Kowsalya Chinnadurai
Business and Finance Columnist

Kowsalya Chinnadurai

Kowsalya Chinnadurai is an insightful author for Markets Host. With a strong background in finance and investment, Kowsalya brings a wealth of knowledge and experience to her writing. Her articles cover a wide array of subjects, from saving and budgeting tips to detailed analyses of market trends and investment opportunities. Kowsalya’s clear and approachable writing style helps readers at all levels gain confidence in their financial decisions.

Latest Articles From Kowsalya Chinnadurai

Burkes Credit Card Login, Payment, and Customer Service

294 days ago

To manage your Burkes Outlet Credit Card with our seamless online login process, offering convenient access to account details, transactions, and excl...

How to Buy Treasury Bonds, What are Some Essential Terms Related to Treasury Bonds?

297 days ago

To buy Treasury Bonds, you can either do it directly from the U.S. government or through a bank or brokerage account, and when you invest in them, you...

Guarantor Vs Cosigner, What is the Difference Between Guarantor and Cosigner?

297 days ago

Guarantors and co-signers serve distinct roles in lending, with guarantors committing to cover a borrower's debt only in total default, while co-s...

Largest Banks in the US, What Are the Top Banks in US?

297 days ago

The 15 largest banks in the U.S., collectively holding around $12.9 trillion in assets, are led by JPMorgan Chase with $3.39 trillion, shaping the nat...

Cheap States to Live in U.S, Which State Has the Lowest Cost of Living?

297 days ago

The top 10 most affordable states for 2023, such as Mississippi and Kansas, offer budget-friendly living with low housing costs, transportation expens...

What is a USDA Loan? What are the Eligibility Requirements for a USDA Home Loan?

298 days ago

A USDA Loan is a government-backed mortgage program providing affordable home financing for rural and certain suburban areas, offering benefits like n...

Cost of Living in Colorado Vs Texas: Salary Comparison

298 days ago

The cost of living in Colorado surpasses that in Texas by over 13%, driven by higher housing and childcare expenses, with Texas being generally consid...

What is IRA? Who is Eligible For IRA? How to Open IRA Account?

299 days ago

An Individual Retirement Account (IRA) is a tax-advantaged, long-term savings vehicle for retirement, accessible to individuals with earned income, an...

What is Rollover IRA? Is a Rollover IRA the Same as a Traditional IRA?

299 days ago

A Rollover IRA is an individual retirement account that allows you to transfer funds from an employer-sponsored retirement plan, maintaining tax advan...

What is a Debt Management Plan? How Do You Manage a Debt Management Plan?

299 days ago

A Debt Management Plan (DMP) is a structured financial approach, often guided by nonprofit credit counseling agencies, to consolidate and simplify uns...

How Do Investment Banks Make Money? How Does Investment Bank Works?

299 days ago

Investment banks like Bank of America and JPMorgan Chase make money by connecting buyers and sellers, earning fees on trades, underwriting securities,...

Best Secured Credit Cards for January 2024

299 days ago

The Best Secured Credit Cards for January 2024 cater to various preferences, some notable options include the Discover it® Sec...

What Does Loan to Value Mean? What is a Good Loan to Value Ratio?

300 days ago

The Loan-to-Value (LTV) ratio, a crucial metric in mortgage lending, expresses the percentage of a property's value financed by dividing the loan ...

Are Life Insurance Payments Taxable? How Much Life Insurance is Tax-Free?

300 days ago

Life insurance payments, including death benefits, are generally not taxable for beneficiaries when received as a lump sum....

What Does Refinancing a Loan Mean? How Does Refinancing a Loan Work?

300 days ago

Refinancing a loan involves replacing an existing loan with a new one, often to secure more favorable terms, lower interest rates, or modify repayment...

What is a Vantage Score 3.0? Is Vantage Score Accurate? Is FICO the Same as Vantage?

300 days ago

Vantage Score 3.0, launched in 2013, is a credit scoring model developed by major bureaus, offering scores from 300 to 850, prioritizing accessibility...

What Are the 3 Credit Bureaus? How Does Credit Bureaus Work?

305 days ago

The three major credit bureaus are Equifax, Experian, and TransUnion, responsible for compiling and providing credit reports that lenders use to evalu...

What is Credit Counseling? How Does Credit Counseling Works? 

306 days ago

Credit counseling is a financial service that provides personalized guidance to individuals dealing with debt issues, helping them manage consumer cre...

