Kowsalya Chinnadurai
Business and Finance Columnist

Kowsalya Chinnadurai

Kowsalya Chinnadurai is an insightful author for Markets Host. With a strong background in finance and investment, Kowsalya brings a wealth of knowledge and experience to her writing. Her articles cover a wide array of subjects, from saving and budgeting tips to detailed analyses of market trends and investment opportunities. Kowsalya’s clear and approachable writing style helps readers at all levels gain confidence in their financial decisions.

Latest Articles From Kowsalya Chinnadurai

How to Become an Entrepreneur With No Money?

401 days ago

Starting a business with limited resources requires identifying underserved markets, creating innovative solutions, validating ideas through research,...

What Credit Score is Needed to Get a Business Loan?

401 days ago

The credit score required for a business loan varies widely among lenders, with online platforms often accepting scores as low as 500, while tradition...

Roamans Credit Card Login, Payment, and Customer Service

402 days ago

To log in to your Roaman's Credit Card account, visit the Roaman's Credit Card website, click on Login or Manage Account, enter your...

Is Microsoft Facing a $28.9 Billion Tax Dispute with the IRS?

404 days ago

Microsoft is embroiled in a $28.9 billion tax dispute with the IRS due to its historical use of transfer pricing, a practice allowing companies to red...

Are Electric Vehicles the Future of Home Backup Power?

404 days ago

Electric Vehicles (EVs), with bidirectional charging technology, are poised to revolutionize home backup power, providing resilient backup during outa...

Did Consumer Prices Rise More Than Expected in September?

404 days ago

In September, consumer prices exceeded expectations by rising 0.4%, with the year-over-year Consumer Price Index (CPI) surging to 3.7%, sparking conce...

Why Did the Average 30-Year Fixed Mortgage Rate Rise to 7.67% Last Week?

404 days ago

A sharp increase in the average 30-year fixed mortgage rate to 7.67% last week resulted from climbing 10-year Treasury yields, fueled by the Federal R...

Is Tesla Losing Its Grip on the U.S. Electric Vehicle Market?

404 days ago

Tesla is losing its grip on the U.S. Electric Vehicle market as its market share has declined to 50% in the third quarter of 2023 due to increasing co...

Is Autopay Making It Harder to Manage Credit Card Bills?

405 days ago

Autopay aims to simplify credit card bill payments and reduce late fees, studies suggest it may inadvertently lead some users to underpay their balanc...

What is the Difference Between a Plus Loan and a Grad Plus Loan? What is a Grad PLUS Loan?

406 days ago

The main difference between a PLUS Loan and a Grad PLUS Loan is the eligible borrowers are PLUS Loans are for parents of dependent undergraduate ...

Best Student Loans of October 2023

409 days ago

The best student loans include Earnest, Juno, Credible, SoFi, Iowa Student Loan (ISL), Ascent, Education Loan Finance (ELFI), Splash Financial, and Fu...

Average Life Insurance Rates for September 2023

420 days ago

The average monthly cost of life insurance is approximately $26, based on a 40-year-old individual purchasing a 20-year, $500,000 term life policy....

Best Term Life Insurance Companies in September 2023, What is the Best Age to Buy Term Life Insurance?

426 days ago

In September 2023, the best term life insurance companies, known for their financial strength, positive customer experiences, and reliability, include...

What is the Bank of America Saving Bonus for 2023? How to Get a Bonus From Bank of America?

441 days ago

Bank of America does not offer a savings bonus in 2023, but you can earn a $100 bonus by opening a checking account with qualifying direct deposits....

What is Commercial Banking? How Commercial Banks Work?

442 days ago

Commercial banking serves businesses, governments, and institutions, offering financial services like loans and deposit accounts to support their grow...

What is a Bank Draft and How Does It Work?

442 days ago

A bank draft is a secure payment method guaranteed by the issuing bank, often used for significant transactions to ensure payment reliability....

What is Inland Marine Insurance and What Does It Cover?

442 days ago

Inland Marine Insurance is specialized coverage shielding businesses from loss or damage to movable property during land transport or at job sites, ex...

What is a Average Business Loan Interest Rate? What Are the Interest Rates by Type of Lender?

443 days ago

The average business loan interest rate varies, with typical starting rates ranging from 6.00% for term loans to 25.00% for bad credit business loans,...

What is an LLC Loan? How Does LLC Loan Work?

