Kowsalya Chinnadurai
Business and Finance Columnist

Kowsalya Chinnadurai

Kowsalya Chinnadurai is an insightful author for Markets Host. With a strong background in finance and investment, Kowsalya brings a wealth of knowledge and experience to her writing. Her articles cover a wide array of subjects, from saving and budgeting tips to detailed analyses of market trends and investment opportunities. Kowsalya’s clear and approachable writing style helps readers at all levels gain confidence in their financial decisions.

Latest Articles From Kowsalya Chinnadurai

Best High-yield Savings Accounts of U.S - December 2023

356 days ago

The best high-yield savings accounts, such as Popular Direct,  My Banking Direct, North American Savings Bank, BrioDirect, Bl...

What is the Best Time to Refinance a Car?

356 days ago

The ideal time to refinance a car loan is typically around six months to a year into the loan term, allowing for an established payment history and po...

Best Time to Lease a Car, What Month is Best to Lease a Car?

356 days ago

The optimal time to lease a car involves strategic considerations, including major model changes in late summer, year-end sales targets, and holiday p...

Refinance Mortgage with Bad Credit Score, Can You Refinance With Bad Credit?

356 days ago

Refinancing a mortgage with a bad credit score is feasible through options like contacting current lenders, exploring government-backed programs, and ...

Can You Buy a House With No Money Down?

356 days ago

Yes, it is possible to buy a house with no money down through government-backed mortgage programs like VA and USDA loans, which offer eligibility-base...

What is a Mortgage Loan Officer? What Does a Mortgage Loan Officer Do?

356 days ago

A mortgage loan officer is a financial professional who facilitates the mortgage application process, helps borrowers understand loan options, and gui...

Gandhar Oil IPO Allotment Date and Listing Date, How to Check the Gandhar Oil IPO Allotment Status?

357 days ago

Gandhar Oil's IPO allotment status will be disclosed on November 29, anticipating a vigorous market performance on its scheduled listing date of N...

Sams Club Credit Card, Login, Payment, and Customer Service

357 days ago

Sam's Club Credit Card offers robust rewards, including 5% cashback on gas, 3% on dining, and 1% on other purchases, providing cardholders with va...

How to Activate Fidelity Debit Card? Benefits and Application

357 days ago

Activate your Fidelity Debit Card easily through the official website, while its benefits include fee reimbursements, global ATM access and enhanced s...

Best Debt Consolidation Loans for Bad Credit of November 2023

358 days ago

The Best Debt Consolidation Loans for Bad Credit offer accessible solutions for individuals with credit challenges, including lenders like Upgrade, Un...

What is a Reverse Mortgage? How Does Reverse Mortgage Work?

358 days ago

A reverse mortgage allows homeowners aged 62 and older to access a portion of their home equity while continuing to live in their homes....

What is Escrow on a Mortgage? How Do Escrow Accounts Work?

358 days ago

Escrow on a mortgage is a financial arrangement involving a neutral third party that holds and manages funds for real estate transactions....

Federal Student Loan Interest Rate, How are Student Loan Interest Rates Calculated?

358 days ago

The intricacies of federal student loan interest rates are pivotal in shaping educational finances, with standardized rates for undergraduates at 5.5%...

What Happens to Student Loans When You Die?

358 days ago

Federal student loans discharge upon death; private loan outcomes vary by lender, necessitating agreement checks and considering life insurance....

What Are the Types of Conventional Mortgage Loans?

359 days ago

The diverse landscape of conventional mortgage loans, including conforming, jumbo, portfolio, subprime, amortized, and adjustable-rate options, tailor...

What is the Difference Between Open-end Credit and Closed-end Credit?

359 days ago

Open-end credit allows for continuous borrowing within a credit limit, while closed-end credit involves borrowing a specific amount with fixed repayme...

How Much Does Hertz Hold on Credit Card?

359 days ago

Hertz places a hold of up to $200 plus estimated rental charges on your credit card, covering potential fees like late returns or fuel charges, with t...

What is the Lowest Downpayment on a House?

359 days ago

The lowest down payment on a house varies by mortgage type, ranging from 3 percent for conventional loans to zero percent for VA and USDA loans. ...

What is the Military Lending Act? Who is Eligible for Military Lending Act (MLA)?

