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Stanley Black & Decker, Inc.. (SWK) Fundamental Analysis & AI Grade 2026

SWK NYSE Cutlery, Handtools & General Hardware CT CIK: 0000093556
Update Pending • Analysis: May 6, 2026 • SEC Data: 2026-04-04
Combined AI Grade
C
80% Confidence
STRONG AGREEMENT
C
78% Conf
C
82% Conf

📊 SWK Key Takeaways

Revenue: $3.8B
Net Margin: 1.5%
Free Cash Flow: $-447.3M
Current Ratio: 1.14x
Debt/Equity: 0.53x
EPS: $0.39
AI Grade: C with 78% confidence
Stanley Black & Decker, Inc.. (SWK) receives a C fundamental grade with 80% confidence from our AI analysis based on SEC 10-K filings. With revenue of $3.8B, net profit margin of 1.5%, and return on equity (ROE) of 0.7%, Stanley Black & Decker, Inc.. demonstrates mixed fundamentals in the Market sector. Below is our complete SWK stock analysis for 2026.

Is Stanley Black & Decker, Inc.. (SWK) a Good Investment?

Claude

Stanley Black & Decker exhibits severe operational stress despite reported earnings growth, with negative operating cash flow of -$388.8M and critical interest coverage of only 0.7x, indicating the company cannot service debt from operations. Razor-thin net margins (1.5%), deteriorating revenue (-1.5% YoY), and dangerously low liquidity (quick ratio 0.43x) signal fundamental financial distress that earnings growth alone cannot remedy.

ChatGPT

Stanley Black & Decker shows improving earnings and solid free cash flow generation, but the quality of that improvement is constrained by declining revenue and very weak operating profitability. Financial health is pressured by thin liquidity and sub-1x interest coverage, which leaves limited margin for error if operating conditions weaken again.

Stanley Black & Decker, Inc.. Key Strengths (SWK)

Claude
  • + Net income growth of 36.6% YoY and EPS growth of 35.9% YoY shows reported earnings improving
  • + Moderate leverage with debt-to-equity ratio of 0.53x is manageable relative to total assets of $21.6B
  • + Maintains 26 insider filings in 90 days suggesting management activity
ChatGPT
  • + Positive free cash flow of $687.9M supports balance sheet flexibility and internal funding capacity
  • + Net income and diluted EPS grew more than 35% year over year, indicating recovery progress
  • + Debt-to-equity of 0.58x is manageable on its own and equity of $9.05B provides some balance sheet support

SWK Stock Risks: Stanley Black & Decker, Inc.. Investment Risks

Claude
  • ! Critical: Interest coverage of 0.7x means operating income cannot cover interest expense, creating debt service vulnerability
  • ! Severe cash burn with -$447.3M free cash flow and -$388.8M operating cash flow despite positive net income indicates earnings quality concerns
  • ! Dangerously tight liquidity with quick ratio of 0.43x and current ratio of 1.14x creates working capital stress and limits financial flexibility
  • ! Revenue decline of -1.5% YoY combined with razor-thin operating margin of 2.2% suggests structural margin pressure
  • ! Abysmal returns: ROE of 0.7% and ROA of 0.3% indicate near-zero value creation for shareholders and asset base
ChatGPT
  • ! Operating margin of 2.8% and net margin of 2.7% are too thin for a cyclical industrial business
  • ! Interest coverage of 0.8x suggests current operating earnings do not comfortably cover interest expense
  • ! Current ratio of 1.14x and quick ratio of 0.35x indicate tight near-term liquidity and reliance on inventory conversion

Key Metrics to Watch

Claude
  • * Operating cash flow trajectory - must return to positive territory to validate earnings quality
  • * Interest coverage ratio - must exceed 1.5x to ensure sustainable debt service
  • * Quick ratio and working capital trends - current 0.43x quick ratio unsustainable long-term
  • * Revenue stabilization and organic growth - continued -1.5% decline is untenable
  • * Free cash flow margin - must reach positive territory from current -11.6%
ChatGPT
  • * Operating margin and interest coverage
  • * Revenue growth and free cash flow consistency

Stanley Black & Decker, Inc.. (SWK) Financial Metrics & Key Ratios

Revenue
$3.8B
Net Income
$59.6M
EPS (Diluted)
$0.39
Free Cash Flow
$-447.3M
Total Assets
$21.6B
Cash Position
$333.7M

💡 AI Analyst Insight

Stanley Black & Decker, Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

SWK Profit Margin, ROE & Profitability Analysis

Gross Margin 111.4%
Operating Margin 2.2%
Net Margin 1.5%
ROE 0.7%
ROA 0.3%
FCF Margin -11.6%

SWK vs Market Sector: How Stanley Black & Decker, Inc.. Compares

How Stanley Black & Decker, Inc.. compares to Market sector averages

Net Margin
SWK 1.5%
vs
Sector Avg 12.0%
SWK Sector
ROE
SWK 0.7%
vs
Sector Avg 15.0%
SWK Sector
Current Ratio
SWK 1.1x
vs
Sector Avg 1.8x
SWK Sector
Debt/Equity
SWK 0.5x
vs
Sector Avg 0.7x
SWK Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Stanley Black & Decker, Inc.. Stock Overvalued? SWK Valuation Analysis 2026

Based on fundamental analysis, Stanley Black & Decker, Inc.. shows some fundamental concerns relative to the Market sector in 2026.

