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Oxford Industries Inc. (OXM) Fundamental Analysis & AI Grade 2026

OXM NYSE Men's & Boys' Furnishgs, Work Clothg, & Allied Garments GA CIK: 0000075288
Updated This Month • Analysis: Jun 12, 2026 • SEC Data: 2026-05-02
Combined AI Grade
C
72% Confidence
AGREEMENT
C
80% Conf
B
64% Conf

📊 OXM Key Takeaways

Revenue: $391.4M
Net Margin: 3.8%
Free Cash Flow: $-14.9M
Current Ratio: 1.17x
Debt/Equity: 0.27x
EPS: $1.00
AI Grade: C with 80% confidence
Oxford Industries Inc. (OXM) receives a C fundamental grade with 72% confidence from our AI analysis based on SEC 10-K filings. With revenue of $391.4M, net profit margin of 3.8%, and return on equity (ROE) of 2.9%, Oxford Industries Inc. demonstrates mixed fundamentals in the Market sector. Below is our complete OXM stock analysis for 2026.

Is Oxford Industries Inc. (OXM) a Good Investment?

Claude

Oxford Industries exhibits severe operational deterioration with revenue declining 2.6% YoY, net income collapsing 130% YoY, and critically negative free cash flow of -$14.9M. The combination of minimal cash reserves ($9.4M), tight liquidity (Quick ratio 0.60x), and abysmal capital returns (ROE 2.9%, ROA 1.1%) suggests unsustainable operations that cannot fund capex or debt service from internal cash generation without material operational improvement or capital injection.

ChatGPT

OXM shows strong gross margins and positive operating cash flow, indicating durable brand equity and underlying cash generation. Yet the latest period reports operating and net losses, negative interest coverage, and tight liquidity, pointing to execution and demand risks. Evidence of margin recovery and improved cash conversion is needed before a more constructive stance.

Oxford Industries Inc. Key Strengths (OXM)

Claude
  • + Healthy gross margin of 62.3% indicates core product economics and pricing power remain intact despite revenue pressures
  • + Strong interest coverage ratio of 9.8x demonstrates sufficient debt service capacity and near-term solvency for obligations
  • + Moderate leverage at 0.27x debt/equity provides some financial flexibility and suggests company is not overleveraged
ChatGPT
  • + High gross margin (~60.7%) signaling pricing power and brand mix
  • + Positive operating cash flow with positive, albeit thin, FCF
  • + Moderate leverage (Debt/Equity ~0.23x) with manageable long-term debt

OXM Stock Risks: Oxford Industries Inc. Investment Risks

Claude
  • ! Negative free cash flow of -$14.9M with only $9.4M cash on hand indicates unsustainable cash burn and potential liquidity crisis
  • ! Revenue declining while profitability collapsing suggests structural business challenges beyond temporary margin pressure
  • ! Quick ratio of 0.60x with negative FCF creates dangerous liquidity position vulnerable to supply chain disruption or demand shock
  • ! Extremely poor capital efficiency (ROE 2.9%, ROA 1.1%) indicates significant operational inefficiency and asset underutilization
  • ! Operating margin of only 5.7% on declining revenues leaves minimal buffer for unexpected cost increases or further sales deterioration
ChatGPT
  • ! Operating loss and negative net income; interest coverage at -13.7x
  • ! Tight liquidity (quick ratio 0.48x) and low cash levels
  • ! Revenue down 2.6% YoY, indicating potential demand softness

Key Metrics to Watch

Claude
  • * Free cash flow trajectory and working capital trends - sustainability hinges on achieving cash generation
  • * Revenue growth stabilization and gross margin defense - need evidence of business stabilization
  • * Operating expense reduction and margin expansion - must improve efficiency to restore profitability
  • * Cash balance and liquidity ratios - monitor for potential covenant violations or refinancing requirements
  • * Debt maturity schedule - assess refinancing risk given negative FCF and tight liquidity
ChatGPT
  • * Operating margin (return to sustained positive)
  • * Interest coverage (improvement to >1–3x)

Oxford Industries Inc. (OXM) Financial Metrics & Key Ratios

Revenue
$391.4M
Net Income
$15.0M
EPS (Diluted)
$1.00
Free Cash Flow
$-14.9M
Total Assets
$1.3B
Cash Position
$9.4M

💡 AI Analyst Insight

Oxford Industries Inc. presents a mixed fundamental picture. Review the detailed metrics above to form your own investment thesis.

