📊 THO Key Takeaways
Is Thor Industries Inc. (THO) a Good Investment?
THOR Industries faces a deteriorating fundamental position with declining revenues (-4.6% YoY), razor-thin profitability (1.9% net margin), and critically inadequate free cash flow generation (0.2% FCF margin). While debt levels remain manageable, the company's ability to reinvest, return capital, or weather an extended downturn in the cyclical RV market is severely constrained by near-zero cash conversion.
Thor Industries Inc. Key Strengths (THO)
- Adequate liquidity position with 1.71x current ratio and $371.9M cash
- Conservative leverage with 0.20x debt-to-equity ratio and 5.4x interest coverage
- Manageable debt burden relative to asset base of $7.3B
THO Stock Risks: Thor Industries Inc. Investment Risks
- Revenue declining 4.6% YoY signals weakening demand in cyclical RV market with limited visibility to recovery
- Free cash flow generation is critical vulnerability at only $14.2M (0.2% of revenue), constraining reinvestment and shareholder returns
- Gross margins of 12.7% and net margins of 1.9% leave no cushion for cost pressures, pricing power erosion, or economic deterioration
- Abysmal returns on equity (3.2%) and assets (1.9%) indicate capital inefficiency and potential structural profitability issues
Key Metrics to Watch
- Free cash flow trend and FCF margin improvement (critical sustainability indicator)
- Revenue trajectory and market share in RV industry (early warning of demand conditions)
- Gross margin expansion/compression and operating leverage recovery
Thor Industries Inc. (THO) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The relatively thin 0.2% FCF margin may limit capital allocation flexibility.
THO Profit Margin, ROE & Profitability Analysis
THO vs Market Sector: How Thor Industries Inc. Compares
How Thor Industries Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Thor Industries Inc. Stock Overvalued? THO Valuation Analysis 2026
Based on fundamental analysis, Thor Industries Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Thor Industries Inc. Balance Sheet: THO Debt, Cash & Liquidity
THO Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Thor Industries Inc.'s revenue has remained relatively flat over the 5-year period, with a 10% decline. The most recent EPS of $6.95 reflects profitable operations.
THO Revenue Growth, EPS Growth & YoY Performance
THO Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $2.8B | $97.2M | $1.86 |
| Q2 2026 | $2.0B | -$551.0K | $-0.01 |
| Q1 2026 | $2.1B | -$1.8M | $-0.03 |
| Q3 2025 | $2.8B | $114.5M | $2.13 |
| Q2 2025 | $2.0B | -$551.0K | $-0.01 |
| Q1 2025 | $2.1B | -$1.8M | $-0.03 |
| Q3 2024 | $2.8B | $114.5M | $2.13 |
| Q2 2024 | $2.2B | $7.2M | $0.13 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Thor Industries Inc. Dividends, Buybacks & Capital Allocation
THO SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Thor Industries Inc. (CIK: 0000730263)
📋 Recent SEC Filings
❓ Frequently Asked Questions about THO
What is the AI rating for THO?
Thor Industries Inc. (THO) has an AI grade of C with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are THO's key strengths?
Claude: Adequate liquidity position with 1.71x current ratio and $371.9M cash. Conservative leverage with 0.20x debt-to-equity ratio and 5.4x interest coverage.
What are the risks of investing in THO?
Claude: Revenue declining 4.6% YoY signals weakening demand in cyclical RV market with limited visibility to recovery. Free cash flow generation is critical vulnerability at only $14.2M (0.2% of revenue), constraining reinvestment and shareholder returns.
What is THO's revenue and growth?
Thor Industries Inc. reported revenue of $7.3B.
Does THO pay dividends?
Thor Industries Inc. pays dividends, with $76.7M distributed to shareholders in the trailing twelve months.
Where can I find THO SEC filings?
Official SEC filings for Thor Industries Inc. (CIK: 0000730263) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is THO's EPS?
Thor Industries Inc. has a diluted EPS of $2.59.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is THO's fundamental grade?
Based on our AI fundamental analysis in June 2026, Thor Industries Inc. has a C grade with 78% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is THO stock overvalued or undervalued?
Valuation metrics for THO: ROE of 3.2% (sector avg: 15%), net margin of 1.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
What is THO's AI grade for 2026?
Our dual AI analysis gives Thor Industries Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is THO's free cash flow?
Thor Industries Inc.'s operating cash flow is $77.0M, with capital expenditures of $62.9M. FCF margin is 0.2%.
How does THO compare to other Market stocks?
Vs Default sector averages: Net margin 1.9% (avg: 12%), ROE 3.2% (avg: 15%), current ratio 1.71 (avg: 1.8).