Return on Equity
0.7%
Sector avg: 15%
Net Profit Margin
1.5%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.53x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Stanley Black & Decker, Inc.. Balance Sheet: SWK Debt, Cash & Liquidity

Current Ratio
1.14x
Quick Ratio
0.43x
Debt/Equity
0.53x
Debt/Assets
0.0%
Interest Coverage
0.75x
Long-term Debt
$4.8B

SWK Revenue & Earnings Growth: 5-Year Financial Trend

SWK 5-year financial data: Year 2021: Revenue $15.6B, Net Income $955.8M, EPS $6.11. Year 2022: Revenue $16.9B, Net Income $1.2B, EPS $7.46. Year 2023: Revenue $16.9B, Net Income $1.7B, EPS $10.16. Year 2024: Revenue $16.9B, Net Income $1.1B, EPS $6.76. Year 2025: Revenue $15.8B, Net Income -$310.5M, EPS $-2.07.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Stanley Black & Decker, Inc..'s revenue has shown modest growth of 1% over the 5-year period. The most recent EPS of $-2.07 indicates the company is currently unprofitable.

SWK Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-11.6%
Free cash flow / Revenue

SWK Quarterly Earnings & Performance

Quarterly financial performance data for Stanley Black & Decker, Inc.. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $3.7B $59.6M $0.39
Q3 2025 $3.8B -$11.2M $0.34
Q2 2025 $3.9B $8.3M $0.05
Q1 2025 $3.7B $19.5M $0.13
Q3 2024 $3.8B $4.7M $0.03
Q2 2024 $4.0B $8.3M $0.05
Q1 2024 $3.9B $19.5M $0.13
Q3 2023 $4.0B $4.7M $0.03

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Stanley Black & Decker, Inc.. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$388.8M
Cash generated from operations
Stock Buybacks
$15.3M
Shares repurchased (TTM)
Capital Expenditures
$58.5M
Investment in assets
Dividends Paid
$126.0M
Returned to shareholders

SWK SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Stanley Black & Decker, Inc.. (CIK: 0000093556)

📋 Recent SEC Filings

Date Form Document Action
May 6, 2026 4 xslF345X06/wk-form4_1778101858.xml View →
May 6, 2026 4 xslF345X06/wk-form4_1778101817.xml View →
May 6, 2026 4 xslF345X06/wk-form4_1778101765.xml View →
May 6, 2026 4 xslF345X06/wk-form4_1778101692.xml View →
May 6, 2026 4 xslF345X06/wk-form4_1778101631.xml View →

Frequently Asked Questions about SWK

What is the AI rating for SWK?

Stanley Black & Decker, Inc.. (SWK) has a Combined AI Grade of C from Claude (C) and ChatGPT (C) with 80% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are SWK's key strengths?

Claude: Net income growth of 36.6% YoY and EPS growth of 35.9% YoY shows reported earnings improving. Moderate leverage with debt-to-equity ratio of 0.53x is manageable relative to total assets of $21.6B. ChatGPT: Positive free cash flow of $687.9M supports balance sheet flexibility and internal funding capacity. Net income and diluted EPS grew more than 35% year over year, indicating recovery progress.

What are the risks of investing in SWK?

Claude: Critical: Interest coverage of 0.7x means operating income cannot cover interest expense, creating debt service vulnerability. Severe cash burn with -$447.3M free cash flow and -$388.8M operating cash flow despite positive net income indicates earnings quality concerns. ChatGPT: Operating margin of 2.8% and net margin of 2.7% are too thin for a cyclical industrial business. Interest coverage of 0.8x suggests current operating earnings do not comfortably cover interest expense.

What is SWK's revenue and growth?

Stanley Black & Decker, Inc.. reported revenue of $3.8B.

Does SWK pay dividends?

Stanley Black & Decker, Inc.. pays dividends, with $126.0M distributed to shareholders in the trailing twelve months.

Where can I find SWK SEC filings?

Official SEC filings for Stanley Black & Decker, Inc.. (CIK: 0000093556) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is SWK's EPS?

Stanley Black & Decker, Inc.. has a diluted EPS of $0.39.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is SWK's fundamental grade?

Based on our AI fundamental analysis in June 2026, Stanley Black & Decker, Inc.. has a C grade with 80% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is SWK stock overvalued or undervalued?

Valuation metrics for SWK: ROE of 0.7% (sector avg: 15%), net margin of 1.5% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is SWK's AI grade for 2026?

Our dual AI analysis gives Stanley Black & Decker, Inc.. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is SWK's free cash flow?

Stanley Black & Decker, Inc..'s operating cash flow is $-388.8M, with capital expenditures of $58.5M. FCF margin is -11.6%.

How does SWK compare to other Market stocks?

Vs Default sector averages: Net margin 1.5% (avg: 12%), ROE 0.7% (avg: 15%), current ratio 1.14 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: May 6, 2026 | Data as of: 2026-04-04 | Powered by Claude AI