Risks: Stitch Fix, Inc. Investment Risks

Claude
  • ! Revenue declining 5.3% YoY signals loss of market share or addressable market contraction in competitive personal styling space
  • ! Operating margin of -1.7% and net margin of -1.0% with negative ROE (-5.2%) and ROA (-2.1%) destroy shareholder value
  • ! Free cash flow margin of only 1.3% is dangerously thin with minimal capacity for growth investment or margin of safety
  • ! Quick ratio of 0.97x indicates potential short-term liquidity constraints if inventory liquidation slows

Key Metrics to Watch

Claude
  • * Revenue growth inflection - critical to stabilize decline and return to positive growth
  • * Operating margin expansion path - need clear roadmap to breakeven and profitability
  • * Customer retention and unit economics - validate that core business model remains viable given market headwinds

Stitch Fix, Inc. (SFIX) Financial Metrics & Key Ratios

Revenue
$1.0B
Net Income
$-10.5M
EPS (Diluted)
$-0.08
Free Cash Flow
$13.6M
Total Assets
$506.0M
Cash Position
$87.3M

💡 AI Analyst Insight

The relatively thin 1.3% FCF margin may limit capital allocation flexibility.

SFIX Profit Margin, ROE & Profitability Analysis

Gross Margin 43.7%
Operating Margin -1.7%
Net Margin -1.0%
ROE -5.2%
ROA -2.1%
FCF Margin 1.3%

SFIX vs Consumer Sector: How Stitch Fix, Inc. Compares

How Stitch Fix, Inc. compares to Consumer sector averages

Net Margin
SFIX -1.0%
vs
Sector Avg 8.0%
SFIX Sector
ROE
SFIX -5.2%
vs
Sector Avg 18.0%
SFIX Sector
Current Ratio
SFIX 1.5x
vs
Sector Avg 1.5x
SFIX Sector
Debt/Equity
SFIX 0.0x
vs
Sector Avg 0.8x
SFIX Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Stitch Fix, Inc. Stock Overvalued? SFIX Valuation Analysis 2026

Based on fundamental analysis, Stitch Fix, Inc. has mixed fundamental signals relative to the Consumer sector in 2026.

Return on Equity
-5.2%
Sector avg: 18%
Net Profit Margin
-1.0%
Sector avg: 8%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.8x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Stitch Fix, Inc. Balance Sheet: SFIX Debt, Cash & Liquidity

Current Ratio
1.50x
Quick Ratio
0.97x
Debt/Equity
0.00x
Debt/Assets
60.2%
Interest Coverage
N/A
Long-term Debt
N/A

SFIX Revenue & Earnings Growth: 5-Year Financial Trend

SFIX 5-year financial data: Year 2021: Revenue $2.1B, Net Income $36.9M, EPS $0.36. Year 2022: Revenue $2.1B, Net Income -$67.1M, EPS $-0.66. Year 2023: Revenue $2.1B, Net Income -$8.9M, EPS $-0.08. Year 2024: Revenue $2.0B, Net Income -$207.1M, EPS $-1.90. Year 2025: Revenue $1.6B, Net Income -$172.0M, EPS $-1.50.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Stitch Fix, Inc.'s revenue has declined by 24% over the 5-year period, indicating business contraction. The most recent EPS of $-1.50 indicates the company is currently unprofitable.

SFIX Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
1.3%
Free cash flow / Revenue

SFIX Quarterly Earnings & Performance

Quarterly financial performance data for Stitch Fix, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2026 $325.0M -$1.5M $-0.01
Q2 2026 $312.1M -$2.7M $-0.02
Q1 2026 $318.8M -$6.3M $-0.05
Q3 2025 $322.7M -$7.4M $-0.06
Q2 2025 $312.1M -$6.5M $-0.05
Q1 2025 $318.8M -$6.3M $-0.05
Q3 2024 $322.7M -$21.3M $-0.18
Q2 2024 $330.4M -$35.5M $-0.30

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Stitch Fix, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$28.2M
Cash generated from operations
Stock Buybacks
$15.1M
Shares repurchased (TTM)
Capital Expenditures
$14.6M
Investment in assets
Dividends
None
No dividend program

SFIX SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Stitch Fix, Inc. (CIK: 0001576942)

📋 Recent SEC Filings

Date Form Document Action
Jun 26, 2026 4 xslF345X06/wk-form4_1782504754.xml View →
Jun 24, 2026 4 xslF345X06/wk-form4_1782308058.xml View →
Jun 22, 2026 4 xslF345X06/wk-form4_1782171607.xml View →
Jun 22, 2026 4 xslF345X06/wk-form4_1782169718.xml View →
Jun 22, 2026 4 xslF345X06/wk-form4_1782169687.xml View →

Frequently Asked Questions about SFIX

What is the AI rating for SFIX?

Stitch Fix, Inc. (SFIX) has an AI grade of C with 75% confidence, based on fundamental analysis of SEC EDGAR filings.

What are SFIX's key strengths?

Claude: Strong gross margin of 43.7% demonstrates sustainable core unit economics. Positive operating cash flow ($28.2M) and free cash flow ($13.6M) despite net losses provides financial stability.

What are the risks of investing in SFIX?

Claude: Revenue declining 5.3% YoY signals loss of market share or addressable market contraction in competitive personal styling space. Operating margin of -1.7% and net margin of -1.0% with negative ROE (-5.2%) and ROA (-2.1%) destroy shareholder value.

What is SFIX's revenue and growth?

Stitch Fix, Inc. reported revenue of $1.0B.

Does SFIX pay dividends?

Stitch Fix, Inc. does not currently pay dividends.

Where can I find SFIX SEC filings?

Official SEC filings for Stitch Fix, Inc. (CIK: 0001576942) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SFIX's EPS?

Stitch Fix, Inc. has a diluted EPS of $-0.08.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is SFIX's fundamental grade?

Based on our AI fundamental analysis in June 2026, Stitch Fix, Inc. has a C grade with 75% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is SFIX stock overvalued or undervalued?

Valuation metrics for SFIX: ROE of -5.2% (sector avg: 18%), net margin of -1.0% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.

What is SFIX's AI grade for 2026?

Our dual AI analysis gives Stitch Fix, Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SFIX's free cash flow?

Stitch Fix, Inc.'s operating cash flow is $28.2M, with capital expenditures of $14.6M. FCF margin is 1.3%.

How does SFIX compare to other Consumer stocks?

Vs Consumer sector averages: Net margin -1.0% (avg: 8%), ROE -5.2% (avg: 18%), current ratio 1.50 (avg: 1.5).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Jun 12, 2026 | Data as of: 2026-05-02 | Powered by Claude AI