📊 TLYS Key Takeaways
Is Tilly's, Inc.. (TLYS) a Good Investment?
Tilly's is burning cash with negative operating cash flow (-$3.9M) and negative free cash flow (-$5.3M), indicating an unsustainable business model. The company is unprofitable with -6.4% net margins and declining revenue (-2.8% YoY), while weak liquidity (0.49x quick ratio) and high liabilities threaten financial stability.
Tilly's, Inc.. Key Strengths (TLYS)
- Reasonable gross margin of 28.9% demonstrates acceptable product markup
- Cash balance of $31.2M provides near-term liquidity buffer
- 5 insider Form 4 filings suggest some management commitment to the company
TLYS Stock Risks: Tilly's, Inc.. Investment Risks
- Negative free cash flow of -$5.3M indicates the business is destroying value and depleting cash reserves
- Weak quick ratio of 0.49x reflects critical liquidity constraints and working capital stress
- Declining revenue (-2.8% YoY) combined with negative operating income (-6.5% margin) suggests loss of market share or demand destruction in a highly competitive retail sector
Key Metrics to Watch
- Operating cash flow (critical - must return to positive for viability)
- Revenue trend and comparable store sales (need stabilization/growth)
- Quick ratio and working capital position (liquidity deterioration would be severe)
- Gross margin trend (risk of price cuts to drive sales in declining market)
Tilly's, Inc.. (TLYS) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Tilly's, Inc.. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
TLYS Profit Margin, ROE & Profitability Analysis
TLYS vs Consumer Sector: How Tilly's, Inc.. Compares
How Tilly's, Inc.. compares to Consumer sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Tilly's, Inc.. Stock Overvalued? TLYS Valuation Analysis 2026
Based on fundamental analysis, Tilly's, Inc.. has mixed fundamental signals relative to the Consumer sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Tilly's, Inc.. Balance Sheet: TLYS Debt, Cash & Liquidity
TLYS Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Tilly's, Inc..'s revenue has declined by 20% over the 5-year period, indicating business contraction. The most recent EPS of $-1.16 indicates the company is currently unprofitable.
TLYS Revenue Growth, EPS Growth & YoY Performance
TLYS Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $107.6M | -$8.0M | N/A |
| Q3 2025 | $139.6M | -$1.4M | N/A |
| Q2 2025 | $151.3M | -$69.0K | N/A |
| Q1 2025 | $107.6M | -$19.6M | N/A |
| Q3 2024 | $143.4M | -$847.0K | N/A |
| Q2 2024 | $160.0M | -$69.0K | N/A |
| Q1 2024 | $115.9M | -$12.0M | N/A |
| Q3 2023 | $166.5M | -$847.0K | N/A |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Tilly's, Inc.. Dividends, Buybacks & Capital Allocation
TLYS SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Tilly's, Inc.. (CIK: 0001524025)
📋 Recent SEC Filings
❓ Frequently Asked Questions about TLYS
What is the AI rating for TLYS?
Tilly's, Inc.. (TLYS) has an AI grade of D with 88% confidence, based on fundamental analysis of SEC EDGAR filings.
What are TLYS's key strengths?
Claude: Reasonable gross margin of 28.9% demonstrates acceptable product markup. Cash balance of $31.2M provides near-term liquidity buffer.
What are the risks of investing in TLYS?
Claude: Negative free cash flow of -$5.3M indicates the business is destroying value and depleting cash reserves. Weak quick ratio of 0.49x reflects critical liquidity constraints and working capital stress.
What is TLYS's revenue and growth?
Tilly's, Inc.. reported revenue of $124.7M.
Does TLYS pay dividends?
Tilly's, Inc.. does not currently pay dividends.
Where can I find TLYS SEC filings?
Official SEC filings for Tilly's, Inc.. (CIK: 0001524025) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is TLYS's EPS?
Tilly's, Inc.. has a diluted EPS of $-0.58.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is TLYS's fundamental grade?
Based on our AI fundamental analysis in June 2026, Tilly's, Inc.. has a D grade with 88% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is TLYS stock overvalued or undervalued?
Valuation metrics for TLYS: ROE of -10.2% (sector avg: 18%), net margin of -6.4% (sector avg: 8%). Compare these metrics with sector averages to assess valuation.
What is TLYS's AI grade for 2026?
Our dual AI analysis gives Tilly's, Inc.. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is TLYS's free cash flow?
Tilly's, Inc..'s operating cash flow is $-3.9M, with capital expenditures of $1.4M. FCF margin is -4.2%.
How does TLYS compare to other Consumer stocks?
Vs Consumer sector averages: Net margin -6.4% (avg: 8%), ROE -10.2% (avg: 18%), current ratio 1.12 (avg: 1.5).