Capital One Savor Card Review, Rewards, and Credit Limit

Capital One Savor Card Review

The Capital One SavorOne Cash Rewards Credit Card is a credit card designed for those who enjoy spending on dining, entertainment, and other experiences. It offers a variety of cash-back rewards, and here's a review of the card:

Welcome Bonus

• The card offers a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening.

Annual Fee

• There is no annual fee, making it an attractive option for those looking to avoid annual fees.

Regular APR

• The regular APR on this card varies between 19.99% and 29.99%, depending on your creditworthiness.

Credit Score Requirement

• This card is suitable for individuals with excellent to good credit scores.

Capital One Savor Card Rewards

The Capital One SavorOne Cash Rewards Credit Card offers a rewarding cash-back program with a focus on dining, entertainment, and grocery store purchases. Cardholders can earn an impressive 3% cash back on dining, entertainment, popular streaming services, and select grocery stores (excluding superstores).

Additionally, they can enjoy 5% cash back on hotels and rental cars booked through Capital One Travel and 8% cash back on Capital One Entertainment purchases. With no annual fee, this card provides an excellent opportunity to earn cash rewards on everyday spending in these categories.

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Capital One Savor Card Credit Limit

The Capital One Savor Card offers a minimum credit limit of $5,000. However, the actual credit limit you receive will depend on your creditworthiness, income, and other factors assessed during the application process.

Capital One provides credit limits based on the individual's financial profile and ability to manage credit responsibly. If you have excellent credit, a stable income, and a strong credit history, you may receive a higher credit limit. It's important to note that credit limits can be subject to periodic reviews and adjustments by Capital One based on your credit behavior and financial situation.

Capital One Savor Card

The Capital One SavorOne Cash Rewards Credit Card is a popular rewards credit card designed for individuals who frequently spend on dining, entertainment, and grocery store purchases. It offers an impressive cashback program with 3% cash back on dining, entertainment, popular streaming services, and select grocery stores (excluding superstores).

Cardholders can also enjoy 5% cash back on hotels and rental cars booked through Capital One Travel and 8% cash back on Capital One Entertainment purchases. Additionally, the card provides 1% cash back on all other purchases, making it a versatile choice for those who love dining out and enjoying various forms of entertainment. The card has no annual fee, making it an attractive option for individuals looking to maximize their rewards without incurring extra costs.

How to Login Capital One Savor Card?

To log in to your Capital One Savor Card account, follow these steps:

• Visit the Capital One website: Go to the official Capital One website
• Locate the Sign In Button: On the top right-hand corner of the Capital One homepage, you'll find the "Sign In" button. Click on it.
• Enter Your Username and Password: You'll be directed to the login page. Enter your username and password in the provided fields.
• Click "Sign In": After entering your login credentials, click the "Sign In" button to access your Capital One Savor Card account.

What Are the Benefits of a Capital One Savor Card?

The Capital One Savor card offers various benefits to cardholders. These benefits are designed to enhance your overall credit card experience and provide added value. Here are some of the key benefits of a Capital One Savor card:

• Cash Back Rewards: The Savor card offers cash back rewards on your purchases. You can earn unlimited cash back on different categories, such as dining, entertainment, popular streaming services, grocery stores (excluding superstores like Walmart® and Target®), and more.
• Welcome Bonus: Many Capital One Savor cards come with a welcome bonus. After you meet the required spending threshold within the specified timeframe, you can earn a one-time cash bonus.
• No Annual Fee: Some versions of the Savor card do not have an annual fee. This can save you money on card ownership and make it a cost-effective choice.
• Introductory APR: Some Savor cards may offer an introductory 0% APR on purchases and balance transfers. This can be beneficial if you need to carry a balance or transfer existing credit card debt.
• Travel Benefits: The Savor card provides travel benefits, including 5% cash back on hotels and rental cars booked through Capital One Travel. It also offers no foreign transaction fees, making it suitable for international travel.
• Extra Benefits: Cardholders may access additional perks like extended warranty protection, Capital One Shopping for automatic coupon code application, complimentary concierge service for dining, entertainment, and travel assistance, and more.
• No Rotating Categories: With the Savor card, you don't need to keep track of rotating bonus categories. You earn cash back in straightforward categories without having to sign up or remember to activate rewards.
• No Earnings Cap: There's no limit to how much cash back you can earn, allowing you to maximize your rewards based on your spending.
• Cash Back Redemption: You can easily redeem your cash back for statement credits, checks, or use it for eligible purchases. Cash back rewards do not expire as long as your account remains open.
• Access to Member Programs: Capital One often provides access to curated experiences, events, and member-exclusive programs that offer unique entertainment and dining experiences.