OXM Profit Margin, ROE & Profitability Analysis

Gross Margin 62.3%
Operating Margin 5.7%
Net Margin 3.8%
ROE 2.9%
ROA 1.1%
FCF Margin -3.8%

OXM vs Market Sector: How Oxford Industries Inc. Compares

How Oxford Industries Inc. compares to Market sector averages

Net Margin
OXM 3.8%
vs
Sector Avg 12.0%
OXM Sector
ROE
OXM 2.9%
vs
Sector Avg 15.0%
OXM Sector
Current Ratio
OXM 1.2x
vs
Sector Avg 1.8x
OXM Sector
Debt/Equity
OXM 0.3x
vs
Sector Avg 0.7x
OXM Sector

Sector benchmarks are approximate industry averages. Actual sector performance may vary.

Is Oxford Industries Inc. Stock Overvalued? OXM Valuation Analysis 2026

Based on fundamental analysis, Oxford Industries Inc. has mixed fundamental signals relative to the Market sector in 2026.

Return on Equity
2.9%
Sector avg: 15%
Net Profit Margin
3.8%
Sector avg: 12%
Revenue Growth
N/A
Year-over-year
Debt/Equity
0.27x
Sector avg: 0.7x

Note: This is a fundamental analysis based on SEC filings. For P/E ratio, price targets, and market-based valuation, consult financial data providers. This is not investment advice.

Oxford Industries Inc. Balance Sheet: OXM Debt, Cash & Liquidity

Current Ratio
1.17x
Quick Ratio
0.60x
Debt/Equity
0.27x
Debt/Assets
0.0%
Interest Coverage
9.80x
Long-term Debt
$142.7M

OXM Revenue & Earnings Growth: 5-Year Financial Trend

OXM 5-year financial data: Year 2021: Revenue $1.1B, Net Income $68.5M, EPS $4.05. Year 2022: Revenue $1.4B, Net Income -$95.7M, EPS $-5.77. Year 2023: Revenue $1.6B, Net Income $131.3M, EPS $7.78. Year 2024: Revenue $1.6B, Net Income $165.7M, EPS $10.19. Year 2025: Revenue $1.6B, Net Income $60.7M, EPS $3.82.
Revenue
Net Income
EPS (right axis)

5-Year Trend Summary: Oxford Industries Inc.'s revenue has grown significantly by 38% over the 5-year period, indicating strong business expansion. The most recent EPS of $3.82 reflects profitable operations.

OXM Revenue Growth, EPS Growth & YoY Performance

Revenue Growth
N/A
Year-over-year
Net Income Growth
N/A
Year-over-year
EPS Growth
N/A
Earnings per share
FCF Margin
-3.8%
Free cash flow / Revenue

OXM Quarterly Earnings & Performance

Quarterly financial performance data for Oxford Industries Inc. including revenue, net income, and earnings per share.
Quarter Revenue Net Income EPS
Q1 2026 $391.4M $15.0M $1.00
Q3 2025 $307.3M -$3.9M $-0.25
Q2 2025 $403.1M $16.7M $1.12
Q1 2025 $392.9M $26.2M $1.70
Q3 2024 $308.0M -$3.9M $-0.25
Q2 2024 $419.9M $40.6M $2.57
Q1 2024 $398.2M $38.4M $2.42
Q3 2023 $313.0M $10.8M $0.68

Data sourced from SEC EDGAR 10-Q quarterly filings. Figures may represent quarterly or cumulative values.

