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Ally Credit Card, Login, Payment, and Customer Service
Ally Credit Card is a financial product offered by Ally Bank, providing straightforward and rewarding options, including features like no annual fees, cash back rewards, and enhanced security measures.
by Kowsalya
Updated Nov 23, 2023
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Ally Credit Card
Ally Bank provides a range of credit card options to suit different customer needs. Among their offerings are the Ally Platinum Mastercard, the Ally Everyday Cash Back Mastercard, and the Ally Unlimited Cash Back Mastercard. With these cards, customers can conveniently manage their credit card accounts through Ally Online. Here is the list of Ally Credit Card:
Ally Platinum Mastercard
- No annual fee
- Automatic credit line increase reviews
- Free online FICO score
- Standard APR: 20.99%-29.99%, variable
Ally Everyday Cash Back Mastercard
- 3% cash back at gas stations, grocery stores, and drugstores
- 1% cash back on all other purchases
- No expiration dates or earning limits
- Standard APR: 19.99%-29.99%, variable
Ally Unlimited Cash Back Mastercard
- 2% unlimited cash back on all purchases
- No expiration dates or earning limits
- No annual fee
- Standard APR: 24.99%-26.99%, variable
How to Login Ally Credit Card?
Welcome to the world of streamlined financial management with Ally Credit Card. Navigating your Ally Credit Card account is a breeze, offering you seamless access to essential features. Let's delve into the simplicity of the login process:
- Open your web browser and go to the official Ally Credit Card website.
- Look for the login section on the homepage. It's typically prominently displayed.
- In the provided space, enter the username associated with your Ally Credit Card account.
- Below the username field, enter your password. If you've saved your username, you can check the "Save username" box.
- Once you've entered your username and password, click on the "Log In" button to access your Ally Credit Card account.
How to Make a Payment for Ally Credit Card?
Ally Credit Card offers a range of convenient and secure payment options, catering to your preferred method. Whether you're a digital enthusiast or prefer traditional methods, Ally ensures you have the flexibility to pay your way. Here's a step-by-step guide to making payments:
Online Payment
- Visit the official Ally website and log in to your Ally Credit Card account.
- Navigate to the "Account Summary" section.
- Within the Account Summary, choose the "Make a Payment" option.
- Enter or review your bank information securely.
- Specify the payment amount and the date you want the payment to be processed.
- Double-check your payment details to ensure accuracy.
- Confirm the payment.
Autopay - Set It and Forget It
- Add your bank account number and routing number.
- Set up automatic, recurring payments on your due date.
By Phone
- Give a call to 1-888-366-2559.
- Have your personal and account information ready.
- Ally's customer service will guide you through the process and help you pay your bill over the phone.
By Mail
- Send your check to Ally Credit Card PO Box 660371 Dallas, TX 75266-0371
- Make sure to write your account number on the check.
- To allow for delivery and processing, mail your check 7-10 days before the payment due date.
Ally Credit Card Customer Service
Ally Credit Card Customer Service is dedicated to providing seamless assistance and support to card members. Whether you have inquiries about your account, need help with payments, or have general questions, the knowledgeable and friendly customer service team is just a call away. You can reach them at 1-888-366-2559 if you're in the US, and if you're calling from outside the US, dial 1-412-402-6500.
Additionally, for written correspondence, you can mail inquiries to Ally Credit Card, P.O. Box 9222, Old Bethpage, NY 11804-9222. For payment-related mail, use P.O. Box 660371, Dallas, TX 75266-0371, ensuring to include your account number on any correspondence. The customer service team is committed to ensuring your concerns are addressed promptly and effectively.
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How to Apply Ally Credit Card?
Applying for an Ally Credit Card is a straightforward process that can be completed online. Here's a step-by-step guide:
- If you received an offer online or by mail, locate your access code in the offer.
- Go to the Ally Credit Card application page. You can typically find the link in the offer you received.
- On the application page, you'll be prompted to enter your access code and reservation number. These are unique identifiers found in your offer letter.
- Fill out the required information in the online application. This usually includes personal details such as your name, address, income, and employment information.
- After completing the form, review the information for accuracy. Once satisfied, submit your application.
Ally Credit Card Benefits
Features/Benefits |
Ally Platinum Mastercard® |
Ally Everyday Cash Back Mastercard® |
Ally Unlimited Cash Back Mastercard® |
Annual Fee |
$0 |
$0 |
$0 |
APR (Variable) |
20.99%-29.99% |
19.99%-29.99% |
24.99%-26.99% |
Minimum Interest Charge |
$1.50 |
$1.50 |
$1.50 |
Balance Transfer Fee |
4% or $5, whichever's greater |
4% or $5, whichever's greater |
4% or $5, whichever's greater |
Cash Advance Fee |
5% or $10, whichever's greater |
5% or $10, whichever's greater |
5% or $10, whichever's greater |
Additional Fees |
|
|
|
Credit Monitoring |
Free online FICO® score |
Free online FICO® score |
Free online FICO® score |
Credit Limit Increase Reviews |
Automatic reviews |
Automatic reviews |
Automatic reviews |
Rewards Program |
Not specified |
|
2% cash back on all purchases |
Expiration Dates on Rewards |
Not specified |
No expiration dates |
No expiration dates |
Redemption of Cash Back |
Not specified |
No minimum to redeem |
No minimum to redeem |
Fraud Protection |
Zero Fraud Liability |
Zero Fraud Liability |
Zero Fraud Liability |
Additional features of all cards
- Around-the-clock fraud monitoring
- Ability to lock your card instantly
- Tap-to-pay technology
- 24/7 customer care
Ally Credit Card Login - FAQs
1. What is an Ally Credit Card?
Ally Credit Card is a financial product offered by Ally Bank. It is a type of credit card that allows you to make purchases on credit, which you can pay off over time.
2. What are the benefits of having an Ally Credit Card?
Ally Credit Card offers several benefits to cardholders. Some of the key benefits include cash-back rewards on eligible purchases, no annual fee, no foreign transaction fees, and a competitive interest rate.
3. How can I apply for an Ally Credit Card?
To apply for an Ally Credit Card, you can visit the official Ally Bank website or contact their customer service.
4. Can I manage my Ally Credit Card account online?
Yes, Ally provides an online portal where you can easily manage your credit card account.
5. What should I do if my Ally Credit Card is lost or stolen?
If your Ally Credit Card is lost or stolen, it's important to act quickly to protect your account. Immediately contact Ally Bank's customer service or use the online banking portal to report the loss or theft.