📊 GHI Key Takeaways
Is Greystone Housing Impact Investors LP (GHI) a Good Investment?
Despite exceptional 269.5% YoY revenue growth, fundamental deterioration signals unsustainable business model: negative $10M free cash flow contradicts $1.3M net income, and critically low 0.1x interest coverage ratio indicates severe debt service stress. The company is failing to convert top-line growth into operational cash generation or returns on capital.
Greystone Housing Impact Investors shows unusually strong top-line growth and healthy free cash flow generation, which suggests its underlying portfolio is still producing cash despite a difficult earnings period. However, the latest period remains fundamentally weak on profitability, with negative operating income, a net loss, and poor interest coverage, so the revenue rebound does not yet translate into durable earnings quality.
Greystone Housing Impact Investors LP Key Strengths (GHI)
- Exceptional revenue growth of 269.5% year-over-year
- Positive net profitability of $1.3M with 6.1% net margin
- Adequate cash position of $20.6M provides near-term liquidity buffer
- Revenue increased sharply year over year, indicating strong portfolio or transaction-driven growth
- Operating cash flow and free cash flow are solid, with free cash flow margin above 30%
- Asset base remains substantial relative to reported long-term debt, providing some balance-sheet support
GHI Stock Risks: Greystone Housing Impact Investors LP Investment Risks
- Critical interest coverage ratio of 0.1x indicates inability to adequately service debt obligations
- Negative free cash flow of -$10M despite profitability signals poor cash conversion and operational efficiency
- Extremely low return on assets of 0.1% on $1.5B in total assets demonstrates poor capital deployment
- Operating cash flow near zero (-$107.2K) while generating reported profits raises earnings quality concerns
- EPS diluted collapsed 168.4% year-over-year despite positive net income growth
- The business is still unprofitable, with negative operating margin and net margin
- Interest coverage is negative, signaling weak earnings support for financing costs
- Liabilities are high relative to assets, limiting flexibility if credit conditions or portfolio performance worsen
Key Metrics to Watch
- Operating cash flow trend and free cash flow sustainability
- Interest coverage ratio and debt service capacity
- Return on equity when calculated and return on assets improvement trajectory
- Sustained return to positive net income and operating margin
- Operating cash flow consistency relative to net income and total liabilities
Greystone Housing Impact Investors LP (GHI) Financial Metrics & Key Ratios
💡 AI Analyst Insight
The current ratio below 1.0x warrants monitoring of short-term liquidity.
GHI Profit Margin, ROE & Profitability Analysis
GHI vs Finance Sector: How Greystone Housing Impact Investors LP Compares
How Greystone Housing Impact Investors LP compares to Finance sector averages
Sector benchmarks are approximate industry averages. Actual sector performance may vary.
Is Greystone Housing Impact Investors LP Stock Overvalued? GHI Valuation Analysis 2026
Based on fundamental analysis, Greystone Housing Impact Investors LP has mixed fundamental signals relative to the Finance sector in 2026.
Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.
Greystone Housing Impact Investors LP Balance Sheet: GHI Debt, Cash & Liquidity
GHI Revenue & Earnings Growth: 5-Year Financial Trend
5-Year Trend Summary: Greystone Housing Impact Investors LP's revenue has grown significantly by 53% over the 5-year period, indicating strong business expansion. The most recent EPS of $2.06 reflects profitable operations.
GHI Revenue Growth, EPS Growth & YoY Performance
GHI Quarterly Earnings & Performance
| Quarter | Revenue | Net Income | EPS |
|---|---|---|---|
| Q1 2026 | $21.8M | $1.3M | $0.01 |
| Q3 2025 | $21.7M | -$1.8M | $0.03 |
| Q2 2025 | $22.0M | -$3.7M | $0.19 |
| Q1 2025 | $22.4M | $3.3M | $0.11 |
| Q3 2024 | $24.3M | -$4.6M | $-0.23 |
| Q2 2024 | $22.0M | $5.2M | $0.19 |
| Q1 2024 | $22.4M | $10.6M | $0.42 |
| Q3 2023 | $22.6M | $9.7M | $0.39 |
Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.
Greystone Housing Impact Investors LP Dividends, Buybacks & Capital Allocation
GHI SEC Filings: Latest 10-K & 10-Q Analysis
Access official SEC EDGAR filings for Greystone Housing Impact Investors LP (CIK: 0001059142)
📋 Recent SEC Filings
❓ Frequently Asked Questions about GHI
What is the AI rating for GHI?
Greystone Housing Impact Investors LP (GHI) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 73% combined confidence, based on fundamental analysis of SEC EDGAR filings.
What are GHI's key strengths?
Claude: Exceptional revenue growth of 269.5% year-over-year. Positive net profitability of $1.3M with 6.1% net margin. ChatGPT: Revenue increased sharply year over year, indicating strong portfolio or transaction-driven growth. Operating cash flow and free cash flow are solid, with free cash flow margin above 30%.
What are the risks of investing in GHI?
Claude: Critical interest coverage ratio of 0.1x indicates inability to adequately service debt obligations. Negative free cash flow of -$10M despite profitability signals poor cash conversion and operational efficiency. ChatGPT: The business is still unprofitable, with negative operating margin and net margin. Interest coverage is negative, signaling weak earnings support for financing costs.
What is GHI's revenue and growth?
Greystone Housing Impact Investors LP reported revenue of $21.8M.
Does GHI pay dividends?
Greystone Housing Impact Investors LP does not currently pay dividends.
Where can I find GHI SEC filings?
Official SEC filings for Greystone Housing Impact Investors LP (CIK: 0001059142) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.
What is GHI's EPS?
Greystone Housing Impact Investors LP has a diluted EPS of $0.01.
How is the AI analysis conducted?
Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.
What is GHI's fundamental grade?
Based on our AI fundamental analysis in June 2026, Greystone Housing Impact Investors LP has a C grade with 73% confidence. Review the strengths and risks sections above for full context. This is not investment advice.
Is GHI stock overvalued or undervalued?
Valuation metrics for GHI: ROE of N/A (sector avg: 12%), net margin of 6.1% (sector avg: 25%). Compare these metrics with sector averages to assess valuation.
What is GHI's AI grade for 2026?
Our dual AI analysis gives Greystone Housing Impact Investors LP a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.
What is GHI's free cash flow?
Greystone Housing Impact Investors LP's operating cash flow is $-107.2K, with capital expenditures of $9.9M. FCF margin is -45.9%.
How does GHI compare to other Finance stocks?
Vs Finance sector averages: Net margin 6.1% (avg: 25%), ROE N/A (avg: 12%), current ratio N/A (avg: 1.2).