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INVO Fertility, Inc. (IVF) Fundamental Analysis & AI Grade 2026

IVF Nasdaq Surgical & Medical Instruments & Apparatus NV CIK: 0001417926
Updated This Month • Analysis: Jul 27, 2026 • SEC Data: 2026-03-31
Combined AI Grade
D
91% Confidence
STRONG AGREEMENT
D
88% Conf
D
94% Conf

📊 IVF Key Takeaways

Revenue: $2.0M
Net Margin: -274.9%
Free Cash Flow: $-2.0M
Current Ratio: 0.90x
Debt/Equity: 0.04x
EPS: $-3.38
AI Grade: D with 88% confidence
INVO Fertility, Inc. (IVF) receives a D fundamental grade with 91% confidence from our AI analysis based on SEC 10-K filings. With revenue of $2.0M, net profit margin of -274.9%, and return on equity (ROE) of -36.9%, INVO Fertility, Inc. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete IVF stock analysis for 2026.

Is INVO Fertility, Inc. (IVF) a Good Investment?

Claude

INVO Fertility is in financial distress with a severely negative cash burn of $1.9M annually against only $2.0M in revenue, resulting in a $5.5M net loss. The company faces acute liquidity challenges with a 0.90x current ratio and only $4.9M cash available, suggesting a sub-3-quarter runway at current burn rates. Absent significant operational improvements or capital infusion, the company risks insolvency.

ChatGPT

Fundamentals are severely weak: modest 4.7% revenue growth is accompanied by a 13.7% gross margin, deeply negative operating and net margins, and free cash flow nearly equal to revenue. Positive equity, $4.90 million of cash, and low long-term debt provide some balance-sheet support, but sub-1.0 liquidity ratios and continued cash burn create substantial financing and dilution risk.

INVO Fertility, Inc. Key Strengths (IVF)

Claude
  • + Low leverage with debt-to-equity of 0.04x provides financial flexibility for potential restructuring
  • + Modest revenue growth of 4.7% YoY shows some market traction despite operational challenges
  • + Improved EPS trend (+94.3% YoY) indicates loss reduction trajectory, though still deeply negative
ChatGPT
  • + Revenue increased 4.7% year over year
  • + Low long-term debt of $660,160 and debt-to-equity of 0.04x
  • + Positive stockholders' equity of $15.02 million

IVF Stock Risks: INVO Fertility, Inc. Investment Risks

Claude
  • ! Severe liquidity crisis with current ratio of 0.90x and negative operating cash flow of -$1.9M threatens solvency within 2-3 quarters
  • ! Extremely low gross margin of 13.7% indicates fundamental business model or manufacturing cost issues not being resolved
  • ! No insider buying activity and continued massive losses suggest management lacks confidence in near-term turnaround
ChatGPT
  • ! Net loss of $5.54 million substantially exceeds quarterly revenue
  • ! Free cash flow was negative $1.96 million with a -97.3% margin
  • ! Current ratio of 0.90x indicates inadequate short-term liquidity

Key Metrics to Watch

Claude
  • * Monthly operating cash burn rate relative to remaining cash runway
  • * Gross margin trend and ability to reduce cost of goods sold through operational improvements
  • * Revenue growth acceleration and path to positive unit economics
ChatGPT
  • * Operating cash burn and remaining cash runway
  • * Gross margin and operating margin progression

INVO Fertility, Inc. (IVF) Financial Metrics & Key Ratios

Revenue
$2.0M
Net Income
$-5.5M
EPS (Diluted)
$-3.38
Free Cash Flow
$-2.0M
Total Assets
$24.7M
Cash Position
$4.9M

💡 AI Analyst Insight

The current ratio below 1.0x warrants monitoring of short-term liquidity.

IVF Profit Margin, ROE & Profitability Analysis

Gross Margin 13.7%
Operating Margin -78.9%
Net Margin -274.9%
ROE -36.9%
ROA -22.5%
FCF Margin -97.3%

IVF vs Healthcare Sector: How INVO Fertility, Inc. Compares

How INVO Fertility, Inc. compares to Healthcare sector averages

Net Margin
IVF -274.9%
vs
Sector Avg 12.0%
IVF Sector
ROE
IVF -36.9%
vs
Sector Avg 15.0%
IVF Sector
Current Ratio
IVF 0.9x
vs
Sector Avg 2.0x
IVF Sector
Debt/Equity
IVF 0.0x
vs
Sector Avg 0.6x
IVF Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is INVO Fertility, Inc. Stock Overvalued? IVF Valuation Analysis 2026

