​​​​​​​How to Login Exeter Finance? What is Exeter Finance?

How to Login Exeter Finance?

Here are the steps to Login Exeter Finance: 

• Go to the official Exeter Finance login page. You can find this by entering "Exeter Finance login".
• On the login page, you should see fields for your username and password. Enter your Exeter Finance username in the designated field.
• Below the username field, there should be a password field. Enter your Exeter Finance password. Passwords are usually case-sensitive, so make sure to enter it exactly as you created it.
• If you want your browser to remember your login information for future sessions, you can check the "Remember Me" box. However, it's advisable not to use this option on shared or public computers.
• Once you've entered your username and password, click on the "Log In" or "Submit" button to access your Exeter Finance account.

What is Exeter Finance?

Exeter Finance is a prominent auto finance company that operates as a lender of choice, specializing in providing financing solutions for vehicle ownership. With a focus on being a premier player in the auto finance industry, Exeter collaborates with both franchised and independent dealers nationwide to make vehicle ownership accessible to a diverse range of customers.

For customers, Exeter Finance serves as a reliable partner in the journey of vehicle ownership. The company offers an intuitive online platform called MyAccount, providing customers with 24/7 access to their account information.

Through MyAccount, users can conveniently manage their auto loans, set up automatic payments, and opt for paperless communications, streamlining the administrative aspects of vehicle financing. Additionally, customer service is readily available via phone, ensuring assistance during business hours.

Exeter Finance Customer Service

Exeter Finance offers dedicated customer service to assist individuals in managing their auto financing needs. For any inquiries or assistance, customers can contact Exeter Finance Customer Service at the toll-free number (800) 321-9637. The customer service team is available during standard business hours, Monday to Friday from 8:00 AM to 7:00 PM, and on Saturdays from 8:00 AM to 5:00 PM (CT).

Whether you're a new customer seeking guidance on understanding your statement or an existing customer looking to make payments or register your account, the knowledgeable and helpful customer service representatives at Exeter Finance are ready to provide support and address your concerns.

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How to Make a Payment for Exeter Finance?

To make a payment with Exeter Finance, you have several convenient options,

• MyAccount: The quickest way to pay is through MyAccount, Exeter's secure online portal. It provides 24/7 access to your account, allowing you to make online debit card payments easily.
• Recurring Payment (ACH): Enroll online to set up fast and easy recurring payments from your bank account through ACH (Automated Clearing House). This ensures timely and hassle-free payments.
• Phone: Access your account via Exeter's automated phone system, available 24/7. Simply call (800) 321-9637 to make payments or get assistance.
• MoneyGram®: Use the convenience of MoneyGram® to send your payment. Please note that fees may apply for this service.
• Western Union®: Another option is to send your payment through the Western Union® service, with applicable fees. Check with Western Union for details.
• Mail: Traditional mail payments can be sent to: Exeter Finance P.O. Box 650598 Dallas, TX 75265-0598
• Paysafe:cash: Utilize Paysafe: cash for sending payments, keeping in mind that fees may apply.

When making a payment, it's crucial to include your account number, which can be found on your Welcome Letter, Billing Statement, MyAccount, or by contacting Exeter Finance at (800) 321-9637.

What Are the Pros and Cons of Exeter Finance?

Pros of Exeter Finance

• Flexible Financing Options: Exeter Finance specializes in providing financing solutions for vehicle ownership, catering to a diverse range of customers, including those with subprime credit.
• Dedicated Customer Service: The company offers dedicated customer service with 24/7 access to account information through the MyAccount portal and a toll-free customer service line, providing support for both new and existing customers.
• Convenient Payment Options: Exeter Finance provides various payment options, including online payments through MyAccount, recurring payments, phone payments, MoneyGram, Western Union, mail, and Paysafe:cash, offering flexibility to customers.
• Financial Literacy Resources: The Financial Improvement Training (FIT) program is a free resource for customers, offering tools, videos, and resources covering budgeting, credit management, and financial planning.
• Credit Tips: Exeter Finance provides credit tips to help customers improve their credit history, emphasizing the importance of paying bills on time, keeping balances low, budgeting, closing unused accounts, and paying more than the minimum on revolving accounts.

Cons of Exeter Finance

• Higher Interest Rates: As a subprime auto lender, Exeter Finance may charge higher interest rates compared to prime lenders. This can result in higher overall financing costs for customers.
• Potential Fees: Some payment methods, such as MoneyGram, Western Union, and Paysafe:cash, may involve fees. Customers should be aware of these potential additional costs.
• Limited Availability for Prime Borrowers: Exeter Finance primarily focuses on subprime auto lending, so individuals with excellent credit may find more competitive rates and terms with other lenders.
• Strict Loan Terms: Subprime loans often come with stricter terms and conditions. Customers may encounter limitations on the types of vehicles they can finance or face more stringent eligibility criteria.
• Risk of Higher Repossession Rates: Subprime lending carries a higher risk of loan default and repossession. Customers should be aware of the potential consequences if they face financial challenges during the loan term.