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Modular Medical, Inc. (MODD) Fundamental Analysis & AI Grade 2026

MODD Nasdaq Surgical & Medical Instruments & Apparatus NV CIK: 0001074871
Updated This Month • Analysis: Jul 29, 2026 • SEC Data: 2026-03-31
Combined AI Grade
D
91% Confidence
STRONG AGREEMENT
D
88% Conf
D
94% Conf

📊 MODD Key Takeaways

Revenue: $16.0
Net Margin: -176,512,500.0%
Free Cash Flow: $-27.7M
Current Ratio: 4.03x
Debt/Equity: 0.00x
EPS: $-12.36
AI Grade: D with 88% confidence
Modular Medical, Inc. (MODD) receives a D fundamental grade with 91% confidence from our AI analysis based on SEC 10-K filings. With revenue of $16, net profit margin of -176,512,500.0%, and return on equity (ROE) of -217.9%, Modular Medical, Inc. demonstrates mixed fundamentals in the Healthcare sector. Below is our complete MODD stock analysis for 2026.

Is Modular Medical, Inc. (MODD) a Good Investment?

Claude

Modular Medical faces an existential cash crisis with operating cash burn of $23.8M annually and only $6.9M in cash reserves (approximately 3 months runway). The combination of zero gross profit on $16M revenue, -$28.2M net loss, and -$27.7M free cash flow indicates fundamental operational failure or severe data quality issues. Without immediate capital infusion or dramatic operational restructuring, the company faces imminent solvency risk.

ChatGPT

Modular Medical remains effectively pre-revenue, making the reported revenue growth rate economically meaningless while operating losses and cash burn remain extreme. Although liquidity is currently adequate and the balance sheet carries little financial leverage, the $27.68 million free-cash-flow deficit substantially exceeds available cash, creating significant financing and dilution risk.

Modular Medical, Inc. Key Strengths (MODD)

Claude
  • + Strong liquidity position with 4.03x current ratio providing short-term cushion
  • + Zero long-term debt eliminates leverage risk and provides flexibility for restructuring
  • + Operates in medical devices sector with potential for high-margin products if operational issues resolved
ChatGPT
  • + Strong 4.03x current and quick ratios
  • + No reported long-term debt and a 0.00x debt-to-equity ratio
  • + Positive stockholders' equity of $12.96 million

MODD Stock Risks: Modular Medical, Inc. Investment Risks

Claude
  • ! Critical cash runway of <3 months at current burn rate of -$27.7M FCF annually
  • ! Zero gross profit on $16M revenue indicates products sold at loss or fundamental business model failure
  • ! Massive operating losses (-$27.6M) with no clear path to profitability suggest unsustainable cost structure
  • ! Negative ROE (-217.9%) and ROA (-190.4%) indicate severe shareholder value destruction
  • ! Likely requires immediate capital raise which will cause significant equity dilution
ChatGPT
  • ! Negligible revenue and no gross profit indicate an unproven commercial model
  • ! Operating loss of $27.56 million and net loss of $28.24 million reflect severe unprofitability
  • ! Free-cash-flow burn of $27.68 million versus $6.94 million of cash implies substantial near-term capital needs

Key Metrics to Watch

Claude
  • * Operating cash flow trend and monthly burn rate (current -$23.8M is unsustainable)
  • * Gross profit reconciliation - zero margin requires investigation for accounting or operational issues
  • * Cash balance decline rate and timeline to funding event
  • * Revenue quality and product-level gross margins breakdown
ChatGPT
  • * Revenue growth accompanied by positive gross profit
  • * Operating cash burn and remaining cash runway

Modular Medical, Inc. (MODD) Financial Metrics & Key Ratios

Revenue
$16.0
Net Income
$-28.2M
EPS (Diluted)
$-12.36
Free Cash Flow
$-27.7M
Total Assets
$14.8M
Cash Position
$6.9M

💡 AI Analyst Insight

Strong liquidity with a 4.03x current ratio provides a solid financial cushion.

MODD Profit Margin, ROE & Profitability Analysis

Gross Margin 0.0%
Operating Margin -172,250,000.0%
Net Margin -176,512,500.0%
ROE -217.9%
ROA -190.4%
FCF Margin -173,031,250.0%

MODD vs Healthcare Sector: How Modular Medical, Inc. Compares

How Modular Medical, Inc. compares to Healthcare sector averages

Net Margin
MODD -176,512,500.0%
vs
Sector Avg 12.0%
MODD Sector
ROE
MODD -217.9%
vs
Sector Avg 15.0%
MODD Sector
Current Ratio
MODD 4.0x
vs
Sector Avg 2.0x
MODD Sector
Debt/Equity
MODD 0.0x
vs
Sector Avg 0.6x
MODD Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Modular Medical, Inc. Stock Overvalued? MODD Valuation Analysis 2026

Based on fundamental analysis, Modular Medical, Inc. has mixed fundamental signals relative to the Healthcare sector in 2026.

