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How to Check Balance on Access Bank?

To check the balance on Access Bank users need to dial the USSD code *901*00# on their registered mobile number and access the bank balance by entering a 4-digit security code.

by Damodharan N

Updated Apr 15, 2024

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How to Check Balance on Access Bank?

Access Bank Account 

The access bank offers various benefits for different account holders, each with varying degrees of fees and accessibility in their everyday account categories.  In this everyday banking category, it comes in both current and savings account formats. This account is for salaried people. 

It offers no opening balance, no minimum balance required, no account maintenance fee, and the availability of chequebook. Access Bank is suitable for salaried persons in Nigeria, as it is the biggest retail banking institution in Nigeria. The bank’s USSD-based banking services make it more inclusive and make earlier noncredit persons accessible to credit as well. 

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How to Check Balance on Access Bank?

To Check the bank balance on Access Bank, users need to perform the following action on their mobile phone:

  • The user first needs to verify whether their mobile number is registered with the bank.
  • Now call *901*00# to authorize it. 
  • Enter the four-digit security code.
  • And now, after the security digital code is provided,. 
  • Users will be prompted to check their account balance immediately on their phone. 

From this, users can see their account balance via phone with much ease and reliability. If the user did not set the security code, they can set it in the menu option. 

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How to Transfer the Money on Access Bank?

To transfer the money on Access Bank, users need to do the following on their mobile phone:

  • Dial *901* from their registered mobile number. 
  • Now enter the required amount that the user wants to transfer. 
  • Enter the NUBAN 10-digit account number. 
  • Authenticate using the 4-digit security number. 
  • On your phone, this format will look like this: 
  • *901*AMOUNT*NUBAN Account Number# (e.g., *901*1000*1246578921#) 
  • To transfer the money to the other banks, this format is also allowed. 

This allows people to transfer money with a button. But it's essential that users know the NUBAN (NIGERIAN UNIFORM BANK ACCOUNT NUMBER) account number, which is the standard account number given by banks to their customers.

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How Do I Deactivate the Account on Access Bank?

To deactivate the account on Access Bank, users need to do the following:

  • They can physically visit the bank and get the account closure form. 
  • Users can dial *901*911# and enter a registered phone number. 
  • Now the account will be deactivated automatically. 

There are also third-party options available if that third party is related to you. 

How Do I Open an Account at Access Bank?

To open an account at Access Bank

  • Users can visit the nearest bank branch with their details, like government ID cards, for verification and fill out the form to open the account. or
  • The user can do it via their phone by dialing *901*0# or
  • Users can either open it with their bank verification number.
  • Type in your personal details to open the account. 

The bank verification number is an 11-digit number that can be obtained. 

  • By visiting any Access Bank branch and filling out the enrollment form, 
  • The user's biometric data will be registered (fingerprint, photograph, and signature).
  • Users will receive a ticket ID. 
  • Now BVN will be sent to the registered mobile number. 

With this, BVN also allows users to open an account on Access Bank.


How to Check Balance on Access Bank - FAQs

1. What is Access Bank?

Access Bank is the biggest retail bank in Nigeria.

2. How do I check the balance on Access Bank?  

The bank balance can be checked by dialing *901*00# and entering the 4-digit security code. 

3. Does checking the balance on Access Bank require a smartphone?  

No, it does not require a smartphone to check the balance on Access Bank.

4. How do I transfer the money to Access Bank?  

To transfer the money to Access Bank, users need to enter *901*AMOUNT*NUBAN Account Number.

5. What are the benefits of access bank account?  

It offers USSD-based banking services, which bring non-credit people into the banking system. 

Disclaimer : The above information is for general informational purposes only. All information on the Site is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability or completeness of any information on the Site.