📊 BLNE Key Takeaways
Is Beeline Holdings, Inc. (BLNE) a Good Investment?
Beeline Holdings exhibits explosive revenue growth (+600% YoY) but remains deeply unprofitable with a -195.8% net margin and negative operating cash flow of -$3.6M. With only $1.9M in cash and a quick ratio below 1.0, the company faces imminent liquidity crisis with less than six months of operational runway at current burn rates.
Beeline Holdings' fundamentals are very weak: revenue is essentially flat while gross margin is only 9.3%, operating losses exceed 2x revenue, and free cash flow is deeply negative. Although leverage is low and equity is still positive, the combination of persistent losses, cash burn, and thin liquidity suggests poor growth quality and meaningful financing risk if operating performance does not improve quickly.
Beeline Holdings, Inc. Key Strengths (BLNE)
- Exceptional revenue growth of +600% YoY demonstrates strong market demand and sales execution
- Minimal debt burden (0.01x D/E ratio) with only $300K long-term debt provides financial flexibility
- Positive gross margins of 18.6% suggest viable underlying business unit economics
- Low balance-sheet leverage with debt/equity of 0.01x
- Positive stockholders' equity of $51.74M provides some balance-sheet cushion
- EPS loss improved year over year, indicating some per-share loss moderation
BLNE Stock Risks: Beeline Holdings, Inc. Investment Risks
- Critical liquidity crisis: $1.9M cash with -$3.6M quarterly operating cash burn represents less than 6 months of survival runway
- Severe unprofitability: -$5.3M net loss on only $2.7M revenue with -195.8% net margin indicates fundamental operational inefficiency
- Quick ratio of 0.99x (below 1.0) combined with negative cash flow signals inability to meet short-term obligations without distressed asset sales or dilutive financing
- Extremely weak profitability with -212.2% operating margin and -273.8% net margin
- Severe cash burn from operations and free cash flow of -$11.44M against only $1.29M of cash
- Tight liquidity with current ratio of 1.05x and quick ratio of 0.91x increases near-term funding pressure
Key Metrics to Watch
- Quarterly operating cash flow trajectory and path to cash flow breakeven
- Cash balance depletion rate and urgency of financing/capital raise announcements
- Cost structure rationalization and timeline to operating profitability within 12-18 months
- Operating cash flow and quarterly cash balance
- Gross margin and operating margin improvement versus revenue growth
Beeline Holdings, Inc. (BLNE) Financial Metrics & Key Ratios
💡 AI Analyst Insight
Beeline Holdings, Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.
BLNE Profit Margin, ROE & Profitability Analysis
BLNE vs Finance Sector: How Beeline Holdings, Inc. Compares
How Beeline Holdings, Inc. compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Beeline Holdings, Inc. Stock Overvalued? BLNE Valuation Analysis 2026
Based on fundamental analysis, Beeline Holdings, Inc. has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Beeline Holdings, Inc. Balance Sheet: BLNE Debt, Cash & Liquidity
BLNE Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Beeline Holdings, Inc.'s revenue has declined by 18% over the 5-year period, indicating business contraction. The most recent EPS of $-46.63 indicates the company is currently unprofitable.
BLNE Revenue Growth, EPS Growth & YoY Performance
BLNE Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q3 2024 | $760.0K | -$1.3M | N/A |
| Q2 2024 | $2.7M | -$1.3M | N/A |
| Q1 2024 | $2.4M | -$1.3M | $-0.78 |
| Q3 2023 | $3.0M | -$1.6M | $-2.00 |
| Q2 2023 | $2.7M | -$1.6M | N/A |
| Q1 2023 | $2.9M | -$1.6M | N/A |
| Q3 2022 | $3.0M | $30.0K | $-0.18 |
| Q2 2022 | $3.6M | -$1.8M | $-0.12 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Beeline Holdings, Inc. Dividends, Buybacks & Capital Allocation
BLNE SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Beeline Holdings, Inc. (CIK: 0001534708)
📋 Recent SEC Filings
❓ Frequently Asked Questions about BLNE
What is the AI rating for BLNE?
Beeline Holdings, Inc. (BLNE) has a Combined AI Grade of D from Claude (D) and ChatGPT (D) with 88% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are BLNE's key strengths?
Claude: Exceptional revenue growth of +600% YoY demonstrates strong market demand and sales execution. Minimal debt burden (0.01x D/E ratio) with only $300K long-term debt provides financial flexibility. ChatGPT: Low balance-sheet leverage with debt/equity of 0.01x. Positive stockholders' equity of $51.74M provides some balance-sheet cushion.
What are the risks of investing in BLNE?
Claude: Critical liquidity crisis: $1.9M cash with -$3.6M quarterly operating cash burn represents less than 6 months of survival runway. Severe unprofitability: -$5.3M net loss on only $2.7M revenue with -195.8% net margin indicates fundamental operational inefficiency. ChatGPT: Extremely weak profitability with -212.2% operating margin and -273.8% net margin. Severe cash burn from operations and free cash flow of -$11.44M against only $1.29M of cash.
What is BLNE's revenue and growth?
Beeline Holdings, Inc. reported revenue of $2.7M.
Does BLNE pay dividends?
Beeline Holdings, Inc. does not currently pay dividends.
Where can I find BLNE SEC filings?
Official SEC filings for Beeline Holdings, Inc. (CIK: 0001534708) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is BLNE's EPS?
Beeline Holdings, Inc. has a diluted EPS of $-0.18.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is BLNE's fundamental grade?
Based on our AI fundamental analysis in June 2026, Beeline Holdings, Inc. has a D grade with 88% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is BLNE stock overvalued or undervalued?
Valuation metrics for BLNE: ROE of -10.4% (sector avg: 12%), net margin of -195.8% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
What is BLNE's AI grade for 2026?
Our dual AI analysis gives Beeline Holdings, Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is BLNE's free cash flow?
Beeline Holdings, Inc.'s operating cash flow is $-3.6M, with capital expenditures of $15.0K. FCF margin is -135.0%.
How does BLNE compare to other Finance stocks?
Vs Finance sector averages: Net margin -195.8% (avg: 25%), ROE -10.4% (avg: 12%), current ratio 1.06 (avg: 1.2).