Return on Equity
-217.9%
Sector avg: 15%
Net Profit Margin
-176,512,500.0%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.00x
Sector avg: 0.6x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Modular Medical, Inc. Balance Sheet: MODD Debt, Cash & Liquidity

Current Ratio
4.03x
Quick Ratio
4.03x
Debt/Equity
0.00x
Debt/Assets
12.6%
Interest Coverage
-10.01x
Long-term Debt
N/A

MODD Revenue & Earnings Growth: 5-Year Financial Trend

MODD 5-year financial data: Year 2014: Revenue $1.4K, Net Income N/A, EPS N/A. Year 2015: Revenue $0, Net Income N/A, EPS N/A. Year 2016: Revenue $0, Net Income N/A, EPS N/A. Year 2017: Revenue $0, Net Income N/A, EPS N/A. Year 2018: Revenue $0, Net Income N/A, EPS N/A.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Modular Medical, Inc.'s revenue has declined by 100% over the 5-year period, indicating business contraction. The most recent EPS of $-15.26 indicates the company is currently unprofitable.

MODD Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-173,031,250.0%
Free cash flow / Revenue

MODD Quarterly Earnings & Performance

Quarterly financial performance data for Modular Medical, Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q3 2019 N/A -$258.8K N/A
Q2 2019 N/A -$176.0K N/A
Q1 2019 N/A -$38.7K N/A
Q3 2018 N/A -$6.4K N/A
Q2 2018 N/A -$1.1K N/A
Q3 2017 N/A -$6.7K N/A
Q2 2017 N/A -$6.9K N/A
Q1 2017 N/A -$11.0K N/A

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Modular Medical, Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
-$23.8M
Cash generated from operations
Capital Expenditures
$3.9M
Investment in assets
Dividends
None
No dividend program

MODD SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Modular Medical, Inc. (CIK: 0001074871)

📋 Recent SEC Filings

Date Form Document Action
Aug 14, 2026 10-Q ea0300875-10q_modular.htm View →
Jul 2, 2026 4 xslF345X06/ownership.xml View →
Jul 2, 2026 4 xslF345X06/ownership.xml View →
Jul 2, 2026 4 xslF345X06/ownership.xml View →
Jul 2, 2026 4 xslF345X06/ownership.xml View →

Frequently Asked Questions about MODD

What is the AI rating for MODD?

Modular Medical, Inc. (MODD) has a Combined AI Grade of D from Claude (D) and ChatGPT (D) with 91% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are MODD's key strengths?

Claude: Strong liquidity position with 4.03x current ratio providing short-term cushion. Zero long-term debt eliminates leverage risk and provides flexibility for restructuring. ChatGPT: Strong 4.03x current and quick ratios. No reported long-term debt and a 0.00x debt-to-equity ratio.

What are the risks of investing in MODD?

Claude: Critical cash runway of <3 months at current burn rate of -$27.7M FCF annually. Zero gross profit on $16M revenue indicates products sold at loss or fundamental business model failure. ChatGPT: Negligible revenue and no gross profit indicate an unproven commercial model. Operating loss of $27.56 million and net loss of $28.24 million reflect severe unprofitability.

What is MODD's revenue and growth?

Modular Medical, Inc. reported revenue of $16.0.

Does MODD pay dividends?

Modular Medical, Inc. does not currently pay dividends.

Where can I find MODD SEC filings?

Official SEC filings for Modular Medical, Inc. (CIK: 0001074871) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is MODD's EPS?

Modular Medical, Inc. has a diluted EPS of $-12.36.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is MODD's fundamental grade?

Based on our AI fundamental analysis in August 2026, Modular Medical, Inc. has a D grade with 91% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is MODD stock overvalued or undervalued?

Valuation metrics for MODD: ROE of -217.9% (sector avg: 15%), net margin of -176,512,500.0% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is MODD's AI grade for 2026?

Our dual AI analysis gives Modular Medical, Inc. a combined D grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is MODD's free cash flow?

Modular Medical, Inc.'s operating cash flow is $-23.8M, with capital expenditures of $3.9M. FCF margin is -173,031,250.0%.

How does MODD compare to other Healthcare stocks?

Vs Healthcare sector averages: Net margin -176,512,500.0% (avg: 12%), ROE -217.9% (avg: 15%), current ratio 4.03 (avg: 2).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Jul 29, 2026 | Data as of: 2026-03-31 | Powered by Claude AI