Based on fundamental analysis, INVO Fertility, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-36.9%
Sector avg: 15%
Net Profit Margin
-274.9%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.04x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

INVO Fertility, Inc. Balance Sheet: IVF Debt, Cash & Liquidity

Current Ratio
0.90x
Quick Ratio
0.87x
Debt/Equity
0.04x
Debt/Assets
39.1%
Interest Coverage
N/A
Long-term Debt
$660.2K

IVF Revenue & Earnings Growth: 5-Year Financial Trend

IVF 5-year financial data: Year 2021: Revenue $4.2M, Net Income -$8.3M, EPS $-1.52. Year 2022: Revenue $4.2M, Net Income -$6.7M, EPS $-0.63. Year 2023: Revenue $3.0M, Net Income -$10.9M, EPS $-17.97. Year 2024: Revenue $6.6M, Net Income -$8.0M, EPS $-67.37.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: INVO Fertility, Inc.'s revenue has grown significantly by 58% over the 5-year period, indicating strong business expansion. The most recent EPS of $-3,782.65 indicates the company is currently unprofitable.

IVF Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-97.3%
Free cash flow / Revenue

IVF Quarterly Earnings & Performance

Quarterly financial performance data for INVO Fertility, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2025 $1.6M -$1.6M $-7.55
Q3 2024 $974.9K -$1.2M $-0.42
Q2 2024 $315.9K -$1.6M $-0.62
Q1 2024 $348.0K -$1.6M $-0.42
Q3 2023 $235.3K -$1.2M $-0.70
Q2 2023 $146.1K -$2.2M $-3.06
Q1 2023 $162.6K -$2.6M $-0.20
Q3 2022 $218.9K -$2.2M $-0.21

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

INVO Fertility, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$1.9M
Cash generated from operations
Capital Expenditures
$43.4K
Investment in assets
Dividends
None
No dividend program

IVF SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for INVO Fertility, Inc. (CIK: 0001417926)

📋 Recent SEC Filings

Date Form Document Action
Aug 14, 2026 10-Q form10-q.htm View →
Jul 24, 2026 S-1 forms-1.htm View →
Jul 24, 2026 8-K form8-k.htm View →
Jun 25, 2026 8-K form8-k.htm View →
Jun 23, 2026 DEF 14A formdef14a.htm View →

Frequently Asked Questions about IVF

What is the AI rating for IVF?

INVO Fertility, Inc. (IVF) has a Combined AI Grade of D from Claude (D) and ChatGPT (D) with 91% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are IVF's key strengths?

Claude: Low leverage with debt-to-equity of 0.04x provides financial flexibility for potential restructuring. Modest revenue growth of 4.7% YoY shows some market traction despite operational challenges. ChatGPT: Revenue increased 4.7% year over year. Low long-term debt of $660,160 and debt-to-equity of 0.04x.

What are the risks of investing in IVF?

Claude: Severe liquidity crisis with current ratio of 0.90x and negative operating cash flow of -$1.9M threatens solvency within 2-3 quarters. Extremely low gross margin of 13.7% indicates fundamental business model or manufacturing cost issues not being resolved. ChatGPT: Net loss of $5.54 million substantially exceeds quarterly revenue. Free cash flow was negative $1.96 million with a -97.3% margin.

What is IVF's revenue and growth?

INVO Fertility, Inc. reported revenue of $2.0M.

Does IVF pay dividends?

INVO Fertility, Inc. does not currently pay dividends.

Where can I find IVF SEC filings?

Official SEC filings for INVO Fertility, Inc. (CIK: 0001417926) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is IVF's EPS?

INVO Fertility, Inc. has a diluted EPS of $-3.38.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is IVF's fundamental grade?

Based on our AI fundamental analysis in August 2026, INVO Fertility, Inc. has a D grade with 91% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is IVF stock overvalued or undervalued?

Valuation metrics for IVF: ROE of -36.9% (sector avg: 15%), net margin of -274.9% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is IVF's AI grade for 2026?

Our dual AI analysis gives INVO Fertility, Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is IVF's free cash flow?

INVO Fertility, Inc.'s operating cash flow is $-1.9M, with capital expenditures of $43.4K. FCF margin is -97.3%.

How does IVF compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -274.9% (avg: 12%), ROE -36.9% (avg: 15%), current ratio 0.90 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Jul 27, 2026 | Data as of: 2026-03-31 | Powered by Claude AI