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Big Lots Credit Card, Login, Apply, and Customer Service

The Big Lots Credit Card offers shoppers exclusive benefits, including $5 back for every $100 spent, special financing options, and a seamless online management experience.

by Kowsalya

Updated Nov 21, 2023

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Big Lots Credit Card, Login, Apply, and Customer Service

Big Lots Credit Card

The Big Lots Credit Card offers a seamless and rewarding shopping experience, whether in-store or online. With an extensive list of supported carriers, the convenience of accessing your account is unmatched.

The card provides exclusive perks, including the opportunity for BIG Rewards members to earn $5 back for every $100 spent. Additionally, special financing options offer no interest if paid in full within specified periods, enhancing flexibility for purchases of $250 or more over 6 months and $750 or more over 12 months. 

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Big Lots Credit Card Login

Managing your credit card has never been easier, thanks to the straightforward and user-friendly login process. This guide, helps you through the simple steps to access your Big Lots Credit Card account online, ensuring you have seamless control over your finances.

  1. Visit the official Big Lots Credit Card login page.
  2. Enter your registered username in the designated field.
  3. Optionally, use the "Show Password" feature if you need to confirm the characters you've entered.
  4. After entering your username and password, click on the "Login" or "Sign In" button.
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Big Lots Credit Card Apply

Applying for a Big Lots Credit Card is a straightforward process that opens the door to exclusive benefits and special financing options. Follow these simple steps to complete your application:

Visit the Website

Fill in Personal Information

Provide your personal details, including:

  • First Name, 
  • Last Name, 
  • Social Security Number, 
  • Date of Birth, and 
  • Annual Income.

Contact Information

Enter your address details, including 

  • Zip Code, 
  • Street Address, 
  • City, 
  • State,
  • Email Address. 

Phone Details

  • Provide your mobile phone number. Consent to communication via phone, including autodialer, recorded or artificial voice, and text.

Review and Submit:

  • Carefully review the information entered, ensuring accuracy. Submit your application.
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Big Lots Credit Card Customer Service

For unparalleled customer service, the Big Lots Credit Card provides dedicated assistance through its Customer Care. If your mobile carrier is not listed for text communication, simply call 1-888-566-4353 (TDD/TTY: 1-888-819-1918).

Whether you're seeking support for account management, have inquiries about exclusive cardholder perks, or need assistance with any aspect of your Big Lots Credit Card, the knowledgeable and friendly Customer Service team is ready to provide comprehensive assistance. Trust in their expertise for a seamless and satisfying credit card experience.

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Big Lots Credit Card Payment

 Managing your payments has never been easier, thanks to the straightforward process designed to enhance your financial experience. The Big Lots Credit Card offers exclusive perks and rewards, making it a valuable addition to your wallet. Here are the two types of Big Lots Credit Card Payments:

Online Payment

  • Go to the official Big Lots Credit Card website.
  • Begin by logging in to your Big Lots Credit Card account using your username and password.
  • Once signed in, access your account dashboard securely to manage various features, including bill payment.
  • Within your account, navigate to the payment section to initiate the payment process.
  • Input the necessary details, including the payment amount and preferred payment method.
  • Review the payment transaction details carefully and confirm the transaction securely within the signed-in environment.

EasyPay

  • Go to the official Big Lots Credit Card website.
  • Choose the EasyPay option for a quick and convenient bill payment process.
  • Access the EasyPay feature without the need to log in to your Big Lots Credit Card account.
  • Provide essential details such as your credit card number, ZIP code or postal code, identification type, and the desired payment amount.
  • Confirm the transaction details to ensure accuracy and complete the payment securely.

Big Lots Credit Card Benefits

As you embark on a shopping journey with Big Lots, our credit card brings forth a multitude of advantages designed to enhance your shopping experience. Here is the list of Big Lots Credit Card Benefits:

Benefits

Details

Rewards Program

  • $5 back in rewards for every $100 spent in purchases

Special Financing Options

  • No interest if paid in full within 6 months on purchases of $250 or more.
  • No interest if paid in full within 12 months on purchases of $750 or more.

Terms 

  • Variable purchase APR of 29.99%.
  • The minimum interest charge is $2.00 in any billing period where interest is due.

Additional Benefits

  • Interest will be charged if the promotional plan balance is not paid in full within the promotional period.
  • The plan is a Deferred Interest, Payment Required plan, and minimum payments are necessary.
  • Minimum payments do not ensure full payment of the promotional plan balance within the promotional period.
  • Additional payments beyond the minimum may be necessary to prevent accrued interest charges.
  • The plan is valid for a single transaction only. Multiple shipments may result in separate Credit Plans.
  • Transactions on promotional Credit Plan(s) do not earn rewards.

Big Lots Credit Card - FAQs

1. How can I apply for a Big Lots Credit Card?

To apply for a Big Lots Credit Card, you can visit the official Big Lots website.

2. What are the benefits of having a Big Lots Credit Card?

With a Big Lots Credit Card, you can enjoy special financing options, exclusive discounts, and promotional offers. 

3. How can I check my Big Lots Credit Card balance?

You can easily check your Big Lots Credit Card balance by logging in to your online account on the Big Lots Credit Card website. 

4. Can I make payments towards my Big Lots Credit Card online?

Yes, you can make payments towards your Big Lots Credit Card online or EasyPay.

5. What are the terms and conditions for the Big Lots Credit Card?

The card has a variable purchase APR of 29.99%, with a minimum interest charge of $2.00 in any billing period where interest is due. 

Disclaimer : The above information is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.