359 days ago

The Military Lending Act (MLA) is a federal law protecting active-duty service members, reserve component members on duty for 30+ days, and their depe...

How to Increase Fico Score? How to Get Your Fico Score?

360 days ago

Enhance your FICO score by checking credit reports for accuracy, ensuring timely payments, lowering credit utilization, addressing collections, and op...

How Much is a Down Payment on a House? What are the Types of Down Payments?

360 days ago

The down payment on a house varies widely based on factors like the type of mortgage, with options ranging from as low as 3 percent to the traditional...

How to Pay Off Debt Faster? How Do I Pay Off Debt When Living Paycheck to Paycheck?

360 days ago

To pay off debt faster, assess your finances, cut unnecessary expenses, stop using credit cards, increase your income, choose a suitable repayment str...

Best Day to Book Flights, How to Obtain Cheap Flights?

362 days ago

The best day to book flights is uncertain, as prices fluctuate based on real-time demand, but remaining flexible and using tools like price alerts can...

Dick's Sporting Goods Credit Card, Login, Apply and Customer Service

362 days ago

The DICK'S Sporting Goods Credit Card, in ScoreRewards variants, offers 2x points, exclusive offers, and ScoreCard Gold status, providing tailored...

First Savings Credit Card, Login, Payment, and Customer Service

362 days ago

First Savings Credit Card, issued by First Savings Bank with a Mastercard license, provides a versatile financial solution accepted globally. ...

Best Return-of-Premium Life Insurance Companies of November 2023

362 days ago

The best return-of-Premium life insurance companies, include State Farm, Cincinnati Life, and Illinois Mutual....

Dillards Credit Card, Payment, Login and Customer Service

363 days ago

Dillards Credit Card is a financial product that offers various benefits and rewards to customers for shopping at Dillard's department stores, wit...

What Increases Your Total Loan Balance? How Can You Reduce Your Total Loan Cost?

363 days ago

The total loan balance can increase due to late fees, variable interest rates, interest capitalization, and insufficient payments....

Citi Simplicity Credit Card, Login, Payment, and Benefits

363 days ago

The Citi Simplicity® Credit Card is a no-annual-fee card ideal for balance transfers and debt management, offering a lengthy 0% introductory APR f...

Alphaeon Credit Card, Login, Payment, and Customer Service

363 days ago

The Alphaeon Credit Card, in partnership with Comenity Capital Bank, offers tailored financing for cosmetic enhancements, providing exclusive benefits...

Best Personal Loans With No Credit Check of November 2023

364 days ago

Best Personal loans with no credit check are offered by OppLoans, Fig Loans, and Money Key, making them suitable options for individuals with limited ...

Old Navy Credit Card, Payment, Login, and Customer Service

364 days ago

The Old Navy Credit Card, offered in partnership with Barclays Bank Delaware, provides attractive rewards and benefits, including a 30% first purchase...

Best Checking Accounts of US - November 2023

364 days ago

The best checking accounts for November 2023, featuring top options like SoFi Checking and Savings, Discover Cashback Debit, Axos Bank® Rewar...

Ally Credit Card, Login, Payment, and Customer Service

364 days ago

Ally Credit Card is a financial product offered by Ally Bank, providing straightforward and rewarding options, including features like no annual fees,...

How to Fill Out Form W-4 in 2023? What is W-4 Form?

364 days ago

The W-4 Form, an IRS document, guides employers on the amount of income tax to withhold and in 2023, complete it by providing personal details, accoun...

Best Cash Back Credit Cards of November 2023

365 days ago

The top options such as Chase Freedom Flex, Chase Freedom Unlimited, Capital One SavorOne, Wells Fargo Active Cash, Discover it Cash Back, Discover it...

Roth IRA Contribution and Income Limits 2023

365 days ago

The Internal Revenue Service has set the contribution limits for Roth IRAs in 2023 at $6,500 per year for individuals below the age of 50, and $7,500 ...

Academy Credit Card, Customer Service, Login, and Payment

365 days ago

The Academy Credit Card, issued by Comenity Bank exclusively for Academy Sports + Outdoors, offers cardholders a 5% discount on all in-store purchases...

Destiny Credit Card, Login, Apply, and Customer Service

365 days ago

The Destiny Credit Card, in partnership with Concora Credit, is a purposeful tool tailored for individuals navigating challenging credit histories, of...