Cheapest Car Insurance of December 2023

306 days ago

The Cheapest Car Insurance of December 2023 includes USAA, Auto-Owners, Westfield, Geico, and Travelers, offering budget-friendly rates for good ...

CA State Income Tax Brackets 2023, What Are California State Income Tax Rates?

306 days ago

The California State Income Tax Brackets for 2023 feature progressive rates from 1% to 12.3%, applying to different income thresholds for singles, mar...

How to Improve FICO Score? What is the FICO Score?

306 days ago

To improve your FICO Score, maintain a diverse credit mix, ensure timely payments, and manage credit responsibly by keeping balances low and avoiding ...

What Credit Score is Needed for American Express? What is an American Express Card?

306 days ago

To secure an American Express card, a good to excellent credit score, typically a FICO score of 670 or higher, is generally required....

Is Term Life Insurance Less Expensive than Other Types of Life Insurance?

307 days ago

Yes, term life insurance is generally more affordable than other types of life insurance because it focuses solely on providing a death benefit for a ...

FNBO Credit Card Login, Payment and Customer Service

307 days ago

To log in to your FNBO Credit Card account, visit FNBO's official website, enter your username and password, and click Sign In. ...

Why is Healthcare So Expensive? Understanding the Reasons

308 days ago

Healthcare in the United States is expensive due to a complex system with multiple insurance types, rising drug costs, higher salaries for medical pro...

What is a Microloan? How to Apply Microloan?

308 days ago

A microloan is a small-business funding option, typically up to $50,000, tailored for startups and individuals with limited credit, serving as a finan...

What is a Whole Life Insurance Policy? What Kind of Premium Does a Whole Life Policy Have?

308 days ago

A Whole Life Insurance Policy is a form of permanent coverage guaranteeing a lifetime death benefit and a cash value component, providing both financi...

Is Diesel More Expensive Than Gas? Why is Diesel More Expensive Than Gasoline?

308 days ago

Diesel is generally more expensive than gasoline due to higher taxation, increased demand for its components in marine fuel, and geopolitical events a...

What Age is Early Retirement? How to Apply for Early Retirement?

308 days ago

Early retirement typically refers to leaving the workforce before the conventional retirement age, often around 65; the concept is associated with ach...

How to Break a Lease? What Happens if You Break a Lease?

309 days ago

Breaking a lease involves reviewing your agreement, and discussing options with your landlord, and may incur costs like termination fees or unpaid ren...

When Does FAFSA Open for 2024-25? What Exactly is the FAFSA?

309 days ago

The FAFSA for the 2024-25 school year is set to open in December, which is later than the usual October 1 start date, potentially impacting applicants...

How to Avoid Self-Employment Tax? What is Self-Employment Tax?

309 days ago

To avoid or reduce self-employment tax, consider strategies such as forming an S Corporation, deducting half of your FICA taxes from federal income ta...

What is a Negative Interest Rate? How Does Negative Interest Rates Work?

309 days ago

A negative interest rate is an unconventional monetary policy tool employed by central banks, causing interest rates to fall below 0%, with the primar...

What is a Bounced Check? What Happens When Your Cheque Bounces?

311 days ago

A bounced check occurs when a written check cannot be honored due to insufficient funds, leading to financial penalties, credit score damage, and pote...

Goodyear Credit Card Payment, Login, and Customer Service

311 days ago

Simplify your Goodyear Credit Card transactions with online, phone, and mail payment options, supported by customer service for prompt assistance with...

What is Money Order? How to Fill Out Money Order?

311 days ago

A money order is a secure, paper document issued by a bank or post office, allowing people to make payments or send funds to others, especially useful...

What is Overdraft Protection? How Does Overdraft Protection Work?

311 days ago

Overdraft protection is a banking service that prevents declined transactions and bounced checks by automatically transferring funds from a linked acc...

American Express Amazon Offer, Does American Express have Amazon Rewards?

312 days ago

The Amex Amazon Offer gives targeted card members up to 50% off, max $80, by redeeming Membership Rewards points on eligible purchases until December ...

Chase Bank Working Hours and Holidays 2024

313 days ago

Chase Bank operates on weekdays from 9 a.m. to 5 p.m., with Saturday hours varying between 9 a.m. to 1 p.m., 9 a.m. to 2 p.m., or closed, and Sundays ...