When Should I Pay My Credit Card Bill to Increase Credit Score?

When Should I Pay My Credit Card Bill to Increase Credit Score?

To boost your credit score, pay your credit card bill early, ideally before the billing cycle ends or the statement's due date. Early payments help you avoid high-interest charges, strengthen your on-time payment history, and lower your credit utilization ratio.

Setting up automatic payments ensures timely payments, preventing missed payments and penalties. Avoid common mistakes like making only minimum payments or paying late, as they negatively impact your credit. Following these practices can enhance your financial health, improving your credit score and increasing your chances of future credit approvals.