Oxford Industries Inc. Dividends, Buybacks & Capital Allocation

Operating Cash Flow
$7.9M
Cash generated from operations
Capital Expenditures
$22.8M
Investment in assets
Dividends Paid
$10.6M
Returned to shareholders

OXM SEC Filings: Latest 10-K & 10-Q Analysis

Access official SEC EDGAR filings for Oxford Industries Inc. (CIK: 0000075288)

📋 Recent SEC Filings

Date Form Document Action
Jun 26, 2026 8-K oxm-20260623.htm View →
Jun 12, 2026 4 xslF345X06/wk-form4_1781300195.xml View →
Jun 11, 2026 10-Q oxm-20260502.htm View →
Jun 10, 2026 8-K oxm-20260610.htm View →
Jun 2, 2026 4 xslF345X06/wk-form4_1780431490.xml View →

Frequently Asked Questions about OXM

What is the AI rating for OXM?

Oxford Industries Inc. (OXM) has a Combined AI Grade of C from Claude (C) and ChatGPT (B) with 72% combined confidence, based on fundamental analysis of SEC EDGAR filings.

What are OXM's key strengths?

Claude: Healthy gross margin of 62.3% indicates core product economics and pricing power remain intact despite revenue pressures. Strong interest coverage ratio of 9.8x demonstrates sufficient debt service capacity and near-term solvency for obligations. ChatGPT: High gross margin (~60.7%) signaling pricing power and brand mix. Positive operating cash flow with positive, albeit thin, FCF.

What are the risks of investing in OXM?

Claude: Negative free cash flow of -$14.9M with only $9.4M cash on hand indicates unsustainable cash burn and potential liquidity crisis. Revenue declining while profitability collapsing suggests structural business challenges beyond temporary margin pressure. ChatGPT: Operating loss and negative net income; interest coverage at -13.7x. Tight liquidity (quick ratio 0.48x) and low cash levels.

What is OXM's revenue and growth?

Oxford Industries Inc. reported revenue of $391.4M.

Does OXM pay dividends?

Oxford Industries Inc. pays dividends, with $10.6M distributed to shareholders in the trailing twelve months.

Where can I find OXM SEC filings?

Official SEC filings for Oxford Industries Inc. (CIK: 0000075288) including 10-K, 10-Q, and 8-K reports are available on SEC EDGAR.

What is OXM's EPS?

Oxford Industries Inc. has a diluted EPS of $1.00.

How is the AI analysis conducted?

Two independent AI systems — Claude (Anthropic) and ChatGPT (OpenAI) — analyze SEC EDGAR filings including 10-K annual reports and 10-Q quarterly reports. Each AI evaluates financial health, profitability ratios, balance sheet strength, and growth metrics. The combined grade reflects both perspectives for balanced insights.

What is OXM's fundamental grade?

Based on our AI fundamental analysis in June 2026, Oxford Industries Inc. has a C grade with 72% confidence. Review the strengths and risks sections above for full context. This is not investment advice.

Is OXM stock overvalued or undervalued?

Valuation metrics for OXM: ROE of 2.9% (sector avg: 15%), net margin of 3.8% (sector avg: 12%). Compare these metrics with sector averages to assess valuation.

What is OXM's AI grade for 2026?

Our dual AI analysis gives Oxford Industries Inc. a combined C grade for 2026. Revenue is data pending, with profitability at or below sector average. Always conduct your own research.

What is OXM's free cash flow?

Oxford Industries Inc.'s operating cash flow is $7.9M, with capital expenditures of $22.8M. FCF margin is -3.8%.

How does OXM compare to other Market stocks?

Vs Default sector averages: Net margin 3.8% (avg: 12%), ROE 2.9% (avg: 15%), current ratio 1.17 (avg: 1.8).

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Disclaimer: This analysis is generated by Claude AI (Anthropic) and ChatGPT (OpenAI) based on publicly available SEC EDGAR filings. It does not include stock price data and should not be considered financial advice. All fundamental data is sourced from SEC public domain filings. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.
Data Source: SEC EDGAR | Analysis Date: Jun 12, 2026 | Data as of: 2026-05-02 | Powered by Claude AI