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ICICI Visa Platinum Debit Card Benefits, Features and More

The ICICI Visa Platinum Debit Card offers high daily withdrawal and purchase limits, reward points on spending, and a waiver on fuel surcharges at select government outlets.  

by Ruksana

Updated Aug 14, 2024

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ICICI Visa Platinum Debit Card Benefits, Features and More

ICICI Visa Platinum Debit Card Benifits 

The ICICI Visa Platinum Debit Card offers a range of benefits, including high daily withdrawal limits and generous purchase limits both domestically and internationally. Cardholders enjoy no surcharge on fuel purchases at select government outlets, and can earn reward points for every ₹200 spent. 

  • High Withdrawal Limits: 

Withdraw up to ₹1,00,000 per day from ATMs.

  • Generous Purchase Limits: 

Spend up to ₹7,50,000 daily on retail and online purchases.

  • Fuel Surcharge Waiver: 

No surcharge at selected government fuel outlets.

  • Reward Points: 

Earn 1 reward point for every ₹200 spent.

  • Zero Liability Protection:

 protects against unauthorized transactions if your card is lost or stolen.

  • Insurance Coverage: 

Complimentary insurance linked to your savings account.

  • Instant SMS Alerts: 

Get notifications for transactions in real-time.

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What is ICICI Visa Platinum Debit Card?

The ICICI Visa Platinum Debit Card is a premium debit card offered by ICICI Bank, providing various benefits and conveniences for cardholders. It is designed to cater to customers who need higher withdrawal and purchase limits. This card allows for easy access to funds with a high daily ATM withdrawal limit of ₹1,00,000 and a daily purchase limit of ₹7,50,000.

It features a reward points system where you earn points for every purchase made, which can be redeemed for various rewards. The card also offers benefits such as zero liability protection against unauthorized transactions and complimentary insurance linked to your savings account. 

Cardholders can enjoy a waiver on fuel surcharges at select government outlets and receive instant SMS alerts for transactions. The ICICI Visa Platinum Debit Card combines high limits, reward opportunities, and added security features, making it a convenient choice for frequent spenders.

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How to Apply ICICI Visa Platinum Debit Card?

Online Application:

  • Visit Website: Go to ICICI Bank’s official website.
  • Find Debit Cards: Look for the section offering debit cards.
  • Select Card: Choose the ICICI Visa Platinum Debit Card.
  • Fill Application: Complete the online application form.
  • Submit Form: Send the application form for processing.
  • Receive Card: Wait for the card to arrive at your registered address within 10-15 business days.

Offline Application:

  • Visit Branch: Go to the nearest ICICI Bank branch.
  • Fill Form: Complete the debit card application form.
  • Submit Documents: Provide required identity and address proofs.
  • Processing: The bank will verify and process your application.
  • Receive Card: Get the card at your address within 10-15 business days.
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Features of ICICI Visa Platinum Debit Card

The ICICI Visa Platinum Debit Card is packed with features to enhance your banking experience. It offers high daily withdrawal and purchase limits, making it suitable for substantial transactions. Cardholders can earn reward points for spending, and benefit from a fuel surcharge waiver at select government outlets.

Features:

  • High Daily Limits: Up to ₹1,00,000 for ATM withdrawals and ₹7,50,000 for purchases.
  • Reward Points: Earn 1 point per ₹200 spent.
  • Fuel Surcharge Waiver: No surcharge at selected government fuel outlets.
  • Zero Liability Protection: Coverage for unauthorized transactions.
  • Insurance Coverage: Complimentary insurance linked to your savings account.
  • Instant Alerts: SMS notifications for every transaction.
  • Itemized Billing: Detailed transaction history available in bank statements.

ICICI Visa Platinum Debit Card Benefits

1. What is the daily ATM withdrawal limit for the ICICI Visa Platinum Debit Card?  

The daily ATM withdrawal limit is ₹1,00,000.
 

2. How to reward points with the ICICI Visa Platinum Debit Card?

Earn 1 reward point for every ₹200 spent.

3. Is there a fuel surcharge waiver with this debit card?

Yes, there is a surcharge waiver at selected government fuel outlets.

4. What is the protection feature for unauthorized transactions?  

The card offers zero liability protection against unauthorized transactions.

5. How to apply for the ICICI Visa Platinum Debit Card?  

Apply online through the ICICI Bank website or offline at a bank branch.

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