Living Spaces Credit Card Login, Payments, and Customer Service

How to Login Living Spaces Credit Card Account?

The Living Spaces Credit Card, issued by Synchrony Financial, offers various payment options for customers, including online payments with account management features. It provides low-interest and no-interest promotional financing options, making it suitable for larger purchases at Living Spaces. This card offers benefits such as in-store savings and promotions, but non-promotional purchases come with a high APR. To login to your Living Spaces Credit Card account, follow these steps:

• Visit the Living Spaces Manage Account or Apply page.
• On the login page, you’ll see two fields: User Name and Password.
• Enter your User Name into the “User Name” field.
• Enter your Password into the “Password” field. You can choose to show or hide your password as you type.
• Click the “Secure Login” button to access your account.

How to Calculate your monthly payment on Living Spaces Credit Card?

Securing financing can assist you in covering the cost of a significant purchase through easily manageable monthly payments. Utilize this calculator to project your monthly payment amounts, taking into account the financing amount and the promotional financing option you select. To calculate your monthly payment on the Living Spaces Credit Card, follow these steps:

1. Enter the amount you would like to finance.
2. Choose the length of the promotional period you prefer (options range from 6 to 72 months).
3. Select the type of promotional financing

• No Interest/Equal Payment: No interest will be charged, and equal monthly payments are required until paid in full.
• Deferred Interest: No interest if paid in full within the promotional period; otherwise, interest will be charged. Minimum monthly payments are required.
• Reduced APR/Fixed Payment: A reduced APR will be charged, and fixed monthly payments are required until paid in full.

Living Spaces Credit Card Customer Service

If you encounter any inquiries during the process, feel free to reach out via email at [email protected] or contact Synchrony Bank at 866-419-4096.

For resolving issues with your Synchrony Bank Credit Card, follow these steps if your card is declined online. For direct assistance, email [email protected]. Ensure that the billing address entered at checkout matches your Synchrony billing address, especially if you're picking up items or having them delivered. Update your Synchrony billing address at www.mysynchrony.com and wait a day before attempting your purchase again.

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How to Apply for a Living Spaces Credit Card?

The Living Spaces Credit Card offers various financing options for your furniture purchases, such as no interest if paid in full within 6, 12, or 24 months, or a reduced 9.99% APR for 60 months. You can also manage your account online, make payments, and access special offers. To apply for a Living Spaces Credit Card, you can follow these steps:

1. Visit the Living Spaces | Manage Account or Apply page.
2. Click the “Apply Now” button on the center of the page.
3. Fill out the online application form with your personal and financial information.
4. Review the terms and conditions and submit your application.
5. You will receive an instant decision on your application status.
6. If approved, you will receive your physical card in approximately 7-10 days. If it is a joint application, both parties will receive their physical card.
7. You can also apply for the card in person at any Living Spaces store. Just ask a sales representative for assistance.

What are the Benefits of Having a Living Spaces Credit Card?

You can have a dedicated line of credit for future furniture purchases, both online and in-store. You can build your credit by making timely payments. You can manage your account online, make payments, and access special offers. Some of the benefits of having a Living Spaces Credit Card are:

Is It Possible to Make an Online Payment for Living Spaces Credit Card?

Making payments online is a convenient and efficient way to manage your Living Spaces Credit Card account. Whether you choose to use the online portal or contact Synchrony Bank by phone, ensure you have the necessary information, such as your credit card details and payment amount, ready for a smooth transaction. If you want to make a payment towards your Living Spaces Credit Card online, you have a couple of options:

Living Spaces Credit Card Management Site

• Visit the Living Spaces Credit Card management site.
• Log in to your account using your credentials.
• Navigate to the payment section and follow the prompts to make your payment.

Contact Synchrony Bank

• Call Synchrony Bank, the financial partner of Living Spaces, at 866-396-8254.
• Follow the instructions provided over the phone to make your credit card payment.