Ulta Credit Card Review, What are the Ulta Credit Card Membership Rewards?

Ulta Credit Card Review

The Ulta Credit Card is a rewards credit card designed for people who want to save on Ulta Beauty products and services. It provides a 20% discount on your first Ulta purchase when using the card, along with ongoing rewards of 2 points for every $1 spent at Ulta. The Mastercard version offers additional perks, like 500 bonus points for spending $500 outside of Ulta Beauty in the first 90 days and 1 point for every $3 spent on non-Ulta purchases.

Ulta Credit Card points have good value, ranging from 3 to 6.25 cents each, and cardholders can achieve elite status and increased rewards rates by spending at least $450 in a calendar year. However, it's important to note the high APR and that applicants are first considered for the Mastercard, which requires a credit score of 700 or higher.

If not eligible for the Mastercard, applicants may be considered for the Ulta store credit card, available to those with credit scores of 640 or higher. Despite these considerations, the Ulta Credit Card offers potential benefits for frequent Ulta shoppers.

MarketsHost warmly invites you to an immersive experience, where we unveil the intricacies of Credit Cards, enabling you to make informed financial decisions with confidence.

What are the Ulta Credit Card Membership Rewards?

These membership rewards provide various ways for Ulta shoppers to save, receive gifts, and access exclusive offers based on their loyalty and spending levels. As an Ultamate Rewards member at Ulta, you can enjoy various benefits, and these perks depend on your membership level:

How to Apply for the Ulta Credit Card?

The Ulta Credit Card offers an opportunity for beauty enthusiasts to earn rewards and enjoy discounts on their Ulta Beauty purchases. If you're considering applying for this card, you have several application options, including an online application, in-store application, or applying over the phone. To apply for the Ulta Credit Card, you have three options:

Online Application

• Visit Ulta Beauty's official website.
• Click on the "Ulta Credit Card" link at the bottom of the page.
• Choose between the Ultamate Rewards Credit Card or the Ultamate Rewards Mastercard Credit Card.
• Create or log in to your Ulta.com account.
• Fill out the online application with your personal and financial details.
• Agree to the credit card agreement's terms, privacy statement, and electronic consent.
• Receive an instant decision on your application.

In-Store Application

• Visit any Ulta Beauty store.
• Ask for a credit card application form at the customer service desk.
• Complete the form with your personal and financial information.
• Provide identity and income proof.
• Agree to the credit card agreement's terms, privacy statement, and electronic consent.
• Receive a decision on your application within a few days.

Phone Application

• Call the Ulta Credit Card customer service number at 1-866-257-9195.
• Request to apply for a credit card over the phone.
• Provide your personal and financial information during the call.
• Consent to the credit card agreement's terms, privacy statement, and electronic consent.
• Receive a decision on your application within a few minutes.