📊 WLTH Key Takeaways
Is Wealthfront Corp. (WLTH) a Good Investment?
Wealthfront demonstrates solid revenue growth (18.2% YoY) and exceptional free cash flow generation ($152.2M FCF, 41.7% margin) supported by a fortress balance sheet with zero debt and $440.8M cash. However, significant GAAP unprofitability (-$42.1M net income, -27.7% operating margin) and deteriorating EPS (-158% YoY) indicate the company has not achieved operating leverage at scale, requiring proof of path to profitability before a constructive rating.
Wealthfront Corp. Key Strengths (WLTH)
- Positive free cash flow of $152.2M with exceptional 41.7% FCF margin despite GAAP losses, indicating strong underlying business cash generation
- Fortress balance sheet with $440.8M cash, zero long-term debt, and healthy liquidity ratios (1.61x current ratio), providing financial flexibility and downside protection
- Solid revenue growth of 18.2% YoY demonstrating market demand and customer acquisition traction in competitive fintech sector
WLTH Stock Risks: Wealthfront Corp. Investment Risks
- Severe GAAP unprofitability with operating margin of -27.7% and net loss of $42.1M, with deteriorating EPS (-158% YoY) suggesting worsening unit economics or rising customer acquisition costs
- Lack of operating leverage—revenue growth not translating to profitability improvement, indicating structural cost structure challenges or strategic spending that may not yield returns
- Unproven path to profitability at scale; company must demonstrate ability to reduce operating losses while maintaining growth momentum to justify continued investment
Key Metrics to Watch
- Operating margin trend—must narrow toward breakeven/positive territory to validate investment thesis
- Customer acquisition cost (CAC) and lifetime value (LTV) ratios—critical to assess unit economics sustainability
- Operating cash flow growth relative to revenue growth—signal of improving operational efficiency and reinvestment quality
Wealthfront Corp. (WLTH) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 41.7% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
WLTH Profit Margin, ROE & Profitability Analysis
WLTH vs Finance Sector: How Wealthfront Corp. Compares
How Wealthfront Corp. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Wealthfront Corp. Stock Overvalued? WLTH Valuation Analysis 2026
Based on fundamental analysis, Wealthfront Corp. has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Wealthfront Corp. Balance Sheet: WLTH Debt, Cash & Liquidity
WLTH Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Wealthfront Corp.'s revenue has remained relatively flat over the 5-year period, with a 0% decline. The most recent EPS of $0.54 reflects profitable operations.
WLTH Revenue Growth, EPS Growth & YoY Performance
WLTH Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2026 | $80.3M | $30.0M | $0.21 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Wealthfront Corp. Dividends, Buybacks & Capital Allocation
WLTH SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Wealthfront Corp. (CIK: 0001524566)
📋 Recent SEC Filings
❓ Frequently Asked Questions about WLTH
What is the AI rating for WLTH?
Wealthfront Corp. (WLTH) has an AI grade of B with 58% confidence, based on fundamental analysis of SEC EDGAR filings.
What are WLTH's key strengths?
Claude: Positive free cash flow of $152.2M with exceptional 41.7% FCF margin despite GAAP losses, indicating strong underlying business cash generation. Fortress balance sheet with $440.8M cash, zero long-term debt, and healthy liquidity ratios (1.61x current ratio), providing financial flexibility and downside protection.
What are the risks of investing in WLTH?
Claude: Severe GAAP unprofitability with operating margin of -27.7% and net loss of $42.1M, with deteriorating EPS (-158% YoY) suggesting worsening unit economics or rising customer acquisition costs. Lack of operating leverage—revenue growth not translating to profitability improvement, indicating structural cost structure challenges or strategic spending that may not yield returns.
What is WLTH's revenue and growth?
Wealthfront Corp. reported revenue of $365.0M.
Does WLTH pay dividends?
Wealthfront Corp. does not currently pay dividends.
Where can I find WLTH SEC filings?
Official SEC filings for Wealthfront Corp. (CIK: 0001524566) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is WLTH's EPS?
Wealthfront Corp. has a diluted EPS of $-0.76.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is WLTH's fundamental grade?
Based on our AI fundamental analysis in June 2026, Wealthfront Corp. has a B grade with 58% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is WLTH stock overvalued or undervalued?
Valuation metrics for WLTH: ROE of -6.8% (sector avg: 12%), net margin of -11.5% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
What is WLTH's AI grade for 2026?
Our dual AI analysis gives Wealthfront Corp. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is WLTH's free cash flow?
Wealthfront Corp.'s operating cash flow is $152.2M, with capital expenditures of N/A. FCF margin is 41.7%.
How does WLTH compare to other Finance stocks?
Vs Finance sector averages: Net margin -11.5% (avg: 25%), ROE -6.8% (avg: 12%), current ratio 1.61 (avg: 1.2).