IKEA Credit Card Login, Payment and Customer Service

How to Login IKEA Credit Card?

The IKEA credit card is a card that can be used to shop at IKEA and other places where Visa is accepted. It offers various benefits for cardholders, such as rewards, discounts, free shipping, and easy EMI options. There are two types of IKEA credit cards: the IKEA Visa credit card and the IKEA Projekt card. To log in to your IKEA credit card account, follow these steps based on the type of card you have:

For IKEA Visa Credit Card

1. Visit the Manage your account - Comenity website.
2. Click on the “Cardmember Login” button.
3. Enter your username and password.
4. Enroll for online access if you are a new cardmember.

For IKEA Projekt Card

1. Visit the Manage your account - Comenity website.
2. Select the IKEA Projekt card option.
3. Enter your username and password.
4. Enroll for online access if you are a new cardmember.

How to Make a Payment for an IKEA Credit Card?

Making payments for your IKEA Credit Card is convenient and flexible, offering online, phone, and mail options. Whether you prefer the ease of online transactions, the simplicity of over-the-phone payments, or the traditional approach of mailing a check, IKEA provides multiple ways to manage your payments. Choose the method that suits you best to ensure timely and hassle-free credit card payments.

Online

• Log in to your online account.
• Click on “Make a Payment.”

Over the phone

• Call (866) 518-3990.
• Enter your card information when prompted.

Through EasyPay

• Use the EasyPay feature to make a payment without logging in or registering.

By mail

Send a check or money order to:

• Comenity Capital Bank, PO Box 650964, Dallas, TX 75265-0964

How to Apply for an IKEA Credit Card?

If you want to apply for an IKEA credit card, you need to know which type of card you want: the IKEA Visa credit card or the IKEA Projekt card. Each card has a different application process and eligibility criteria. Here are the steps to apply for each card:

Applying for an IKEA Visa credit card

1. For the IKEA Visa credit card, you can apply online through the IKEA Credit card - information - Comenity website. 
2. You will need to be an IKEA Family member and have a personal offer code if you have one. 
3. You will also need to provide your name, address, Social Security number, annual gross income, and other personal information. 
4. You can also review the rewards benefits, rates and fees, and terms and conditions of this card before applying.

Applying for an IKEA Projekt card

1. For the IKEA Projekt card, you can apply online through the IKEA® Projekt credit card - Comenity website or in-store at any IKEA location. 
2. You will need to have a minimum purchase amount of $500 and a maximum of $15,000. 
3. You will also need to provide your name, address, Social Security number, annual gross income, and other personal information. 
4. You can also review the special financing offers and discounts on IKEA products before applying.

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IKEA Credit Cards Benefits and Rewards

IKEA Credit Cards come with some cool perks and rewards. If you shop a lot at IKEA, you can get special financing deals. You also earn rewards on everyday purchases, but the way you can use them is a bit limited. Check out the good and not-so-good sides to see if it's the right card for you!

What Are the Pros and Cons of an IKEA Credit Card?

The IKEA Credit Card comes with its set of advantages and drawbacks, making it crucial for potential cardholders to weigh their options. Explore the pros, such as its rewarding nature for IKEA purchases and automatic enrollment in the IKEA Family program, alongside cons like limited reward redemption options and a relatively higher APR. Understanding these factors is essential to make an informed decision about obtaining and utilizing the IKEA Credit Card.

Pros of an IKEA Credit Card

1. Most rewarding when shopping with IKEA.
2. Automatic enrollment in IKEA Family membership program.
3. Earn rewards anywhere Visa is accepted.

Cons of an IKEA Credit Card

1. Rewards can only be redeemed as billing statement credit.
2. Above-average APR for purchases and balance transfers.
3. No traditional one-time offer.

How to Contact IKEA Credit Card Customer Care?

IKEA Credit Card Customer Care is here to assist you with any questions or concerns. Whether you need help resolving an issue or simply want to share your feedback, there are various ways to get in touch. Explore FAQs for quick answers or reach out by phone during their operating hours for personalized assistance. To contact IKEA Credit Card Customer Care, you have a few options:

Online Support

• You can find answers to many questions in the FAQs section on their website.

Phone

• For general customer service regarding the IKEA Visa credit card, you can call 1-866-387-6145. If you have the IKEA Visa Signature card, call 1-866-518-3990 (TDD/TTY 1-888-819-1918).

Hours of Operation

• Customer service is available Sunday-Saturday from 8:00 am to 11:00 pm (ET) for the IKEA Visa credit card and from 9:30 am to 9:00 pm (ET) for the IKEA Visa Signature credit card.

IKEA Credit Card Fees and Rates

Knowing how much it costs to use your IKEA Credit Card is important. Here's a simple overview of the interest rates and fees that might apply, helping you make informed choices about your card. Here are the fees and rates associated with the IKEA Credit Card:

Interest Rates for IKEA Credit Card

• Regular APR: 21.99% variable
• Purchase intro APR: 21.99% variable APR on purchases and 26.99% variable APR on balance transfers. A balance transfer fee of either $10 or 5% of the amount of each transfer, whichever is greater, applies.
• Balance transfer intro APR: N/A

Fees for IKEA Credit Card

• Annual fee: $0
• Balance transfer fee: Either $10 or 5% of the amount of each transfer, whichever is greater.
• Foreign purchase transaction fee: None