📊 WLTH Key Takeaways
Is Wealthfront Corp. (WLTH) a Good Investment?
Wealthfront demonstrates solid revenue growth (18.2% YoY) with healthy operating margins (19.3%) and excellent balance sheet strength featuring $428.2M cash and zero debt. However, net income has stalled completely (0% YoY growth) despite strong revenue expansion, and returns on equity (2.1%) and assets (0.8%) are critically low, indicating the company struggles to convert growth into shareholder value.
Wealthfront Corp. Key Strengths (WLTH)
- Strong revenue growth of 18.2% YoY with operating margin of 19.3% demonstrates operational efficiency
- Fortress balance sheet: $428.2M cash, zero long-term debt, current ratio of 1.49x providing strategic flexibility
- Exceptional free cash flow generation at $22.7M with 25.1% FCF margin shows operational cash strength
- Net margin of 14.2% is respectable for financial services sector
WLTH Stock Risks: Wealthfront Corp. Investment Risks
- Net income growth completely flat (0% YoY) despite 18.2% revenue growth signals severe margin compression or cost control issues
- Return on equity of 2.1% and return on assets of 0.8% are extremely low and concerning for capital efficiency
- EPS collapsed 158% YoY indicating significant shareholder dilution or underlying earnings deterioration
- 12 Form 4 insider filings in 90 days warrants monitoring for potential insider selling pressure
Key Metrics to Watch
- Net income growth trajectory and profitability margin trends relative to revenue growth
- Return on equity improvement - must demonstrate ability to deploy capital efficiently
- Operating leverage - ability to expand operating margin as revenue scales
- Insider transaction patterns and aggregate insider ownership changes
Wealthfront Corp. (WLTH) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The 25.1% free cash flow margin provides substantial flexibility for dividends, buybacks, and strategic investments.
WLTH Profit Margin, ROE & Profitability Analysis
WLTH vs Finance Sector: How Wealthfront Corp. Compares
How Wealthfront Corp. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Wealthfront Corp. Stock Overvalued? WLTH Valuation Analysis 2026
Based on fundamental analysis, Wealthfront Corp. has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Wealthfront Corp. Balance Sheet: WLTH Debt, Cash & Liquidity
WLTH Revenue Growth, EPS Growth & YoY Performance
Wealthfront Corp. Dividends, Buybacks & Capital Allocation
WLTH SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Wealthfront Corp. (CIK: 0001524566)
❓ Frequently Asked Questions about WLTH
What is the AI rating for WLTH?
Wealthfront Corp. (WLTH) has an AI grade of B with 58% confidence, based on fundamental analysis of SEC EDGAR filings.
What are WLTH's key strengths?
Claude: Strong revenue growth of 18.2% YoY with operating margin of 19.3% demonstrates operational efficiency. Fortress balance sheet: $428.2M cash, zero long-term debt, current ratio of 1.49x providing strategic flexibility.
What are the risks of investing in WLTH?
Claude: Net income growth completely flat (0% YoY) despite 18.2% revenue growth signals severe margin compression or cost control issues. Return on equity of 2.1% and return on assets of 0.8% are extremely low and concerning for capital efficiency.
What is WLTH's revenue and growth?
Wealthfront Corp. reported revenue of $90.5M.
Does WLTH pay dividends?
Wealthfront Corp. does not currently pay dividends.
Where can I find WLTH SEC filings?
Official SEC filings for Wealthfront Corp. (CIK: 0001524566) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is WLTH's EPS?
Wealthfront Corp. has a diluted EPS of $0.07.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is WLTH's fundamental grade?
Based on our AI fundamental analysis in June 2026, Wealthfront Corp. has a B grade with 58% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is WLTH stock overvalued or undervalued?
Valuation metrics for WLTH: ROE of 2.1% (sector avg: 12%), net margin of 14.2% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
What is WLTH's AI grade for 2026?
Our dual AI analysis gives Wealthfront Corp. a combined B grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is WLTH's free cash flow?
Wealthfront Corp.'s operating cash flow is $22.7M, with capital expenditures of N/A. FCF margin is 25.1%.
How does WLTH compare to other Finance stocks?
Vs Finance sector averages: Net margin 14.2% (avg: 25%), ROE 2.1% (avg: 12%), current ratio 1.49 (avg: 1.2).