What Will Collision Insurance Cover in the Event of an Accident?
Collision insurance covers vehicle damage from accidents, with a deductible of $250 to $1,000, excluding non-driving damages, other cars, and medical bills.
by Sai V
Updated Oct 27, 2023
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What Will Collision Insurance Cover in the Event of an Accident?
Collision insurance covers damages to your vehicle from accidents with other vehicles or objects. It includes single-car accidents involving rolling or falling over. However, it doesn't cover non-driving-related damages, other vehicles, or medical bills.
You can choose a deductible, typically between $250 to $1,000, which you pay before coverage kicks in. This insurance provides essential financial protection for repair or replacement costs in covered accidents. Contact your insurer for specific policy details.
What is Collision Insurance?
Collision insurance is a specific type of auto coverage that reimburses the policyholder for damage sustained to their personal vehicle caused by the insured driver's fault. It serves as an extension to a basic automobile policy, providing financial protection in case of collision-related damages.