📊 VRA Key Takeaways
Is Vera Bradley, Inc. (VRA) a Good Investment?
Vera Bradley demonstrates fundamental operational distress: despite achieving exceptional gross margins of 51.8%, the company is unprofitable with negative operating income (-8.3% margin) and is burning cash with negative free cash flow of -$5.6M. With only $12.5M in cash, negative operating cash flow, and a quick ratio of 0.85x indicating potential inventory-dependent liquidity, the company lacks financial resilience to sustain operations or fund growth.
Vera Bradley, Inc. Key Strengths (VRA)
- Low financial leverage with debt-to-equity of 0.08x and only $10.0M in long-term debt preserves equity value
- Strong gross margin of 51.8% indicates pricing power and cost of goods management in core business
- Positive stockholders' equity of $127.0M provides balance sheet cushion
VRA Stock Risks: Vera Bradley, Inc. Investment Risks
- Negative operating cash flow of -$5.2M indicates business is not self-sustaining and requires capital to continue operations
- Unprofitable operations with negative net margin of -8.7% despite substantial revenue suggests structural cost control issues
- Critically low cash position of $12.5M combined with negative free cash flow creates existential liquidity risk
- Quick ratio of 0.85x signals potential working capital stress when inventory cannot be rapidly liquidated
- Extreme 58,466% YoY revenue growth is anomalous and creates uncertainty about data quality or underlying business model stability
Key Metrics to Watch
- Operating cash flow trend - must return to positive within 2-3 quarters
- Cash balance trajectory - risk critical if it falls below $8.0M
- Operating margin improvement path - SG&A expenses must decline to achieve profitability
- Revenue normalization - clarify sustainability of growth spike and validate organic vs. non-organic components
Vera Bradley, Inc. (VRA) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Strong liquidity with a 2.48x current ratio provides a solid financial cushion.
VRA Profit Margin, ROE & Profitability Analysis
VRA vs Market Sector: How Vera Bradley, Inc. Compares
How Vera Bradley, Inc. compares to Market sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Vera Bradley, Inc. Stock Overvalued? VRA Valuation Analysis 2026
Based on fundamental analysis, Vera Bradley, Inc. has mixed fundamental signals relative to the Market sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Vera Bradley, Inc. Balance Sheet: VRA Debt, Cash & Liquidity
VRA Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Vera Bradley, Inc.'s revenue has declined by 29% over the 5-year period, indicating business contraction. The most recent EPS of $0.25 reflects profitable operations.
VRA Revenue Growth, EPS Growth & YoY Performance
VRA Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2027 | $51.7M | -$4.8M | $-0.17 |
| Q3 2026 | $62.3M | -$4.7M | $-0.44 |
| Q2 2026 | $70.9M | -$2.4M | $-0.08 |
| Q1 2026 | $51.7M | -$8.1M | $-0.26 |
| Q3 2025 | $80.6M | -$4.7M | $0.16 |
| Q2 2025 | $110.8M | -$4.7M | $-0.08 |
| Q1 2025 | $80.6M | -$4.7M | $-0.15 |
| Q3 2024 | $115.0M | -$4.7M | $0.16 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Vera Bradley, Inc. Dividends, Buybacks & Capital Allocation
VRA SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Vera Bradley, Inc. (CIK: 0001495320)
📋 Recent SEC Filings
| Date | Form | Document | Action |
|---|---|---|---|
| Jun 26, 2026 | 4 | xslF345X06/form4-06262026_080609.xml | View → |
| Jun 16, 2026 | 4 | xslF345X06/form4-06172026_010630.xml | View → |
| Jun 16, 2026 | 4 | xslF345X06/form4-06172026_010629.xml | View → |
| Jun 16, 2026 | 4 | xslF345X06/form4-06172026_010609.xml | View → |
| Jun 11, 2026 | 10-Q | vra-20260502.htm | View → |
❓ Frequently Asked Questions about VRA
What is the AI rating for VRA?
Vera Bradley, Inc. (VRA) has an AI grade of D with 78% confidence, based on fundamental analysis of SEC EDGAR filings.
What are VRA's key strengths?
Claude: Low financial leverage with debt-to-equity of 0.08x and only $10.0M in long-term debt preserves equity value. Strong gross margin of 51.8% indicates pricing power and cost of goods management in core business.
What are the risks of investing in VRA?
Claude: Negative operating cash flow of -$5.2M indicates business is not self-sustaining and requires capital to continue operations. Unprofitable operations with negative net margin of -8.7% despite substantial revenue suggests structural cost control issues.
What is VRA's revenue and growth?
Vera Bradley, Inc. reported revenue of $55.7M.
Does VRA pay dividends?
Vera Bradley, Inc. does not currently pay dividends.
Where can I find VRA SEC filings?
Official SEC filings for Vera Bradley, Inc. (CIK: 0001495320) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is VRA's EPS?
Vera Bradley, Inc. has a diluted EPS of $-0.17.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is VRA's fundamental grade?
Based on our AI fundamental analysis in June 2026, Vera Bradley, Inc. has a D grade with 78% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is VRA stock overvalued or undervalued?
Valuation metrics for VRA: ROE of -3.8% (sector avg: 15%), net margin of -8.7% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.
What is VRA's AI grade for 2026?
Our dual AI analysis gives Vera Bradley, Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is VRA's free cash flow?
Vera Bradley, Inc.'s operating cash flow is $-5.3M, with capital expenditures of $333.0K. FCF margin is -10.0%.
How does VRA compare to other Market stocks?
Vs Default sector averages: Net margin -8.7% (avg: 12%), ROE -3.8% (avg: 15%), current ratio 2.48 (avg: 1.8).