443 days ago

An LLC loan is specialized business financing tailored for LLCs, offering a versatile range of funding options for various business needs, often with ...

What is a Fast Business Loan and How Does it Work?

443 days ago

A fast business loan is a financing option that offers expedited approval and disbursement of funds to help businesses quickly address their immediate...

How Long Does It Take for a Check to Clear? Why Your Check is on Hold?

447 days ago

The time it takes for a check to clear typically ranges up to two business days, with a portion of the funds becoming available within one business da...

What is the Average Interest Rate for Savings Accounts? How to Calculate the Average Interest Rate for Savings Account?

447 days ago

The average interest rate for savings accounts in the United States is around 0.43% APY, with rates varying by bank and account type....

How Much Are Property Taxes in Texas? How to Reduce Property Taxes in Texas? When Will Texas Property Taxes Go Down?

448 days ago

Texas property taxes fluctuate due to local factors, averaging around 1.60%, and efforts to decrease them involve actions like protests, hearings, and...

What is Synchrony Bank CD Rates 2023? How Can Synchrony Bank Pay High CD Rates?

448 days ago

Synchrony Bank offers competitive CD rates for 2023, spanning from 2.25% for 3 months to 5.10% for 12 months, with no minimum deposit required....

What is the Median Household Income? How to Calculate Median Household Income?

448 days ago

Median Household Income is the middle value of all household incomes, calculated by arranging incomes in order, providing a balanced perspective compa...

What is Schedule A of IRS Form 1040? What Items Can Be Deducted on Schedule A?

449 days ago

Schedule A of IRS Form 1040 is an attachment that allows taxpayers to itemize deductible expenses rather than taking the standard deduction, potential...

How to Freeze Your Credit? What is a Credit Freeze?

449 days ago

Freezing your credit involves contacting major credit bureaus like Equifax, Experian, TransUnion, online or by phone, providing personal informat...

What is Turo? How Does Turo Work?

449 days ago

Turo is a peer-to-peer car-sharing platform that allows individuals to rent out their personal vehicles to others, functioning as an Airbnb for cars....

What is Burial Insurance? How Does Burial Insurance Work?

449 days ago

Burial insurance is a type of life insurance designed to cover funeral and related expenses, providing a payout to beneficiaries upon the insured pers...

Verve Credit Card Login, Payment, and Application Process

449 days ago

Verve Credit Card Login begins by accessing www.vervecardinfo.com, followed by the choice of payment methods such as online, app, phone, or mail, and ...

Standard Deduction Vs. Itemized Deductions, What Are the Advantages and Disadvantages of Itemized Deductions?

450 days ago

Standard deduction offers a fixed reduction in taxable income for all taxpayers, while itemized deductions require detailing eligible expenses, potent...

What is ACH Transfer? What Are the Types of ACH Transfers?

450 days ago

An ACH transfer is an electronic method for securely moving funds between banks, individuals, and businesses, replacing paper checks and offering stre...

What is an Itemized Deduction? Who Should Itemize Deductions?

451 days ago

Itemized deductions enable eligible expenses to lower taxable income and minimize taxes, while taxpayers can alternatively opt for the standard deduct...

What is Citi Prestige Credit Card? How to Login Using Citi Prestige Credit Card?

451 days ago

The Citi Prestige Credit Card is a premium travel rewards card that offers high points earning potential and exclusive travel benefits to enhance the ...

What is Student Loan Repayment Plan? Student Loan Repayment Plan Options

451 days ago

A student loan repayment plan is a structured program designed to aid individuals in managing the repayment of their student loans, with a variety of ...

How to Get a Passport? How Long Does It Take to Get a Passport?

451 days ago

US Passport can be obtained by completing an application form, gathering required documents, and undergoing processing that takes around 10-13 weeks f...

Pension Plan Vs. 401(K), What is the Difference Between Pension Plan Vs. 401(K)?

451 days ago

Pension plans offer guaranteed retirement income funded by employers, while 401(k) plans shift retirement saving responsibility to employees, allowing...

What is the Credit Score Range? How Are Credit Scores Calculated?

451 days ago

Credit scores, which range from 300 to 850, encompass categories such as Excellent for 800-850, Very Good for 740-799, Good for 670-739, Fair for 580-...

What are the US Tax Brackets? What are the US Tax Brackets for 2023?

451 days ago

Tax brackets drive gradual tax increases with higher incomes in the US, determining annual payments based on fairness and overlapping income ranges, w...